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Mortgage freedom..Shala_moo's attempt at a diary..

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Comments

  • They are lovely little cars.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Dave wants us to swap our oldest car, I'm pushing for mf status first, think I'm always the bad guy with a scrooge like grip on the purse strings. Saying that I'd really like a purple car....
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Tactical grocery shopping for me today!


    First of all I had to wedge my car up the kerb so it didn't roll across the car park while I wasn't in it :eek: then I had to do two separate grocery shops to use up two £10 off £30 shops vouchers.


    So £30.91 spent at the shop as I was going past anyway and then £33.98 spent online - Total spend £64.89 but with vouchers of £20.41 and part of it being some bits for OH's birthday there's only £36.64 to go against the grocery budget..


    I've still got three vouchers to use (possibly 4 if I can find the missing one) so i'll be stocking up the cupboards I think, we'll definitely have a bit of a toilet roll mountain a la Tilly :rotfl:


    Car is booked in next Tuesday to be fixed.. shock absorber spring thing, handbrake and cam belt may need changing.. the cost may make me cry :cry:


    time for Bedfordshire.. xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    They are lovely little cars.


    I keep seeing them everywhere now.. it's not helping my "waiting till next year" plan :rotfl:


    I was also considering the Toyota hybrids but I don't think they do it in the Aygo and the Yaris is a bit expensive/big for me..
    Dave wants us to swap our oldest car, I'm pushing for mf status first, think I'm always the bad guy with a scrooge like grip on the purse strings. Saying that I'd really like a purple car....


    You're a lot closer to being MF than us though.. I completely understand your way of thinking :D if we were that close we'd be buying nothing at all!


    I used to have a purple Corsa, it looked like Tinky Winky in a weird way.. I was sad when I got rid of it but had a lot less mickey taking at work!
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    There's a metallic parma violet Fiat 500 I see most days on the way to work - that sounds ideal for you. I think the pearlised cream sounds much nicer though!

    I'm another one who's trying to put the OH off buying a new car until we're nearer being mortgage free. (and I'd quite like a Fiat 500 but with 2 older children they're just not practical)
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Dave wants us to swap our oldest car, I'm pushing for mf status first, think I'm always the bad guy with a scrooge like grip on the purse strings. Saying that I'd really like a purple car....

    My first car was a purple escort.... I loved that car.

    Shala, if you can stretch to a Toyota, you'd probably find it very reliable. I've had my Yaris for 11 years and Mr Goldie has had his Auris for 7 years, and we've had hardly any problems or issues, just minor things.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Completely used to people laughing at my car, have a berlingo and I get serious abuse, ice cream van quips being the most common.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    megela wrote: »
    There's a metallic parma violet Fiat 500 I see most days on the way to work - that sounds ideal for you. I think the pearlised cream sounds much nicer though!

    I'm another one who's trying to put the OH off buying a new car until we're nearer being mortgage free. (and I'd quite like a Fiat 500 but with 2 older children they're just not practical)

    Nope I can't imagine fitting a full family in one :rotfl: I think we'll struggle with OH, he's 6'3! He might have to duck a bit..
    Goldiegirl wrote: »
    My first car was a purple escort.... I loved that car.

    Shala, if you can stretch to a Toyota, you'd probably find it very reliable. I've had my Yaris for 11 years and Mr Goldie has had his Auris for 7 years, and we've had hardly any problems or issues, just minor things.

    Thanks for the recommendation, it's definitely one I'm considering along with the Citreon C3(I think it's that's the one I saw today) it just comes down to how much I want to pay I guess..
    Completely used to people laughing at my car, have a berlingo and I get serious abuse, ice cream van quips being the most common.

    That's a massive car! Don't know how you drive that or park it :eek:


    Managed to catch up with surveys today, :T and finally got a payout from ROpinions.. £20.25 thank you very much, will pop it in savings once it's arrived..

    Nothing else money saving today.. 11 days till payday :(
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • I :heart2: my Fiat 500 :smileyhea

    It still makes me smile after 5 years :)

    My ex-liftshare was over 6' and had no problems on a 60-mile round trip
    (he's my ex because I changed jobs not because of the car!)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Cars with character are a real female thing. My first car was a rhubarb and custard Citroen 2cv dolly. Amazing and so quirky
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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