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The 'Save £12k in 2012' thread!

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  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello, can I join please?

    I will aim for £8000.

    I should be starting 2012 debt free (apart from the mortgage) and want to start saving towards reducing mortgage, Little Miss Gap's birthday, a couple of small holidays along the way and next Christmas.

    Gap x
    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Phew, I thought you were about to say £40k EACH lol! I hear of couples on joint £80k+ or singles who contract in IT earning £150k+ and often think to myself... where am I going wrong... but I think these are rare cases.

    I agree with you on your points about saving money and not being materialistic. Every now and then a splurge since life is to be enjoyed, as you say - good stuff.
    Tightwad Gazette - will check it out - thanks!

    Oh, I must check out the free books you can get on the Kindle. I tried one in a shop and found page turning to be a tad slow - plus I don't have much time for novels. My main reads are technical books for work (snooze!!) so probably not suited to that. But I'll check the free books you can get for it.

    You can download the kindle app onto your computer or phone to read free books off that or buy them if you wanted to, might save you a few bob!
    Save £12k in 2012 no.49 £10,250/£12,000
    Save £12k in 2013 no.34 £11,800/£12,000
    'How much can you save' thread = £7,050
    Total=£29,100
    Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
    Balance 23.11.09 = £nil. :)
  • Devi
    Devi Posts: 146 Forumite
    Hi,

    can i please join too - I started saving for a deposit a couple of years ago and at the last push but rapidly losing motivation!

    can you please put me down for £12k for 2012.

    Thanks
    S.A.D and proud :)
    CCs £10,700 to pay by end 2014
    Save for home improvements (£10,000) by end of 2014
    Big 4-0 birthday treat mission for 2015
    Long-term money plan to be mortgage-free :A
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    All new members are signed up! :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    2 months tomorrow this challenge is ON!!!
    Work in progress...Update coming July 2012.
  • rictus123 wrote: »
    2 months tomorrow this challenge is ON!!!

    That's scary!
  • Ark_Welder
    Ark_Welder Posts: 1,878 Forumite
    That's scary!

    So is tonight!:rudolf: :eek:

    (it's the nearest that I could find to a horned devil...)
    Living for tomorrow might mean that you survive the day after.
    It is always different this time. The only thing that is the same is the outcome.
    Portfolios are like personalities - one that is balanced is usually preferable.



  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Well im all for it, roll on a lovely xmas knowing next year will be spent saving, not squandering!!
    Work in progress...Update coming July 2012.
  • Hi guys!


    Can i join please? ;)


    Put me down for the whole hog please, we're going to save for a deposit for a house. That will nearly cover it!

    To be honest though i think i'll manage 8 or 9k but i'll give it a good go!

    I found a house i desperately like but it'll probably be sold before we save enough money :(

    good luck everyone :)
  • izzoh
    izzoh Posts: 453 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    All new members are signed up! :D


    Thanks SlowlyFading x :j
    9 years and counting
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