Feel like going back on benefits.

merlin68

Hubbie is now out working 12 hours a day, six days a week. For about £200 a week. We have no family time and getting to the point I can't afford to feed the kids or anything else for that matter. Can't even afford to save for the tax bill as his self employed.
Before we got £100 hb/ctb
£175 income support/ca
£183 CTC
£33 CB =£491

Now we get
£174 ctc
£74 wtc
£55 CA
£33 cb
£200 wages. =£509-£100 rent and council tax-£50 petrol- [EMAIL="tax@ni"]tax@ni[/EMAIL] £20=£339

So were over £100 a week worse over, We have also lost free school dinners and school transport.

bobajob_1966

That is less than £3 an hour. Why is he not receiving minimum wage?

I've just reread, are you saying he has £200 left after you have paid rent, petrol etc? If so, you're a damn sight better off than many families. Stop moaning and get on with it!

merlin68

Job he does doesn't pay minimum wage pays per parcel delivered and i'm still down £152 a week from what we were getting on benefits.

Hammyman

merlin68 wrote: »

Can't even afford to save for the tax bill as his self employed.

Err, he should be putting aside money out of every payment for tax, not spending every penny of every payment he gets then panicking about how he is going to pay the bill.

HMRC are notorious for bankrupting people who cannot pay their tax bills.

Lady_gaga

merlin68 wrote: »

Hubbie is now out working 12 hours a day, six days a week. For about £200 a week. We have no family time and getting to the point I can't afford to feed the kids or anything else for that matter. Can't even afford to save for the tax bill as his self employed.
Before we got £100 hb/ctb
£175 income support/ca
£183 CTC
£33 CB =£491

Now we get
£174 ctc
£74 wtc
£55 CA
£33 cb
£200 wages. =£509-£100 rent and council tax-£50 petrol- tax@ni £20=£339

So were over £100 a week worse over, We have also lost free school dinners and school transport.

Surely once he's more established the money will be better, if he's only just become self employed you need to give it a chance to pick up.
To be honest that's still a fair amount of money coming in every week, if you can't manage on that then there's something wrong.
Surely working for a living makes him feel better than relying on other people paying the billls?!

bobajob_1966

merlin68 wrote: »

Job he does doesn't pay minimum wage pays per parcel delivered.

So does he get £509 per week or £200?

Oldernotwiser

How many parcels does he have to deliver to earn this?

merlin68

We've been working six weeks and not been paid yet, due to a mess up won't get paid till the 17th, so getting into debt just to do the job.
He gets £200 a week the rest is made up of benefits. what i'm saying is by the time i have paid out for everything i am £152 worse of a week and that's not including the courier insurance which was £553 a year paid monthly.

bobajob_1966

You have not included your income from sixteen hours cleaning?

merlin68

100 parcels a day plus collections.

merlin68

I don't do my cleaning anymore as can't get to the jobs as no transport. Before the parcels he was taking me. The cleaning jobs were mainly rural, not on a bus route so he hasn't got time to detour and take me to them.