AIBU to expect OH to make his money last til payday?

victory

glittermonster wrote: »

Sorry for his prescriptions thats 2 a month, 4 if he runs out and doesn't make a dr appointment in time and the rest is on over the counter painkillers for a persistent bad back. I have told im about the certificate several times but he's never done anything about it... don't see why I should sort it out for him.

The paper work for the monthly or annual prescription service is very easy to find, just ask at any chemist , to fill in is a doodle and then it gets sent off, simples and why would you not to save money?:D

Oldernotwiser

If he's so hopeless, why have a baby with him?

xoxo_2

glittermonster wrote: »

Sorry for his prescriptions thats 2 a month, 4 if he runs out and doesn't make a dr appointment in time and the rest is on over the counter painkillers for a persistent bad back. I have told im about the certificate several times but he's never done anything about it... don't see why I should sort it out for him.

Because you're living together and about to become parents? I'm sure he is more than capable of doing it himself, but if he won't, you do it to save your family unnecessary spend.

marywooyeah

victory wrote: »

The paper work for the monthly or annual prescription service is very easy to find, just ask at any chemist , to fill in is a doodle and then it gets sent off, simples and why would you not to save money?:D

she probably wants him to get off his !!!! and sort it himself - if he was that bothered about saving money he would. I've lost count of the times I've explained the concept of not just paying the minumum payment on a CC to my hubby but he still does it - i think its a "lead a horse to water" kind of thing.

mountainofdebt

marywooyeah wrote: »

she probably wants him to get off his !!!! and sort it himself - if he was that bothered about saving money he would. I've lost count of the times I've explained the concept of not just paying the minumum payment on a CC to my hubby but he still does it - i think its a "lead a horse to water" kind of thing.

Whilst I can understand the sentiment if the OP and her OH are mature enough to make the decision to become parents together then why not be mature enough to realise that by taking that attitude, the OP is cutting her nose off to spite her face.

Yes I know its mummying him but surely this is a partnership not just two people living together

balletshoes

BitterAndTwisted wrote: »

Stop lending him money and get your credit-card back off him.

I agree with this - start saying No - because up til now, you cave in and give him what he wants. If you mean it about not lending him money, just stop doing it, say No. I have with my OH - in similar circumstances to you. I just said "stop asking me for money, I don't have it to give". End of.

If you think his budget is reasonable on the money he has, its the only way he's going to learn to stay within it.

JulieGeorgiana

Do what I do... I look after all the money, he wants something he has to ask me for money.

He had so much debt when we met and I had none and I wasn't going to be in a relationship which stressed me out.

After a year, and a few large rows he realised ANY money spent on the card without discussing it was too much money.

The last 3 or 4 years have worked really well, we never argue about money and our budget is well managed by myself.

My Husband get's his hobbies and get's a set amount for them and makes them last.

We are about to have a baby together, and because of this we are able to afford for me not to work (and our income is half yours and your OH) which means the world to us, because I want to be a SAHM (I have a 9 year old from a previous relationship).

You have to both agree on things like money to make a stable relationship for the baby you are about to have.

A baby costs a lot of money, if you don;t have a frank and honest discussion about what you both want and where you want to be it will cause conflict.

Also, I have had a bad back and painkillers hide the pain to the extent that you over exert yourself and give yourself more pain and you need more pills. It cannot be good popping over the counter medication to the extent that he's spending £10 - 20 a month on them.

Just_Plain_Jane

glittermonster wrote: »

Sorry for his prescriptions thats 2 a month, 4 if he runs out and doesn't make a dr appointment in time and the rest is on over the counter painkillers for a persistent bad back. I have told im about the certificate several times but he's never done anything about it... don't see why I should sort it out for him.

Just wanted to say I know where you are coming from with this and it's so frustrating. You want to save money but feel like you're always wiping his @r$e for him.

My ex was like that. I paid nearly £600 for driving lessons for him and 10 years on he's still relying on lifts. He can't be bothered to fill the forms in to take his test. Another example was that he was stabbed a few years ago and entitled to compensation from the criminal injuries board, but the forms ended up on the mantlepiece behind the clock as usual. He missed the deadline and lost out on an estimated £3k because he couldn't be bothered to pick up a pen.

I think the only way to go is as others have suggested, when your OH comes cap in hand for money, say no.

alisong_2

You can apply for the pre-paid prescriptions on-line actually. It is really quick and easy, no more than a couple of minutes. Also, when I have a certificate I always try to make sure that I get stocked up on my prescriptions by the end of the period (I usually get the 3 month one) and then I have a few weeks in between before I order the next one.

TeaForOne

What otc painkillers are costing this much? Is he buying branded rather than generic? I realize he's not going to switch if you tell him, but you may be able to influence him by buying them for him.

He won't change, I'm afraid. I've had too many years of juggling his debts and unfulfilled promises to take some responsibility. It's like nailing jelly to the wall. You need to be really tough now or once you are on mat leave the finances will just get away from you.