We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New and scared but so determined

1515254565789

Comments

  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Grief it's windy out there, I've had to rescue the wheelie bin twice already. I've tried to put in a sheltered part of the yardy bit of my garden but the blimmin' wind is everywhere :eek:

    My bank account has started moving again with a couple of DirectDebits going out (Missus Nora, I don't count any bank payments in my NSD's) so I have PADed a little £2.20 over to my F/mans debt :) to keep the account looking nice and tidy. Only 10 days until payday and I will pay that one off completely :T The dribs and drabs I am paying now will just make that payment come down a little so there's no gain really but I am trying to stay in the habit of PADing so when I start to tackle my Carp 1 card it will be second nature to PAD everyday.

    I went to place an order with Approved Foods but have you seen the delivery costs :eek: Admittedly I didn't want much because I wanted to break the DD's in gently but the delivery was more than my order so it really wasn't a saving. I just made a swift exit.

    I have one sale on ebay :) not for very much but it all goes in the paypal pot for future pressie buying. I must list some more but I keep forgetting to do it in the evening and I don't think things sell as well if they are finishing at 7 in the morning :o I must get more organised.

    Also started looking for car insurance quotes :eek: It's not due for renewal for another couple of months yet but I was being nosey to see if I could save any money. The answer, apparently, is NO. Surely insurance should come down a little bit as you build your no claims again, not sky rocket through the roof :eek:
    I shall worry about that later, I think :o

    Will be in the house all day today and have many plans, which will not get done if I sit here much longer.

    Why is this site so addictive?????
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • miggy
    miggy Posts: 4,328 Forumite
    Good morning and a happy New Year!

    Still got the decs and tree up here... I'm all for having Christmas as long as possible after the 25th but then I don't start it as early as some. :)

    I've bought a few AF orders in the past and only stopped because I'm still using everything up! As far as I can see the main dangers are overbuying and buying stuff that I sternly classify as 'empty calories not real food'. They can be excellent for some things: a while ago they had catering sized jars of Loyd Grossman sauces which were a huge bargain. They keep well till opened then I just divided the excess up and froze it. Also very good for flavoured cous cous and big bags of bread mix - though don't do what I did and have your bread maker break down with several months' supply of bread mix still to go!

    A similar firn is BigBrandsforLess which I actually think is now better despite not having as many lines. AF foods used to be cheaper than it is now... or was... I haven't looked for a while (couldn't see over the pies of bread mix).
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning, I hope you all feel better than I do this morning :(
    I seem to have been hit by some sort of stomach bug and have not had the most pleasant of nights :o
    Typical when I should be back at work this morning but to be a little bit crude, I really can't venture far from the safety of my own bathroom at the moment IYSWIM :o And I am feeling like a wrung out dish rag :( I'm hoping its just a 24 hour thing and I can get back tomorrow.

    On the positive side of life, my bank account is looking healthy, I have paid all my bills for the month and even PADed a tiny 86p to F/mans this morning, my payment from my ebay sale went through and I have listed some more which have watchers, so I am still MSEing the way I want to :)

    I won't be doing very much today as I just haven't got the energy and am off to make the dreaded phone call to work (I can feel their disapproval oozing down the line), have a shower then pull on some joggers (quick to pull down in an emergency situation) and collapse back onto the sofa.

    Have a great day x x
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Good Morning, I hope you all feel better than I do this morning :(

    Oh, you poor, poor thing! Lots of it going around by all accounts though. You know the drill - plenty of fluids, lots of rest and bleach every surface in sight.

    *senses Freeby gaining a decent lead in the race to target*........of course, you know you can get liquids and bleach delivered to the door, don't you??...........:D...............................

    Take care honey.

    Nora.x
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Definitely back to work today :) which I am quite pleased about. I need to shake off this feeling of inertia that is starting to creep over me. Seems the less I do then the less I want to do. I need to get out of this house and meet some real live people :o I went to lock up last night and realised I hadn't unlocked in the morning :o

    No extra payments today, I lovely round figure went into my bank account :) today and nothing has come out :) so it's still all nice and tidy.

    Spendy day today though *feels Missus Knitty's smile of encouragement*
    Mr A is delivering tonight, must get some diesel for the old Beauty and I have an ebay parcel to post. Will do some other bits and pieces today too so that I can have lots of NSDs over the weekend *feels Missus Knitty's frown*

    Hope everyone has a great day doing whatever it is you're doing :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Knitting_Nora
    Knitting_Nora Posts: 1,450 Forumite
    Ninth Anniversary Combo Breaker Debt-free and Proud!
    Well, spendy day or not, I hope you're feeling oodles better today - take it easy as you buiild your strength back up though.

    And you're right, it'll be good to get out and about to clear the cobwebs (over your purse...).

    Have a good 'un, and take care up there.

    Nora.x
  • Coooo-eeeee *taps on Freeby's door*

    You ok in there?

    *steps into the dark....*

    Freeby?? :(
  • miggy
    miggy Posts: 4,328 Forumite
    *Taps Knitty on the shoulder*
    Oh sorry, didn't mean to make you jump. Is there anyone in there?
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • miggy wrote: »
    *Taps Knitty on the shoulder*
    Oh sorry, didn't mean to make you jump. Is there anyone in there?

    *climbs down from the ceiling* don't know...spooky though, innit?
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Boo!

    *creeps away again*
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.