We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
New and scared but so determined
Comments
- 
            freebyfifty wrote: »So did you :j:j:j
Well sure - but I haven't left the house all day!! And you should see the strain on my face from not going out to buy chocolate....I've actually run out!!:eek:0 - 
            If I tell you that, I'd have to kill you - lol

On a Saturday I do a meal plan and do my weekly shop for everything! If we need it through the week and we ain't got it then it's tough!
I pay into a tea fund on a Monday morning at work but if I put that £1 in my coat pocket on a Saturday I count it in my spendy day and not on the Monday.
I have to admit that I pounced on the poor window cleaner before he could get his squeegee (sp?) out and told him not to bother this time so I could get a NSD and today I told a workmate I had a sore stomach to avoid going out for a coffee at lunch.
I'm lucky (????) in that I work in a place where there are no vending machines or canteen and that we have to take our own stuff in.
I just want to get to my target of 15 then I'll relax a little (maybe).
So now that I've told you...............................sleep with one eye open - :rotfl:Free by FiftyDebt of the Moment -August NSD Challenge 14/150 - 
            Knitting_Nora wrote: »Well sure - but I haven't left the house all day!! And you should see the strain on my face from not going out to buy chocolate....I've actually run out!!:eek:
I have peanut M&M's, white chocolate Lindor truffles and about 6 Th0rtons chocs left. Are you drooling? Would you like me to save you some?Free by FiftyDebt of the Moment -August NSD Challenge 14/150 - 
            It's Friday :j
Yesterday I got a statement from Littlewoods. I had e-mailed them as soon as my balance went to zero to tell them to close my account so when I got the statement I expected it to have some kinda sneaky extra charge or something on it but nooooooooooo :T
It said
Balance - 0.00
Payment Due - 0.00
Available to spend - 0.00
Woop woop - one down
 - many, many more to go 
I'm just glad the account is closed and gone. I know what I'm like, it would have been too tempting in one of my dark hours to say "Oh s0d it, it'll just get it on the catalogue" which I have done many many many (and so on) times. Now I can't
Just got to concentrate on F/Mans now and if my predictions are correct that will be gone in February. I have joined a 2012 challenge precisely to make sure that happens.
I got another Christmas prezzie from ebay yesterday, bought out of the cash I'd made from selling so no direct cost to me. I feel like Christmas is starting to come together and I'm so much more in control than any other year I can remember.
I've only been doing this diary for a month and I can honestly say it has changed my life. One day I will be on here declaring I am debt free but at the moment I am really enjoing the challenge of getting there. :beer:Free by FiftyDebt of the Moment -August NSD Challenge 14/150 - 
            As it is Friday I am, once again, obssessed with my shopping budget.
I am wandering around the house making sure I have everything we might need through the week and I have written my meal plan and checked out Mr T's website for the offers.
Can my list really come to less than £15 for essentials???????
I am going to buy some bits and pieces for the kids stockings. I have also decided that I won't be buying selection boxes for them this year, instead I am going to buy the multi packs of chocolate bars, seperate them and put them in a little Christmas gift bag for each of them. Hopefully this will work out cheaper than buying a cardboard box with 6 bars in it for a fiver. For that £5 each they'll get so much more lovely chocolate.
If I spend £5 on those bits, my shopping will be around the 20 quid mark. I can't believe that......there must be something I've missed
**runs off to check cupboards again**Free by FiftyDebt of the Moment -August NSD Challenge 14/150 - 
            Morning! Thanks for dropping by on my diary
  And congratulations on your zero Littlewoods balance!
I am envious of your meal plan obsession, mine has fallen by the wayside after 2 weeks! I'm determined to get back on track next week though, and resist the lure of the takeaway and convenience food....Savings target: £25000/£25000
:beer: :T
0 - 
            freebyfifty wrote: »As it is Friday I am, once again, obssessed with my shopping budget.
I am wandering around the house making sure I have everything we might need through the week and I have written my meal plan and checked out Mr T's website for the offers.
Can my list really come to less than £15 for essentials???????
I am going to buy some bits and pieces for the kids stockings. I have also decided that I won't be buying selection boxes for them this year, instead I am going to buy the multi packs of chocolate bars, seperate them and put them in a little Christmas gift bag for each of them. Hopefully this will work out cheaper than buying a cardboard box with 6 bars in it for a fiver. For that £5 each they'll get so much more lovely chocolate.
If I spend £5 on those bits, my shopping will be around the 20 quid mark. I can't believe that......there must be something I've missed
**runs off to check cupboards again**
With reference to selection boxes; Mr T is selling them at buy one get 2 free!! Total cost of £3
Hope this helpsMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0000 - 
            With reference to selection boxes; Mr T is selling them at buy one get 2 free!! Total cost of £3
Hope this helps
Thank you FREEZ. I am going to Mr T tomorrow so I will investigate further but if they are on that offer I'd be mad not to - thank you
                        Free by FiftyDebt of the Moment -August NSD Challenge 14/150 - 
            Well done on all those Littlewoods zeros! And the multitudinous NSDs! Now... are you tempted by the BOGOF selection boxes?

I always end up going round the pound shops for stocking fillers but of course then I have to be doubly careful not to spend so much because I'm spending so little, IYSWIM.
                        Miggy
MEMBER OF MIKE'S MOB!
Every Penny a Prisoner
This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)0 - 
            At the moment I am a "Money Saving Convert"
                        Free by FiftyDebt of the Moment -August NSD Challenge 14/150 
This discussion has been closed.
            Confirm your email address to Create Threads and Reply
Categories
- All Categories
 - 352.3K Banking & Borrowing
 - 253.6K Reduce Debt & Boost Income
 - 454.3K Spending & Discounts
 - 245.3K Work, Benefits & Business
 - 601K Mortgages, Homes & Bills
 - 177.5K Life & Family
 - 259.1K Travel & Transport
 - 1.5M Hobbies & Leisure
 - 16K Discuss & Feedback
 - 37.7K Read-Only Boards