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London Socialite Sees The Light

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  • Horace
    Horace Posts: 14,426 Forumite
    Chin up - something will come along, grr to flatmates though. How much would it be to commute? I am thinking that you could move back to the Midlands (Brum maybe? as we have good train links) where it is cheaper.

    Good Luck with your college course and your exams.
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Horace wrote: »
    Chin up - something will come along, grr to flatmates though. How much would it be to commute? I am thinking that you could move back to the Midlands (Brum maybe? as we have good train links) where it is cheaper.

    Good Luck with your college course and your exams.

    Thanks, actually it is probably worth looking into that as the train from there isn't a long journey at all anymore... food for thought!

    Thanks
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • happihorse
    happihorse Posts: 182 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Sorry to hear that the problems don't seem to be easing up for you. But the new flat idea is something positive and maybe that will help aid your debt free mission too.

    Horace's suggestion of commuting sounds like something well worth considering and maybe that would give you the best of both worlds. I commuted to uni on a daily basis (which was about a 105 minute journey from door to door although most was on the train and I managed to get lots of studying done on the train). There was an article in the Sunday Times a few weeks back about lots of people who commute very long journeys (I'm talking 3 or 4 hours each way) so I am sure it is worth considering. I hope you manage to work something out.

    I bet the big drum horse is a cutie. Good job he is / will be bombproof - would be a long way to fall off!

    I am getting in lots of riding at the moment thanks. Trying to get Mr Ned fitter ready for some more competitions over the summer and I can ride after work now with these light nights which always makes it a bit less of a struggle!

    Good luck with the mock exam this weekend!

    happihorse
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    happihorse wrote: »
    Sorry to hear that the problems don't seem to be easing up for you. But the new flat idea is something positive and maybe that will help aid your debt free mission too.

    Horace's suggestion of commuting sounds like something well worth considering and maybe that would give you the best of both worlds. I commuted to uni on a daily basis (which was about a 105 minute journey from door to door although most was on the train and I managed to get lots of studying done on the train). There was an article in the Sunday Times a few weeks back about lots of people who commute very long journeys (I'm talking 3 or 4 hours each way) so I am sure it is worth considering. I hope you manage to work something out.

    I bet the big drum horse is a cutie. Good job he is / will be bombproof - would be a long way to fall off!

    I am getting in lots of riding at the moment thanks. Trying to get Mr Ned fitter ready for some more competitions over the summer and I can ride after work now with these light nights which always makes it a bit less of a struggle!

    Good luck with the mock exam this weekend!

    happihorse

    I haven't had chance to look into it all yet but will do when things let up...

    Sounds great fun! It's so much nicer with the lighter mornings and nights!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Yesterday was testing!!!

    Went into college, completely stuffed up my mock exam, went to say the final goodbyes to my friends who are off to NZ and ended up bawling my eyes out on my other friend - I think it all just got too much!

    The revision course started today for the financial exam, it last for 4 days until Thurs, feeling a bit better about it all as I think this week will be a huge help.

    5 weeks and counting, i need to work out a way to de-stress I can't carry on like this, I'm so up and down.

    Being MSE isn't really happening, that can wait 5 weeks, I wont fall off the wagon completely I just can't be as dedicated to it as I was before its too much at the moment.

    I might reduce the over payment in May by £100 to give myself some breathing room, I'll still pay off £400 but I think next month i need the wiggle room, in June I'll get back onto e-baying etc to make up for it, I dont want to have to worry about affording food on top of everything else.

    OK going to bed now - hope I can sleep OK, can't seem to switch off

    Night all
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • LaFolie
    LaFolie Posts: 76 Forumite
    I'm glad you're giving yourself some breathing room! There's only so much one woman can do, after all...

    Plus, just think how getting good grades on your exams is actually tres MSE, as you'll be earning more because of it, and will be able to pay off your debts quicker ;)
    Overdraft: -£980
    CC: [STRIKE]£677[/STRIKE] £627

    May Targets
    NDS: / 6







  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Why haven't I thought of it like that before?! So true, I hope they do pay me industry rates for when I'm qualified, that would come in very handy!!!

    Off to day 2 of this course, lots of formulas today need to get my maths head on!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Day 2 went OK, some tricky stuff in there that I'd not thought much about before so did a couple more hours on that when i got home.

    Made a stir fry for tea tonight with tonnes of veg and got 2 more portions left over for tea tomorrow and Thursday. Got my lunch at work again so that was free!

    The tutor broke down an exam question today into where the marks are hidden and that was useful as it made you realise in the actual exam not to worry about the super hard bits as most of the marks are in the bulk of it which is do-able. Tomorrow we're going through exam questions based on the pre-seen case study which will be useful to get an idea of what they think we could be asked on that.

    Getting there.... baby steps! Spending this and the next 2 weeks concentrating on each exam for the whole week as I have a revision course each week so can get to grips with each subject in the week. Then, there will be 2.5 weeks to go and I'll be off work on study leave and can spend 6 days on a different subject each day for 2 days each then the reminding last few days on mock exams. It doesn't sound so bad broken down like that....
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • miggy
    miggy Posts: 4,328 Forumite
    {{hugs}}, it sounds as though it's all been a bit intense.

    Not doing the overpayment is a great idea: it you have any left at the end of the month you can make the overpayment then, but you don't have to. You need to get yourself through this next chunk with as few distractions as possible apart from nice stuff like horses, and you need the riding to help you unwind and relax.
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks :) yes it is all a bit too much, but planning it out makes it seem a bit more acheiveable...

    I'm pleased you guys agree with that, i wasn't sure if I ought to keep it up but I think peace of mind over money for a month will help. Like you say I can still do my best tobe good and just over pay at the end of the month instead.

    At least riding is free :)

    Bought brekky this morning but going to work for free lunch and have left overs for tea tonight....
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
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