Real Life MMD: Should the cash go to my kids or pay off debt?

Frogletina

Scenario one - £50 of dad's money to children, £50 of mum's money to credit card

Scenario two - £50 to mum's money to children, £50 of dad's money to credit card

Total family income is higher after the maintenance payments so the children will be better off either way.

The credit card has to be paid off via total family income in either scenario

The children get bought what is necessary but now without recourse to the credit card - eventually the credit card is paid off. Everyone happy.

Ess

Don't feel guilty; go ahead and get your credit card paid off using the money from the children's father.

You would have used the maintenance money had your former husband been contributing towards their upkeep.

The money is money and forms your total income and if you can afford to clear your credit card with the TOTAL cash you receive then do it! His payments now form part of YOUR income to use at your discretion.

XRAT

Pay off the debt, spend the saved interest on the kids.
This is a team effort you're all in it together. You borrowed money on their behalf, don't feel guilty paying it back, as a family unit you'll all benefit from being without the debt, financially and mentally.

marvicate

Can't understand the attitude of some people. Were the kids supposed to starve/go barefoot or naked untill the money startedcoming in?
Of course you should pay of your debts - they wouldn't have arisen if he had paid up promptly

DeeDee74

pay off your credit card. i mean it's not like the kids go without...
dont listen to all the judgemental's on here, jesus people who pay csa think thats all the money it takes 2 keep a kid....
so wrong csa payment is only part of the weekly money needed to keep a child as lond=g as your feeding clothing and keeping a roof over the kids head i wouldnt feel bad pay off your debt if thats what u want to do x x