Benefits and new partner

Oldernotwiser

escortg3 wrote: »

This site makes me laugh. I ask a bit of advice and now my daughter is being slated for being honest and managing a difficult situation the wrong way

My grandaughter needs stability. Started school, New partner living at home

I would normally help out more than i can at moment. She wont starve, nor go without electric and gas. Alot of my income is going on hospital visits to birmingham on a regular basis to sleep the night with a very sick 10 year old.

I hope some people never find themselves unemployed, with the best plans in the world you never know whats round the corner. Not everyone has a mega financial buffer

Whilst I appreciate your concern and I hope (and expect) that this will all be resolved speedily, I do have to say that the situation has come about because of your daughter's choice to move her boyfriend in with her.

As the person solely responsible of bringing up a four year old, personally I think that she should have put this first and let the boyfriend move into a hostel/b&b/or whatever, rather than risk the financial difficulties she's facing now.

Just my opinion and I do hope this is sorted quickly.

bodmil

escortg3 wrote: »

If they can find a job then they are fine living where they are. Why are people suggesting she give up her home. The rent and council tax will not be a problem.


The problem is yes they will work, but unfortunately they cant find work.

I asked how the benefits system expect people to manage with no money. yes i will help my daughter out but like i said how do people manage with no one to help put food on the table

Have they been looking for work before though? Before you were implying she didnt work because she was at college. Is she going to leave college now then? With all due respect, someone's got to pay for your granddaughter's 'stability'. No one knows what is around the corner but with a Mum out of work for years whilst studying you can be sure it won't be stability or a financial safety net.

And yes I'd say 6 whole months, but this stems from a mentality of wanting to avoid using benefits so I'd rather suffer an inconvenient 6 months and set myself up for an independent future than remain in the benefit trap. Maybe I'm a bit more used to roughing it, I've lived in some pretty dodgy dives to save cash! A friend spent a year in a tent on a beach after uni, but he worked as a diver so at least got a bit of a wash every day!

Although that said, how do I get my hands on a house where I don't have to worry about rent and tax?!

AnxiousMum

OP - there's also the option of your daughter seeking child support off of the child's father. This will likely take a while, but would ease the financial burden she faces bringing up a child in future years. Just a thought - as if she had this money right now, and in the past, she might not find herself in this position right now.

Dontknowanymore

I think some people need to get a grip!
Why would giving up her home be a good idea! The OP'd daughter is in a temporary rut, will be sorted in a few weeks.
Is there any need for the hindsight posts?!

OP They in theory should be able to get a crisis loan to help out, also there are charities out there who do food parcels.

bodmil

Is the whole benefit/no solid plan to provide an income for child for the next few years thing not a rut then?

And to those that think the rent can wait, you can be very certain I'll be one future landlord with a big fat 'no DSS' all over any adverts!

learningtoridethewaves

Shame that being honest has caused so many problems.
Need to contact the landlords and put in writing that due to a change in circumstance - boyfriend moving in - the rent will be delayed, but paid as soon as finances are in place.
Contact housing benefit and council tax benefit department and state that income is nil at the moment - any change however small will need to be declared - so if tax credits arrive - declare, then any other income...declare. Hopefully this will get rent and council tax back in payment and roof kept (do not give up a property - especially a home)
Get a crisis loan - they are in crisis - for food, gas, electric...yes, I think you are only allowed 3 crisis loans a year now (which are deducted from future benefits) but perhaps ask once a week for the next 3 weeks - work out what is needed so if they ask your daughter she can answer properly - ask for more than she needs - they will probably give her less anyway.
I think some of the comments are perhaps from people who have never had to be on benefits.
I wish them all the best - things will get sorted, but keep communication going with all benefits/utilities/housing etc and put things in writing and copy.

escortg3

AnxiousMum wrote: »

OP - there's also the option of your daughter seeking child support off of the child's father. This will likely take a while, but would ease the financial burden she faces bringing up a child in future years. Just a thought - as if she had this money right now, and in the past, she might not find herself in this position right now.

i agree it would help, unfortunately he doesnt pay, earns mostly cash and hides it. There has been a claim for csa but they are struggling to get funds from him

escortg3

learningtoridethewaves wrote: »

Shame that being honest has caused so many problems.
Need to contact the landlords and put in writing that due to a change in circumstance - boyfriend moving in - the rent will be delayed, but paid as soon as finances are in place.
Contact housing benefit and council tax benefit department and state that income is nil at the moment - any change however small will need to be declared - so if tax credits arrive - declare, then any other income...declare. Hopefully this will get rent and council tax back in payment and roof kept (do not give up a property - especially a home)
Get a crisis loan - they are in crisis - for food, gas, electric...yes, I think you are only allowed 3 crisis loans a year now (which are deducted from future benefits) but perhaps ask once a week for the next 3 weeks - work out what is needed so if they ask your daughter she can answer properly - ask for more than she needs - they will probably give her less anyway.
I think some of the comments are perhaps from people who have never had to be on benefits.
I wish them all the best - things will get sorted, but keep communication going with all benefits/utilities/housing etc and put things in writing and copy.

thankyou good advice

escortg3

UPDATE: daughters partner has been trolling around the pubs tonight and has found a job, all be it 30 hours it will definately help.

It was luck as someone got sacked today. He starts on Saturday. Problem Solved

Many thanks to those that helped with great advice.

bodmil

Those damn trolls! That's amazing news, see how quickly things can change when you put some real effort in! all the best for the new family!