We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage freedom..Shala_moo's attempt at a diary..
Comments
-
Unfortunately my trip to Lid1 didn't pay off MWC, they've got rid of most of their Christmas stuff, never mind.. just some nuts and marzipan chocolate left.. I may have picked up some more marzipan choc :whistle: the pesky mice in this house seem to have eaten the last lot I bought! :rotfl:
On my travels into town today I've- picked up a free box of coco pops.. need to think of a Christmassy rice crispy cake to make with them
- banked both of my dental plan cheques - £98 - rounded to £100 and stuck into savings pot (plus £4.01 tt)
- spent £14 at Icel*nd on buffet food for Xmas eve, cheap pizzas and my sister insisted on some nasty prawns! they'll all be piddled so they won't notice the quality of the food :rotfl:
- spent £11 in Lid1, previously mentioned marzipan choc and some prizes for the work quiz on Weds
- 90p for the car park
- ordered some stocking fillers from Amaz0n, £20 in vouchers and spent £12 extra
- paid off Credit card, only £80 this time
- finished all my lists, then came home and ticked most of them off :T
- order some PJ's for my sister - last xmas present I think
- start wrapping presents
- wrap the prize for the xmas work quiz
- sort out all the hampers - make sure I've got everything
- still need to make whiskey marmalade (OH drunk all the whiskey so I have to buy more!)
- try another spicy nut recipe as the one I found was vile!
- find some straw/shredded tissue for the hampers
I forgot!
Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
That's a shame
Maybe they'll have another delivery... it's a bit early to be running out of Christmas stuff!
Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Right, been off for a while due to sickness, but just thought I'd let you know shala that I only have 1 and a half presents to get! :xmassmile 1/2
Also, ended up having to purchase a few more presseis as had accidentally left people off my list.M3 Dec2015 #160 Target £150,000 (BU £155000)0 -
muddywhitechicken wrote: »That's a shame
Maybe they'll have another delivery... it's a bit early to be running out of Christmas stuff!
They did it last year as well MWC, it's like they have a certain amount delivered and once it's gone it's goneat least I didn't miss the gingerbread this year :j
Right, been off for a while due to sickness, but just thought I'd let you know shala that I only have 1 and a half presents to get! :xmassmile 1/2
Also, ended up having to purchase a few more presseis as had accidentally left people off my list.
:rotfl:well done BlueMoo - I can stop panicking for you now!!Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
Just a quick update from me tonight as I have a couple of cakes to make..
:j£88 received from selling my concert tickets - never thought i'd see this so very pleased - moved to savingsreplaced both headlights on the car - £30
:Tfree buffet lunch at work (and probably the rest of the week)may need to buy new trousers to fit me after the buffet :rotfl:
:T borrowed (instead of bought) my dad's oil radiator to try and clear up the cold/damp problem in the kitchen - need to work out how much it costs to run :eek: i'm scared to find out!Np*wer have sent a letter saying they are upping their costs, even though i'm on a fixed tariff, will be checking out switching to cheaper supplier
:T OH has sold his guitar on *bay for lots of moneyOH will be buying a new guitar after xmas
and to end on a positive
:T it's only 2 weeks till Christmas :rudolf::santa2::xmassmileMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
Just had my last delivery of Xmas presents - using free trial of Amaz0n prime :j of course!
Now the arduous task of wrapping!! Luckily I think most things are of normal shape :rotfl:so no weird wrapping to do this year :T:T
Have been reading loads of diaries today, and I'm not sure if it's the Christmas spirit or my hormones, but I'm so inspired by everyone trying to change their future/possibilities that it's bringing a tear to my eye!
Well done everyone...
e.t.a. just remembered that the MFIT chart has come out - happy to say I'm in the green - ahead of my target by £3k :T
I've had some time to kill today and because I like a good graph, I've plotted my mortgage downfall below :j hoping to get that blue down to at least 2026!Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
£3k ahead of your target is brilliant. I'm envious. Well done S.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Thanks Peonie, I figured out that it's my overtime payment through out the year that I've stuck into savings.. so i'll stop moaning so much about having to work extra hours now I think!!:rotfl:Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0
-
Hi shala_moo!
Glad I found your diary! I've subscribed! You're inspirational and I'm learning a few tricks through reading your diary, and I'm not even half way through yet!
I'll definitely keep reading!
Good luck with everything you're doing! :beer:
SJ X97 months until I qualify!:dance:
0 -
OOOO... graphs and charts!
We are being spoiled today!
Well well done :T:T:TM3 Dec2015 #160 Target £150,000 (BU £155000)0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards