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Co-Op bank - £200 if you switch to them

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Comments

  • Tubbss
    Tubbss Posts: 444 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    the 00 is for internal purposes and just means its a current account
  • Applied online yesterday, email arrived this morning confirming approval. Now just need to decide which of my many current accounts to switch.
    Thanks to OP and subsequent posters who have supplied useful info.
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    If you opened it in branch what reasons were you given for them not being able to provide the details there and then?

    I was also suprised at not having to sign anything or given any paperwork at all.
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    I'm surprised we were not asking for ID during the online application process. In the past, my ID was checked electronically and them I'm asked to prove my ID by entering either my driving license number or my passport number. If you refuse or can't provide either they need equivalent paper forms of identification posted or taken to the branch.

    Maybe they'll ask for them later.
  • For those who got the NHS discount: Is it guaranteed to be paid out on top of the £200? According to the nhsdiscount.com website it's an additional £50. Is there any chance the £50 could override the £200 leaving you £150 down?
  • notts_phil
    notts_phil Posts: 1,087 Forumite
    gozaimasu wrote: »
    I'm absolutely gutted on this one. Applied Monday, email confirmation Tuesday then a letter on Friday (only yesterday!) saying that I need to provide ID. Went to provide ID in branch today but it still has to go by post.

    So I applied when the deal came out, acted as soon as possible on everything and yet it looks like the switching form link has been de-activated and I won't get the incentive. Absolutely fuming, so firing off a complaint letter to co-op, even though I am not yet officially a customer! It said that I would get 14 days from applying (being accepted officially with sort code and account number?) to make the switch to be eligible for the incentive, but their leaflet says I won't get the incentive if I haven't applied to make the switch before they withdraw, which it looks like they have. Quite unfair.

    Woooo hold your horses!!. You will be fine. Ring up and give them the switching details.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    gozaimasu wrote: »
    It said that I would get 14 days from applying
    Not what I read. It said 14 days from the date your account was opened. If they required proof, then your account wasn't opened at that date.

    Saying that, I've never been asked for *any* ID. Just an email, and a letter saying "Welcome, your card and PIN will arrive shortly".
  • jollyme
    jollyme Posts: 343 Forumite
    I'm beginning to get confused here. When does the 14days start ? From being given account details? So I applied online and was accepted on line 'subject to.....' . I want this £200, do I have to be a member of the coop ...? Does anyone know?
  • boybeck
    boybeck Posts: 119 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Have you seen that Martin now says the Coop account can't be operated online?!

    There was no mention of this when I signed up and the actual Coopmpage still says secure online banking.

    I'm confused, if there's no online banking I'll be cancelling my application.
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    I'd say if you know your sort code and account number then your account is definitely open (might not be technically open but considering the limit is 14 days, I wouldn't leave it any later)
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