The Ultimate Hard and Fast debt clearing mission

wendz86

Sorry to hear about the dog Cinny, pets really are part of the family.

Boring weekend here, done a bit of housework and me and poppy have been on a couple of walks .

Dinah93

Really sorry for your dog Cinny, you're right, 5 is far too young.

clearmydebts

Sorry to hear about your Dads dog Cinny.

Hi to everyone else. I have had a lovely weekend. OH came back on Fri night (compressed hours haven't kicked in yet) and we have spent lots of time together with the babies.

wendz86

Aww glad you have had a nice weekend. Just saw your latest piccies, you have a beautiful family .

Poolie

tinkerbel wrote: »

oooh thank you poolie I didn't realise. Would be good if they sent you the april statement in april though! I will never pay mine back though I don't think so I guess I am resigned to it and it doesn't really matter how much I owe right now.

See the problem is tax year finishes in April. Your employer than has 2 to 3 months to submit the P14 electronically. HMRC receive the information along with the £ then do some error checking. Once this completes, the electronic file is past to SLC who then apply the file when they have the necessary processing slot. They are unable to load too many files in 1 month otherwise the system cannot cope. At the end of the month the interest is recalculated and then around the 4th the statement is generated. Print room print these when they get a chance and do error checking before finally send them out. This is why you cannot have a statement in april

tinkerbel

aw Cinny big hugs for the dog. it's so sad isnt it because they really are part of the family. I'm just glad you were able to make a happy life for the pooch

Cinny91 wrote: »

How did the Shred go, Tink?

It was tough! I don't know how you're meant to do it but I did the level one 20 minute thing and it was pretty tough but I definitely felt it! I am also very inspired by your blog! I can't really diet becase I'm no good at that sort of thing and it's lead to problems before so exersize is definitely the best way for me! - Am i supposed to do the level 1 every day for 30 days and then level 2 for 30 days or how does it work!?!

NIM - thank you for your pm OH is looking forward to joining some sites now I think when you send the refs. If you don't have time just tell me the ones you don't get paid for and he can start the sign up processes for them without you missing out.

Dinah and NIM - do you still do MB?

It sounds like everyone has had lovely and relaxing weekends (apart from you tete - what's been going on?) and so have I :j

Dinah93

20. Finally sort out trapped bingo money
24. Order props for photoshoot
[STRIKE]27. Write engagement card[/STRIKE]
[STRIKE]32. Contact medicash about lack of apology[/STRIKE]
34. Do design for glass class.
[STRIKE]38. Make graph & Chart[/STRIKE]
39. Put in Medicash claim
40. Do Bare report
42. Book in for a new tyre
[STRIKE]43. Order speakers and wireless network card for desktop[/STRIKE]
50. Read £10 a day thread for money ideas.
57. Question past tax codes for both of us see if we're due anything back
61. Get NIM to call car garages re fixing the scratches from the egit who keyed the car
66. Do driving licence renewal
78. Get passport photos
79. Sort out where our life insurance has gone since it appears NIM managed to cancel the application.
81. Wrap RiSi books
82. Wrap phone.
83. Make Sundays MS phone call
[STRIKE]85. Arrange printer return[/STRIKE]
86. Do Quidco freebies list
[STRIKE]87. Reply to webby[/STRIKE]
88. Get designs off webby and email to printer
[STRIKE]88a.Reply to Sainsburys email[/STRIKE]
89. Send documents to Santander
[STRIKE]91. List 20 things on ebay[/STRIKE] 37 items. Chuffed to BITS with that
92. Cancel docs appointment
[STRIKE]93. Do NIM an updated list of part time jobs[/STRIKE]
[STRIKE]94. Clean kitchen [/STRIKE] My husband is amazing and did this for me, and a fantastic job he's done too
[STRIKE]95. Clean upstairs bathroom[/STRIKE]
[STRIKE]96. Clean downstairs bathroom[/STRIKE]
[STRIKE]97. Tidy & hoover bedroom[/STRIKE]
[STRIKE]98. Tidy up all the tools in the hall[/STRIKE]
[STRIKE]99. Move the wood in the hall to garage or guest room[/STRIKE]
[STRIKE]100.Call British Gas to come fix the outside light and bedroom radiator. [/STRIKE]

Not completed, but I got 37 things on ebay so I don't care!

Dinah93

20. Finally sort out trapped bingo money
24. Order props for photoshoot
39. Put in Medicash claim
40. Do Bare report
42. Book in for a new tyre
50. Read £10 a day thread for money ideas.
57. Question past tax codes for both of us see if we're due anything back
61. Get NIM to call car garages re fixing the scratches from the egit who keyed the car
66. Do driving licence renewal
78. Get passport photos
79. Sort out where our life insurance has gone since it appears NIM managed to cancel the application.
81. Wrap RiSi books
82. Wrap phone.
85. Arrange printer return
86. Do Quidco freebies list
88. Get designs off webby and email to printer
89. Send documents to Santander
92. Cancel docs appointment

Soon this will fit on one screen and then I'll be really happy.

Dinah93

I think I had a maths fail somewhere, this first month on the graph isn't as steep as every other month... and when I put the numbers in we weren't paying off till September 5th rather than 3rd. I am far too rushed/tired to redo it all though.

Tete_en_l'Air

Morning! Well done on the ebaying, that'll bring in a good chunk in a few days' time! LOVING the graph and chart - first things I saw when I logged in and I did a sort of 'OoooOOOoooohhhh!' that's normally only reserved for firework displays.

Nice shortish list tho I'm sure you'll be adding to it - best to start off short though!

Little progress report from me:

Tete - October
- Lose 5lbs - 2.5lbs to go (I'm now at my previous lowest MFP weight)
- Bring packed lunch for 16 remaining work days - (6/16) and with another 7 lots of soup in the freezer, shouldn't be a problem
- Get to payday without dipping into my savings account - on track to manage this tho I want to get my coat this week :undecided
- Finish crocheting 2 baby blankets (currently at about 40% and 7% finished) - now about 60% and 7%
- Get my 5k PB under 35 minutes (current 35.04) - 35.30 this week and can't go on Saturday so only one more week to attempt this!

How's everyone else doing? Are you feeling any better this morning Cinny?

Also I echo Tink, anyone still do MB?