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The 'Save £12k in 2012' thread!

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  • catota
    catota Posts: 14 Forumite
    Part of the Furniture Combo Breaker
    Never thought I'd say this but i'm really looking forward to not spending!! To help my savings I need to give up smoking and for the first time I think I will def succeed in stopping (have tried a few times) because of this challenge. Really looking forward to this esp as Jan is the 'depressing' month of the year-not any more!!:j:j
    Now all I have to do is work out how to do a signature??:o
    12k in 2012 Challenge: (£0/£12,000) :D:grin:
    Ebay Sales 2012: (£0/£2,000)
    Bank loan: £4,000 now £3,078
  • catota
    catota Posts: 14 Forumite
    Part of the Furniture Combo Breaker
    Sorted!!!:D
    12k in 2012 Challenge: (£0/£12,000) :D:grin:
    Ebay Sales 2012: (£0/£2,000)
    Bank loan: £4,000 now £3,078
  • tking
    tking Posts: 72 Forumite
    Part of the Furniture Combo Breaker
    Can I please join the challenge? I would like to save $12,000 in 2012 (I'm in dollars as I'm in Australia).

    I can hopefully save $400 per fortnight from pay - so need to find another $1600 over the 12 months!

    Had a bad year of saving - had to buy a new car and also just spent a small fortune on flights/accommodation to travel back to Europe next year to visit family.

    Looking forward to the challenge!
    Saving hard for Financial Independence
  • catota wrote: »
    Never thought I'd say this but i'm really looking forward to not spending!! To help my savings I need to give up smoking and for the first time I think I will def succeed in stopping (have tried a few times) because of this challenge. Really looking forward to this esp as Jan is the 'depressing' month of the year-not any more!!:j:j
    Now all I have to do is work out how to do a signature??:o

    Catota, just click on quick links at the top and drop down menu says edit signature, simples!
    Save £12k in 2012 no.49 £10,250/£12,000
    Save £12k in 2013 no.34 £11,800/£12,000
    'How much can you save' thread = £7,050
    Total=£29,100
    Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
    Balance 23.11.09 = £nil. :)
  • just wanted to say to everyone on the challenge to stock up things you might need for the next few months so you can save the money into your fund! I am going shopping on saturday to get stocked up on shampoo and conditioner and toiletries which are running low.

    I dropped on 3 chicken for a fiver in the co-op today so got 3 of those for the freezer. Also xmas is under control, I have a ham in the freezer when Lidl was selling them cheap so just got to get a turkey crown and have crackers from last year, dont need much really.

    Looking forward to this challenge!
    Save £12k in 2012 no.49 £10,250/£12,000
    Save £12k in 2013 no.34 £11,800/£12,000
    'How much can you save' thread = £7,050
    Total=£29,100
    Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
    Balance 23.11.09 = £nil. :)
  • lvm
    lvm Posts: 1,544 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    just wanted to say to everyone on the challenge to stock up things you might need for the next few months so you can save the money into your fund! I am going shopping on saturday to get stocked up on shampoo and conditioner and toiletries which are running low.

    I dropped on 3 chicken for a fiver in the co-op today so got 3 of those for the freezer. Also xmas is under control, I have a ham in the freezer when Lidl was selling them cheap so just got to get a turkey crown and have crackers from last year, dont need much really.

    Looking forward to this challenge!

    I wish I had enough room to stock up on freezer goods - I can barely fit 3 chicken fillets in my tiny freezer never mind 3 whole chickens!

    Good idea about stocking up on everything just now though - think I need to write a list of stuff I'll need. Was hoping I would manage use free samples for the entire year (mini toothpaste and shampoos! lol).

    Good luck for the challenge! x
  • Kyria
    Kyria Posts: 20 Forumite
    Hi everyone,

    Stepping out of lurkdom to ask if I can join this challenge? I'm hoping to achieve £12000!

    Kyria
  • lvm wrote: »
    I wish I had enough room to stock up on freezer goods - I can barely fit 3 chicken fillets in my tiny freezer never mind 3 whole chickens!

    Good idea about stocking up on everything just now though - think I need to write a list of stuff I'll need. Was hoping I would manage use free samples for the entire year (mini toothpaste and shampoos! lol).

    Good luck for the challenge! x

    Is there any way you could get a bigger freezer? Maybe off freecycle? It would certainly save money when you come across food bargains and help with budgetting.
    Save £12k in 2012 no.49 £10,250/£12,000
    Save £12k in 2013 no.34 £11,800/£12,000
    'How much can you save' thread = £7,050
    Total=£29,100
    Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
    Balance 23.11.09 = £nil. :)
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have been scrutinising my budget for 2012 since signing up for the challenge last week to see where I can cut things out or down. Food spending is one area I really need to tackle again.

    What I also need to find is other sources of income so a bigger proportion of what I earn from my full time job can be used for savings. I am thinking ebay and surveys for vouchers to use for gifts etc but haven't got much further than that tbh:rotfl:
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    I am just going to go all out for my £15k....wild party at xmas 2012 if i hit it...sorry WHEN i hit it :D
    Work in progress...Update coming July 2012.
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