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The 'Save £12k in 2012' thread!
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I can't wait either
I'll no doubt live on the thread once 1st Jan has gone by 
it will spur me on reading of other peoples success 
and knowing I can fill that little spreadsheet in end of every month will be really exciting
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Speaking of spreadsheets....do you fancy pointing me in the right direction for downloading a spreadseet? Will need one and get cluded up for putting in my income and expenses, month by month and the year as a whole...see where im going wrong and what im doing well.Work in progress...Update coming July 2012.
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For what it's worth, most people recommend starting here:
http://www.makesenseofcards.com/soacalchelp.html
as a good starting point.
Hope you're not thinking I'm teaching you to suck eggs, but that will give you a load of pointers as to what you spend.
Then it's a case of adapting a spreadsheet - I have a simple spreadsheet with a few columns:
What, IN, OUT, Total at its simplest.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Thats what i need-just a spreadsheet. I have done that SOA more times than i can count to!! It looks very attractive, i can save 4 figure a month as a minimum. Looking to start up a couple of little businesses aswel though so hopefully that can bring in an extra couple of k....as im going for £15k!Work in progress...Update coming July 2012.
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rictus123 at the very simplest this is what I have:
https://docs.google.com/spreadsheet/ccc?key=0AgeI6gG-Zn-edDIwLWJ1TVUtdEZzV3VXUmFsYkxZOHc
obviously I've anonymised it but you'll get the idea.
Nothing fancy at all!Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Hi,
Can you guys please add me to the list @ 12k?
Thanks!0 -
I would like to join too please.0
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Why am i so excited that i NEED to save at least £1250 a month to reach my £15,000 target. Even been playing around with figures,seeing if i can go for £18,000 or even £20,000! If i saved that in a year i would be absolute amazed! £15,000 is a challenge, never mind another third on top of that! Bring on this challenge, 29 days and its on!!Work in progress...Update coming July 2012.
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Silly question that might have been answered already. Does the money have to be all there at the end of the year? If so then I probably won't make 12k, pilot's licenses ain't cheap 0
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Ooh good thread!
I'd like to join in the fun ..... the full 12K please0
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