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Mortgage freedom..Shala_moo's attempt at a diary..
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Cute.
The site won't let me post a message with less than 10 characters so I'm bulking it up this way. Ha ha.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Thanks GG and Peonie, I'm a little bit in love.. :smileyhea He looks a bit French with his moustache and it makes me laugh every time I see him! (I'm a weirdo, I've accepted it!)
To explain...:o:o
I had more car issues over the weekend, I now have to drive to work with a swimming pool in my front footwell :mad: so i'd literally had enough (I have low tolerance levels :rotfl:) but that's the 4th thing that's gone wrong in less than a month...
Coincidentally, my sister was up visiting and offered to lend me some cash so instead of saving to get the car I'm just paying her back instead.. it works out the same except I get the car a lot quicker!!:D
Off to change signature and my spreadsheet - the cost was only £7k in the end so less than originally planned.
Promise we'll stop spending after this week.. honest!
Take care xxMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
He looks a bit French with his moustache and it makes me laugh every time I see him!A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
He's such a smiley car. Happy journeys.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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I had one as a courtesy car once. No petrol in it which shouldn't have mattered as I was only going home and back to the garage. Ended up putting £5 so I could go for a drive round roundabouts going 'wheeeeeeeee' :rotfl:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Grrr lost me post!!
GG - I already go round corners doing the squeal-y brake noise so i'm definitely going to be doing that round the roundabouts! :rotfl:
So onto some money saving for the week, lord knows I need to start pulling in the reins!- £10 voucher ordered from mysurv*ys
- £10 voucher ordered from CP
- £2.25 survey done on youg0v
- £22 paid onto credit card by accident, meant it go to savings so have done that too
- started the Paul McKenna hypno band thing - halved my food intake today so hopefully it'll reduce the grocery budget
wishful thinking, no?
Off to bed, need to follow new rule of being in bed ready to sleep by 10.30!!
Night xxMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
Gorgeous car Shala-moo - very jealous. Enjoy.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Thanks Megela
Mad money weekend started..4 hours overtime done
need to pay for the garden now it's finished - £3500
budgeted £5000 for garden so saved £1500 - will add this to car fund instead
car insurance has been sorted, only £40 extra for the rest of the year
road tax has been paid by the garage so I can now save the £10 that I budgeted for road tax
car is already MOT'd so can pay myself back 5 months of budget that I was saving for MOT
OH paid so money shuffle done
need to pay for cute car but..
need to pick up cute car :j:j
I think on the grand scale of things it's mostly positive if you ignore the fact that a lot of money is leaving my accounts this weekend :eek: :rotfl:
I put it into perspective this afternoon after a chat to a colleague who was paying nearly £5k for a holiday and does most years. We haven't been on holiday for 3 years, therefore technically, we've saved £15k to spend on what we like, surely? :rotfl::rotfl:
Off to visit MIL.. so be back later to sort my signature and to catch up with everyone xxMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0
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