Feel like going back on benefits.

bobajob_1966

merlin68 wrote: »

I don't do my cleaning anymore as can't get to the jobs as no transport. Before the parcels he was taking me. The cleaning jobs were mainly rural, not on a bus route so he hasn't got time to detour and take me to them.

Why not advertise for cleaning closer to home?

Benefits are for those that cannot work, not a lifestyle choice.

merlin68

I live on a council house in one of the most deprived areas. LOL. no one round here could afford cleaners.

bobajob_1966

merlin68 wrote: »

I live on a council house in one of the most deprived areas. LOL. no one round here could afford cleaners.

So look for something else to do - babysitting, home help for an older/ unwell person?

merlin68

I tried getting a job as a home help, they all want you to have driving licences and a car. Nobody wants a babysitter as they can't afford to go out anyway.

bobajob_1966

merlin68 wrote: »

I tried getting a job as a home help, they all want you to have driving licences and a car. Nobody wants a babysitter as they can't afford to go out anyway.

Take some time to look at the Up Your Income board, see if there is anything you can do there. If not, you need to tighten your budget - there is no reason why you should be wholly reliant on benefits.

pink_princess

I took a part time job that made me £80 worse off than the benefits I was claiming. Within a year I was the Manager & earning alot more.

Get him to change to a NMW job & work very very hard.

pinkpig08

£500 per week is around £25000 per year. You are only paying tax/NI on a small portion of this. Many people earn less than this. Can the children take packed lunches? That would work out cheaper.

smileytiger

merlin68 wrote: »

Hubbie is now out working 12 hours a day, six days a week. For about £200 a week. We have no family time and getting to the point I can't afford to feed the kids or anything else for that matter. Can't even afford to save for the tax bill as his self employed.
Before we got £100 hb/ctb
£175 income support/ca
£183 CTC
£33 CB =£491

Now we get
£174 ctc
£74 wtc
£55 CA
£33 cb
£200 wages. =£509-£100 rent and council tax-£50 petrol- tax@ni £20=£339

So were over £100 a week worse over, We have also lost free school dinners and school transport.

I don't mean to be rude but why can't you manage on 2000 a month before bills - maybe you just need to budget a bit better now you're on less?

LL30

smileytiger wrote: »

I don't mean to be rude but why can't you manage on 2000 a month before bills - maybe you just need to budget a bit better now you're on less?

Mmm, that's a lot of money to be struggling on! Have you tried doing an SOA to see what's happening to all your money? Sometimes it helps to write it all down, just so you can see where it's disappearing - I know I can be a bogger for nipping to the shop for milk and coming back with a newspaper, packet of biscuits and chocolate (always deemed a necessity in my eyes ) A money diary helps me keep a close eye on things, and only using cash...my hand is reluctant to let it go but seems far less bothered by my card

HappyMJ

merlin68 wrote: »

Job he does doesn't pay minimum wage pays per parcel delivered and i'm still down £152 a week from what we were getting on benefits.

merlin68 wrote: »

We've been working six weeks and not been paid yet, due to a mess up won't get paid till the 17th, so getting into debt just to do the job.
He gets £200 a week the rest is made up of benefits. what i'm saying is by the time i have paid out for everything i am £152 worse of a week and that's not including the courier insurance which was £553 a year paid monthly.

merlin68 wrote: »

100 parcels a day plus collections.

I'm concerned you are not declaring the right amounts to the housing benefit office and tax credits.

His income is all his income less all his expenses. Courier insurance is a business expense it is not put into the household expenses pot. Same with the petrol. He should be deducting mileage from his income and not spending any household money on petrol. Then if he really is doing 100 deliveries per day 6 days a week and getting £200 profit then that's what he declares to housing benefit and you should still get some benefit.