MONEY MORAL DILEMMA: Should Jack claim cashback at his company's expense?

edited 30 November -1 at 1:00AM in Money Saving Polls
76 replies 17.2K views
edited 30 November -1 at 1:00AM in Money Saving Polls
This week's Money Moral Dilemma


Jack works as an event planner. As part of his job, he often has to make purchases and already does it via a cashback card, so he gains before he claims back.

Now he's realised that often he could buy the same things at the same price, through web cashback sites too (see Cashback sites article for details) earning even more back. Should he claim the cashback points for himself, since his employer won't be losing anything, or would this be cheating it?

And....

Would it make any difference if Jack had a company credit card instead and used this via the cashback sites?


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Also read the last MMD:




PS. And remember this is an entirely hypothetical situation.


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Replies

  • Yes I do this all the time when I book flights/buy books... In fact I use my own credit card to get points too. What's the problem with it? They don't know, I get some points, everyone's happy.
  • nejnej Forumite
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    Of course. If it doesn't cost the employer anything then it's fine.

    If, however, the employer wants to start using their own cashback site account then naturally he must stop and do as they wish.
  • nejnej Forumite
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    sambessey wrote:
    Yes I do this all the time when I book flights/buy books... In fact I use my own credit card to get points too. What's the problem with it? They don't know, I get some points, everyone's happy.

    Watch this... I was owed about £500 on expenses (mostly a couple of flights) when the company I worked for went down without warning (literally here one day, gone the next)... and I didn't get a penny of it.
  • nej wrote:
    Watch this... I was owed about £500 on expenses (mostly a couple of flights) when the company I worked for went down without warning (literally here one day, gone the next)... and I didn't get a penny of it.
    Thanks my company has a market cap in the billions and a healthy balance sheet I think (and hope!!) I'm pretty safe :confused:
  • skylightskylight Forumite
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    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
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    Yes - Have done this in my last job and with Quidco. I managed £250 last year on company purchases.

    I don't see that anyone is screwing anyone else here. Cashback sites offer "freebies" in effect which would be going to waste if no-one claimed them.

    Obviously, if the employer decided that they wanted in on the scheme, then it would be a different matter.
  • nejnej Forumite
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    sambessey wrote:
    Thanks my company has a market cap in the billions and a healthy balance sheet I think (and hope!!) I'm pretty safe :confused:

    Sounds a lot safer than I was, then! This was only a small company..
  • NelskiNelski Forumite
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    I have to book a lot of flights and hotels then claim them back from the companies I am working with - I use a cashback credit card, have a BA reward card that upgrades me and gets me into airport lounges and I use Hilton which has meant I get upgraded rooms and points towards weekend breaks (went to prague last year 5* upgraded room for free and have enough to do it again this year) So I think its ok:o dont see theres a problem really - mind you I guess there could be tax implications:rolleyes:

    On the other hand if the company wants to arrange it themselves then thats fine too (some get better rates) I may lose on the credit card but I will still get loyalty points.

    I take the point that the company could go bust but its highly unlikely in this situation.

    Funny really never have thought it could be problem:eek: and I like to think im fairly high integrity with money:o
  • Absolutly no problem with that what so ever. It is a perk of the job and you would be silly not to. Nobody loses out and you gain, fantastic.
    Loving the dtd thread. x
  • lewtlewt Forumite
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    yes i would do this i thought when i was in the travel agent that they should be doing it.
    If i upset you don't stress, never forget that god aint finished with me yet.
  • pinkfluffybabepinkfluffybabe Forumite
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    I don't see any problem with it whatsoever - in fact I must keep it in mind when booking myself onto flights for conferences and so on.:p
    Not buying unnecessary toiletries 2021 44/91 UU, 27 IN
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