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The 'Save £12k in 2012' thread!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Slowly fading, ive been missed can I be added to the list please? :)
    Sorry for missing you! You're on the list now :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • No probs thank you :)
  • Hello, Im new to posting on the forum but have been around a while *waves*

    Can I join in on this?
    Doubt i'll make 12k but id be able to have a go at 7k!

    Thanks :)
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mrshep wrote: »
    Just want to say a huge thank you to all the people that run and maintain these challenge threads they are a big help to lots of people

    I second this :D Thank you all.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Brand new to the site having discovered it in the past week. Excited to give this a go so put me down for £12k in 12 months!
  • Hiya,

    Can you also sign me up for saving 12k in 2012 please?

    Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    7 weeks on Sunday this challenge is on. The start of my business plan and many good things for me :D Its the start of my dream!
    Work in progress...Update coming July 2012.
  • I don't know about anyone else, but I just want to start this challenge now! :p
    VSP - £14.76 | Saving for a Deposit
  • wilf55
    wilf55 Posts: 3,102 Forumite
    hi guys

    can i join please, aiming for £12,000

    anyone got ideas on how they are going to do it?

    will give me a couple of months to get myself straight before I get going! as i seem to pay bills etc with any money i seem to make

    go for it guys and gals!
    Save 12k in 2015 member 187. £62.50/6000
  • Cat2011
    Cat2011 Posts: 481 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    wilf55 wrote: »
    hi guys

    can i join please, aiming for £12,000

    anyone got ideas on how they are going to do it?

    will give me a couple of months to get myself straight before I get going! as i seem to pay bills etc with any money i seem to make

    go for it guys and gals!

    Still thinking about how. But by basically using the principles on here. Spend less, earn more :D

    When I first had my LBM, I set myself a budget and in the first month I'd spent my budget in the first week! It was 3 months before I finally managed to budget properly and had a positive balance at the end of the month - had the biggest smile!

    I've looked through all my bills to reduce - gas/elec, changed mobile contract, moved to a cheaper gym, cancelled love film etc.

    I spend less money than I used to, no buying drinks/food when I top for fuel. Take water and an apple or two from home if going on a long journey etc.

    That means I can save a fair amount from my salary. I'm also earning extra by selling all my unused things on eBay, and mystery shopping. Using cashback and other incentives like switching bank accounts. Hopefully in the new year I'll take on a second job as well. No time at the moment because I'm studying. Also making sure that all the money I save is earning the most interest possible.

    I'm of the view that lots of little things adds up ;)
    Debt-free 27th July 2012!
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