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The 'Save £12k in 2012' thread!

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  • emmie26
    emmie26 Posts: 500 Forumite
    Tenth Anniversary Combo Breaker
    I have been stocking up on long dated foodstuffs like tins and stuff for the freezer. I am ok for dog food for all next year I think and have lots of shampoo which I got cheap on offer at the co-op (6 bottles for £4 with voucher)

    That is a good idea I may keep an eye out for washing powder and stuff on offer that will keep and try and stock up, I don't have a lot of storage space but I'm sure I can think of something.

    Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
    debt reduced by 32%
    Debt free date: May 2019
  • Nikadi
    Nikadi Posts: 48 Forumite
    Eighth Anniversary Combo Breaker
    Can you put me down for £12000 please? :)
    Saving for a deposit: £5,400/£20,000

    Stashbusting: 8/14 Projects Completed July-Dec 2016
  • Sign me up please :cool:
  • Nikadi
    Nikadi Posts: 48 Forumite
    Eighth Anniversary Combo Breaker
    I thought more would be on lower wages like I am. Makes me nervous now! I'm 22 and earn a decent wage but don't work enough hours to earn a lot! By March next year I should be on around £1000 net a month, I'm hoping to get a third job now so that I can be earning that now and more when my second job goes to it's full hours next March :) Hoping to earn £1300 net a month by March, that would be great :) It'll cover rent if I continue to houseshare on the cheap, food and so on :)

    I'm also saving for a deposit on a house! I've saved over the past few years but the money I saved has mostly disappeared now due to moving into a non-seasonal job and having to find somewhere to live, find a job (well, two) and training courses for my work! The last of my savings will disappear at the end of December when I have to renew my car insurance :(

    So I'll be starting 2012 afresh! :D
    Saving for a deposit: £5,400/£20,000

    Stashbusting: 8/14 Projects Completed July-Dec 2016
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nikadi - your challenge will be hard, but good luck with it! :) there's lots of tips on the boards about saving money and cheaper living styles etc., so have a wander :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Nikadi
    Nikadi Posts: 48 Forumite
    Eighth Anniversary Combo Breaker
    slowyfading: I think the thing that worries me is that I already do a lot of things to save money because I'm not on a lot of money at the moment due to not having my full hours yet (though admittedly have been eating out a bit recently!) so it's trying to skim even more off of that!

    Saying that, I could easily skim off the cost of my shampoo and conditioner from lush (£20 a month :eek: ) but I like it too much :rotfl: It smells yummy ;)
    Saving for a deposit: £5,400/£20,000

    Stashbusting: 8/14 Projects Completed July-Dec 2016
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nik - I love a good shampoo and conditioner too :D I don't know how I'm going to do it really, unless I find another job soon! But, I'll try my hardest anyway :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • I'd like to have a go at this please but I think 12k is unrealistic for me. We are trying to over pay on the mortgage. Can you add me to your list with a personal target of £4000?

    Now i've got to work out how to add this to a signature.....
  • Nikadi
    Nikadi Posts: 48 Forumite
    Eighth Anniversary Combo Breaker
    Oh, Mark it's easy :) Just click the quick links and it's on "edit signature" on there :)
    Saving for a deposit: £5,400/£20,000

    Stashbusting: 8/14 Projects Completed July-Dec 2016
  • zafiro1984
    zafiro1984 Posts: 2,529 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi,
    I've already signed up for the 12K but I've just had a LBM. As well as actually saving 12K whch will be mainly ebay. I'm going to keep a tally of how much I save due to BOGOF, reduced items and any other method I can think of not to pay full price. The reason I say this is that I've just been to Sainsbury's and bought some reduced items, mainly bakery - they will freeze. I've saved £4.66, not to mention a 49p voucher from shopping there last time. Small beginnings but I think £1000 is achievable.
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