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The Ultimate Hard and Fast debt clearing mission

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  • N.I.M
    N.I.M Posts: 2,248 Forumite
    Birdie85 wrote: »
    Aww crud, my car just failed its MOT :( 'Only' £175 to sort it out... I'm so looking forward to 2012 when these big spends will be over with and we'll have money in the bank again! :o

    What did it fail on? I think D dispaired of me the night before ours. I was sat in the lounge with can of WD40 and a replacement blade for the rear windscreen wiper making sure it was supple and right for the test. Passed without even an advisory :)
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    TBH I was quite pleased that it was so little comparatively, usually it costs about £300! Needs 2 new tyres, a new headlamp and something else that I can't remember. Bet it still rattles when I collect it though! :o
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    I'm going to have to put together a list of things people should check before an MOT. Bald tyres and a new headlamp are easy spot and fix beforehand. £175 is a lot to pay for that lot. Bulb should be about 3 quid. Pair of tyres about £70 - £90, bit more if you need specialist ones. Theres a hundred quid missing there.
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    It cost us £66 per tyre for midrange tyres including fitting but he first thought it was a normal car (not a 4x4 and told me £42. I'd call a few places. Bulb is a few quid in Halfords and they'll fit it for £6.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    We're not all as mechanically minded as you NIM. :o That missing £100 will be the other thing I can't remember, labour and the MOT itself... all plus 20% VAT! I don't have time to be arsing about fixing things myself or sourcing it cheaper, I forgot to MOT it in October when it ran out and need to get my tax disc sorted tonight before heading off tomorrow so time is of the essence.

    I know, those who don't know how cars work shouldn't drive them! :p
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    Birdie85 wrote: »
    We're not all as mechanically minded as you NIM. :o That missing £100 will be the other thing I can't remember, labour and the MOT itself... all plus 20% VAT! I don't have time to be arsing about fixing things myself or sourcing it cheaper, I forgot to MOT it in October when it ran out and need to get my tax disc sorted tonight before heading off tomorrow so time is of the essence.

    I know, those who don't know how cars work shouldn't drive them! :p

    Tell ya what, we'll have another visit to betties and I'll show you how simple the bulbs et al are to do for next year. :D

    Did you know the tyres needed doing?
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'm impressed you haven't turned him into a gibbering heap Birdie. My dad tested me on changing a tyre, topping up all the fluids and replacing a bulb and a battery before my first driving lesson... now I have him. NIM and the AA and think between them I don't need the space in my head taken up with bulb info anymore!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I did my car maintenance class a few years back but it was when I had my Civic which was really awkward to do any work on so never really learned too much as I couldn't get into it to change the oil etc. I know how to change bulbs (just hadn't noticed this one was out, must have just recently gone as I do check my reflection for the lights when I'm parked in front of the windows at work!), top up fluids and change a flat tyre. I'm not surprised I need new tyres, it was mentioned in February at my service that it'd need doing at some point but I kept forgetting about it and never had the cash to get it sorted, if I did have the money to fix my car up as and when I notice things need doing it wouldn't be rattling right now! :p
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • N.I.M wrote: »
    I'm going to have to put together a list of things people should check before an MOT. Bald tyres and a new headlamp are easy spot and fix beforehand.

    I think Martin's beat you to it there NIM :money:

    My MOT this month too - got away with it last year and had my £500 car savings to spend on a new camera :D Don't think I'll be so lucky this year though, car creaks something ridiculous on speed bumps and things, I just turn the radio up :o
    Weightloss: 14.5/65lb
  • Bad day for us both birdie! Wish I knew more about cars, come teach me nim! I'm about £100 short, and I don't have a big salary at all so its quite a chunk. I'll study my contract tonight, just find it odd as its so dangerous to come to work ill in this industry.

    Saving for a deposit: £11,621.15
    20/25lbs
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