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Desperate To Be Debt Free

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  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    That's a very good question! :rotfl:
    How about enjoying life and the non-urgency of paying your debt?
    I'm not much use, am I? :D
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • GreenSaints
    GreenSaints Posts: 718 Forumite
    Debt-free and Proud!
    It's hard trying not to be obsessed with my debt, and now the major scary ones have gone, I'm a bit lost! :p

    Suppose I could get obsessed with losing some weight!
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • GreenSaints
    GreenSaints Posts: 718 Forumite
    Debt-free and Proud!
    Forgot to mention, even Martin was proud :D

    11ch4q9.png
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    Yeahhhhh! From the man himself! Fantastic!

    I'll have to start twitter before I get debt free too then! :rotfl:
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • GreenSaints
    GreenSaints Posts: 718 Forumite
    Debt-free and Proud!
    Again, not much to update really.

    Got some expenses paid so that went to mum for some money I borrowed to write some cheques (seriously, who uses cheques?!) so I'm back to the original figure with her.

    I opened an online savings account too :D So I transferred £50 in there. That might be a jacket fund (£140) or Level 3 Personal Trainer course (£1550) Either way, it's in there and made a conscious decision to do it.

    I've changed! :p
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    Well done! :T

    You never know you may end up saving enough to pay for both ;)
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • GreenSaints
    GreenSaints Posts: 718 Forumite
    Debt-free and Proud!
    Luckily my course, I only have to pay the deposit at the minute (£200) and then pay either in installments or pay the remaining balance off. I've got my ShareSave scheme with work coming to an end, so I'll use half of that to pay for my course and the other half, stick in an ISA.

    I'm getting that jacket soon - I love it too much, and I now actually have money even after paying debts way more than the minimum. I checked on my little spreadsheet how much I put towards my debt this month - just over £750! So I think I deserve a present! :p

    Oh, and I have another £10 for my Piggy Bank (online savings, but it has a little picture of a piggy bank so I call it that!)
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    Wow! £750! That is impressive!
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • GreenSaints
    GreenSaints Posts: 718 Forumite
    Debt-free and Proud!
    I did sell an awful lot of stuff again though.

    At least I've got that minimalist look! :p
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • snozberry
    snozberry Posts: 1,200 Forumite
    I hope that you don't mind me dropping by but - wow!! - that is an impressive amount to throw at your debt. Well done you! You will be debt free before you know it :)
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