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Moneyclaim Online (MCOL) question

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Comments

  • grayclose31
    grayclose31 Posts: 121 Forumite
    I am completing the documents required on the MCOL web site and i need a little help with a couple of questions.

    1, THE DEFFENDANT'S ADDRESS - IS THIS MY LOCAL BRANCH OR THE HEAD OFFICE?

    2, HOW WILL THE BANK KNOW WHICH ACCOUNT THE CLAIM REFERS TO AS THERE IS NO SPACE TO PUT IN ACCOUNT DETAILS?

    3, ONE OF THE CLAIMS IS FOR A JOINT ACCOUT, DO I CLAIM AS AN INDIVIDUAL (STATING BOTH OUR NAMES) OR AS AN ORGANISATIO.

    Thanks Chris:confused:

    XX
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    1. Either is permitted.
    2. You put the account number in the particulars. Read post 6 and 11 for a good text to put in the particulars.
    3. I would think as an individual.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • grayclose31
    grayclose31 Posts: 121 Forumite
    Thanks for that. I will sleep easy now.

    Chris
  • Warriorsith
    Warriorsith Posts: 441 Forumite
    Part of the Furniture 100 Posts Combo Breaker Uniform Washer
    Hi All

    I've recieved a letter from MCOL entitled 'Notice of Acknowldgement Service has been filed' . There is a Cross in a box by the writing saying :I intend to defend all of this claim and a printed name of Wendy Starr Legal Specialist.

    I take it this means that I have to go to court now to get my charges back? I guess there's a few of you that have been in this position so I'd just like some advice please.
    "I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre

    'Proud To Be Dealing With My Debts' :DDFW Member No.495
  • Numpty_2
    Numpty_2 Posts: 127 Forumite
    As the bank didnt respond in 28days. Do we issue a warrant now, or wait for the bank, the MCOL site isnt helpful on this point
  • I have already done a claim online for myself but now I am helping a friend and Im stuck.
    The account is a joint account with her husband - can I just put my friends name only or do I have to put both of their names,
    any help please
  • Its a joint account so put both names.
    Lies run sprints, but the truth runs marathons. The truth will win this marathon in court.
    - Michael Jackson 2004
  • LaineyH
    LaineyH Posts: 27 Forumite

    I've recieved a letter from MCOL entitled 'Notice of Acknowldgement Service has been filed' . There is a Cross in a box by the writing saying :I intend to defend all of this claim and a printed name of Wendy Starr Legal Specialist.

    I take it this means that I have to go to court now to get my charges back? I guess there's a few of you that have been in this position so I'd just like some advice please.

    All this means is the banks have 28 days from the date they got served instead of 14 days (its a good strategy for the banks) and its the intention to defend doesn't mean to say they will or you will end up in court, just sit quietly and wait for their next move.
  • subinagui
    subinagui Posts: 17 Forumite
    Hi everybody!

    Just a quick one as I think this has just been answered above, but I got a letter today titled "Notice that Acknowledgment of Service has been filed" further to submitting MCOL claim.

    This Acknowledgment letter advises me that HSBC intend to defend all of my claim for approx. £1195!!

    Should I be worried? As it was acknowledged on 16/04/07, do they now have until 14/05/07 to put in a defence? What shoudl I do if they do?

    Any advice, maybe from other HSBC users, would be appreciated, as I am a little worried now...!

    Jase
  • Hi

    I am just about to take Rbos to court online, my first question is: -

    Which address should i use for RBOS & What do i enter as claim description?

    Sorry to sound dumb!

    Thanx
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