Nationwide Soft-Search

Gromitt

rb10 wrote: »

Having savings accounts can help when applying for credit products, provided they are with the same organisation. Other banks can't see what savings you have elsewhere.

They typically don't care though, as even if you have 250K with them when you apply for the card, you could withdraw it all by the time you receive the card.

rb10

Gromitt wrote: »

They typically don't care though, as even if you have 250K with them when you apply for the card, you could withdraw it all by the time you receive the card.

Is this claim based on guesswork or actual knowledge?

allpine5346

Dr_Cuckoo3 wrote: »

Fluid card offer soft search

https://card.fluid.co.uk/form.aspx

Start your application to fluid here. We'll check if you're likely to be accepted without affecting your credit profile

http://card.fluid.co.uk/

its utter rubbish just go onto this website and do a soft search i put bogus name in with bogus adress i put on i was unemployed had no bank account been made bankrupt and i got accepted ! its a farceand its same with the nationwide one

allpine5346

donnap83 wrote: »

Hmmmm.. Nationwide have quoted my 9.9% with a limit of £2800.

Should i complete the application, or will i get declined once a full search goes through?

its rubbish it not a soft search i put down i was unemployed with bad credit history and got accepted for £4500 if i had proceeded it would haver got declined

jo-bo

allpine5346 wrote: »

its utter rubbish just go onto this website and do a soft search i put bogus name in with bogus adress i put on i was unemployed had no bank account been made bankrupt and i got accepted ! its a farceand its same with the nationwide one

Agree with the fluid comments, just done the same and it said I had a good chance of acceptance!!
However the nationwide soft search is not a farce, I've gone through the process and got one as has my husband. He got a better apr than me

allpine5346

jo-bo wrote: »

Agree with the fluid comments, just done the same and it said I had a good chance of acceptance!!
However the nationwide soft search is not a farce, I've gone through the process and got one as has my husband. He got a better apr than me

ok i know the fluid one is a farce but not sure on nationwide

allpine5346

i just done soft search on nationwide it offered me £4500 @ 19.9 % does this mean i could get accepted ?

TastyTeeth

giblet10 wrote: »

My card arrived this morning, as per soft search quotation - 9.9% and £5,200 limit..

That's great news. Let's hope my own application goes as smoothly. No reason to think it won't :beer:

TastyTeeth

allpine5346 wrote: »

i just done soft search on nationwide it offered me £4500 @ 19.9 % does this mean i could get accepted ?

You won't know unless you proceed to the final stages of the application process.

I got accepted last night, but have no way of comparing your circumstances to my own.

Good luck if you do press the button....

TastyTeeth

jo-bo wrote: »

Agree with the fluid comments, just done the same and it said I had a good chance of acceptance!!
However the nationwide soft search is not a farce, I've gone through the process and got one as has my husband. He got a better apr than me

Agreed. I don't think the Nationwide soft search is a farce either.