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The Ultimate Hard and Fast debt clearing mission

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Saw this Tete, didn't know if it would be of interest?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85 wrote: »
    LOL Tete, you also 'bever' have enough time... is that because you're busy beavering away at work?! ;)

    :wall: Also no time to proof read my posts :( Well done on the damage limitation spends, would there be no evidence that the gift card was part used? Excellent sneaky idea!

    Congratulations Archers! Nice to know it's there if you want it :)

    Argh, have been dying to try freehand machine embroidery, have bought the proper foot and everything, but I'm in Dublin that weekend! Augh, gutted about that! The one day I have plans for the whole month of November :cry: Are you going to go?
    Weightloss: 14.5/65lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Well done on the contract offer Archers! Must be nice to hear that you're impressing people at work!

    My car is covered in scrapes and dents too; not even sure how they got there, think a cat must have jumped about on the bonnet! :o
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'm thinking about it, I've wanted to try it for ages too. But I'm such a wuss about going somewhere on my own!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Hi everyone, haven't posted for ages but have been reading and keeping up (as much as possible anyway! Zips and meat? :eek::D)

    Just wanted to pop in and say Happy Birthday Wendz! Hope you have a fab day x
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Well done on the damage limitation spends, would there be no evidence that the gift card was part used? Excellent sneaky idea!

    I'm not sure TBH, if it does I'll just use it to buy her something instead. Either way I'll be putting it towards Christmas pressies! :p

    How annoying about not being able to do the embroidery class! :(
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Hi all,

    Dinah - I started reading your original diary, even though I'm reading this one at the same time! Gosh, you all do ramble sometimes! :rotfl: Only joking! It's all very interesting what you write, and I'm constantly making notes.

    I hope all is going well with the repayments. I've updated my signature to have EVERYTHING I owe, which greatly depressed me, hence I had to write how much I've paid so I'm not disheartned.

    I've asked my BF if we can sit down (no arguments, accusing or "you should know better" talks) about the debt he has (honestly, no hiding) so we can tackle this together :love:

    I hope this way we can finally tackle our debt and money as a couple - and not just two people muddling along.

    Will report back
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Also, whoever asked about Santander - Tink maybe? They were offering £55 cashback through Quidco, not sure if they still are. I opened the account, was a bit of a nightmare sorting out the internet banking as it wouldn't work for ages, one of my d debits also didn't switch for some reason, so although i set up a standing order instead they said I won't get my £100 bonus. The cashback went through fine though so that was something. Have questioned it and waiting to see what they say, will definitely close the account if they don't pay out. So a mixed bag really!
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 October 2011 at 3:11PM
    shrimpy_80 wrote: »
    Also, whoever asked about S*ntander - Tink maybe? They were offering £55 cashback through Quidco, not sure if they still are. I opened the account, was a bit of a nightmare sorting out the internet banking as it wouldn't work for ages, one of my d debits also didn't switch for some reason, so although i set up a standing order instead they said I won't get my £100 bonus. The cashback went through fine though so that was something. Have questioned it and waiting to see what they say, will definitely close the account if they don't pay out. So a mixed bag really!

    *ooo two posts on this thread in one day can I cope with the excitement!*

    I did the S*ntander thing a few years ago and thought (although I got 100 pound) they were the MOST useless pile of crap of a bank EVER.
    Fees for this and that, online stuff rubbish, so just be careful

    xxx
    Nevertheless she persisted.
  • Angry_Bear
    Angry_Bear Posts: 2,021 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    /delurk


    I’ve read all the "ultimate Incentive" diaries from the beginning (although I skimmed a lot, so I hope there isn’t an exam :p). Having finally reached the end I started feeling like a voyeur so I had to poke my nose out and say hello to all the ladies (and Poolie and NIM)!


    Dinah, good luck with the new debt busting, but don’t compromise your health just to finish a few months earlier!


    P.S. Cinny: You’re doing so well on the fitness front that you inspired me to get the 30 day shred. Jillian brings two words to mind “sexual predator”! (Is it really bad that I think I love her a little bit :o )
    [FONT=&quot]/lurk[/FONT]
    Do you not know that a man is not dead while his name is still spoken?
    ― Sir Terry Pratchett, 1948-2015
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