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Feel like going back on benefits.

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Comments

  • robus
    robus Posts: 121 Forumite
    Uncertain wrote: »
    You have finally said something I agree with. :rotfl:

    Well press the thanks button - I could do with the support!!! LOL
  • Uncertain
    Uncertain Posts: 3,901 Forumite
    robus wrote: »
    Well press the thanks button - I could do with the support!!! LOL

    I can't do that. It was only the last sentence I agreed with, not the whole post! :eek:
  • merlin68
    merlin68 Posts: 2,405 Forumite
    They do have packed luches. It's a 4 mile walk to her school. She doesn't finish school till 3.30 so couldn't walk when the clocks go back as it's too dark and dodgy. the bus brings her door to door.
  • dktreesea
    dktreesea Posts: 5,736 Forumite
    edited 8 October 2011 at 10:54PM
    If all your husband makes after his expenses as a self employed person is £200 a week, then that would suggest you are still below the applicable amount (minimum a family of x people needs to live on) for the purpose of calculating housing benefit. So you should still be entitled to the maximum amount of both housing and council tax benefit, i.e. for rent, the lower of the LHA or your actual rent.

    You're not down £152 a week. You simply haven't gone into the council and applied for housing benefit and council tax. Why don't you? Working people on low incomes get the same kind of help towards housing benefit and coucnil tax as people who don't work. Just because you work doesn't mean you are not entitled to help with your housing and council tax, unless you have more than £16k in liquid assets (assuming you have children).
  • stroodes
    stroodes Posts: 393 Forumite
    He doesn't only get £200, he also gets £174 ctc and £74 wtc, added up is a reasonable wage, more than a lot of people without children who don't recieve the childcare element earn.
  • cit_k
    cit_k Posts: 24,812 Forumite
    merlin68 wrote: »
    100 parcels a day plus collections.

    100 parcels a day, and he is getting 200 pound a week?

    He works 6 days a week?

    12 Hours a day?

    100 parcels (daily) mutplied by 6 days = 600 parcels

    200 Pounds weekly wage divided by 600 = 0.33 (recurring) per parcel.

    33 pence a parcel???

    12 Hours a day, for 100 parcels works out at a minimum of

    (12 hours * 60 mins) / 100 = 7.2 minutes per parcel
    and thats not even considering he does collections to?

    What sort of parcels can all be delivered within about 7 minutes of each other? Including say driving time, sorting time, time waiting for someone to answer the door, time while they inspect / sign for parcel, then finding next parcel, figuring out where to drive to next etc?
    [greenhighlight]but it matters when the most senior politician in the land is happy to use language and examples that are simply not true.
    [/greenhighlight][redtitle]
    The impact of this is to stigmatise people on benefits,
    and we should be deeply worried about that
    [/redtitle](house of lords debate, talking about Cameron)
  • melly1980
    melly1980 Posts: 1,928 Forumite
    RILEYBULL wrote: »
    Go back on benefits then. I would. On second thoughts Benefits are not going to be around for ever the country cannot keep borrowing money and paying out all these benefits for ever..

    well done, you have bought the governments myth

    We are not borrowing money to pay for people on welfare. The rediculous level of money that the country is shy of is DOWN TO THE BANK BAILOUTS

    That is, you me and every other tax payer is subsidising the losses of some casino gamblers who are now sitting pretty in 8 bedroom homes driving fancy cars and the ordinary people suffer with reduced services that we can so called "no longer afford"

    It is the lie of all lies that increased welfare has caused this The welfare bill under Labour IS NO BIGGER as a % of GDP than the previous tory government or the one before that. It is a lie. If you exclude the money used for the bailout from Gordon Browns goverment then the budget deficit IS NO BIGGER. The country runs budget deficits and has done for ever and a day.
    Salt
  • DaisyFlower
    DaisyFlower Posts: 2,677 Forumite
    My heart bleeds for you. You get more in benefits than the actual salary so in effect you get your salary doubled. You also have one partner at home not working.

    You choose to have a family, who did you think was going to support them?

    Far better to show the children a work ethic unless you want the benefit cycle to repeat with them.
  • With your husband being self employed, get him to keep the reciepts from petrol, food (he can claim for up to £5 a day) also can claim for one room in the house as office space. Also any repairs that need doing to the car can be written off as a legitimate business expense. As well as his mobile phone bill.

    My partner and I are in the process of setting up our own business, going to be going onto permited work hours in the new year, and have been told with the initial set up costs of the bussiness, with in the first 2 years of coming off benefits, with the claim backs, our tax bill will be incredibly low each year.

    So if these things are taken into account, you are probably going to be a lot better off than you think.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    edited 9 October 2011 at 11:49AM
    With your husband being self employed, get him to keep the reciepts from petrol, food (he can claim for up to £5 a day) also can claim for one room in the house as office space. Also any repairs that need doing to the car can be written off as a legitimate business expense. As well as his mobile phone bill.

    My partner and I are in the process of setting up our own business, going to be going onto permited work hours in the new year, and have been told with the initial set up costs of the bussiness, with in the first 2 years of coming off benefits, with the claim backs, our tax bill will be incredibly low each year.

    So if these things are taken into account, you are probably going to be a lot better off than you think.
    There is no fixed £5 limit. You can spend whatever amount you feel is reasonable. When I was working away I used to spend up to £25 on dinner. Breakfast was about £8. The dispensation that the employer had at the time allowed employees to claim for meals without receipts of up to £5 each for breakfast and lunch and £15 for dinner.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
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