Nationwide Soft-Search

BugsyBrowne

The soft search on nationwide must change Everytime you use it as mine last time was just over 4k 15.9% done it again and it's 5.2k at 15.9% which actually works out about right as I still have around 5k available on my BC with my salary at 25k.
I think this soft search is more correct then others.

Cell

I was quoted £3500 at 15.9% and that's what I got. IIRC it is a bit unnerving because when I pressed 'apply' it just came back and said that I would receive further documentation in the post - which I did, and very quickly.

But it didn't say 'congratulations' or really confirm anything. It did leave me in a bit of doubt.

This was at the back end of last year. Despite having used the card for two 0% BTs and nothing else (and never will!) they've just upped my credit limit to £4300.

Surprising given that I've never used the card for purchases and an elementary scan of my credit data will show that I'm paying back debt and using whatever 0% promotional offers come available.

bigadaj

A belated congratulations.

TastyTeeth

giblet10 wrote: »

My card arrived this morning, as per soft search quotation - 9.9% and £5,200 limit..

Out of interest, how long did things take from acceptance for the card to arrive?

keeleyjadex

Mine took under a week from applying to coming

TastyTeeth

keeleyjadex wrote: »

Mine took under a week from applying to coming

Did you get any paperwork in advance of the card to sign etc?

keeleyjadex

It said I would get some but never did! Just got the card and pin

giblet10

I got no paperwork - the card took just over a week from issue to arrival - PIN arrived same day..

TastyTeeth

Thanks for your replies giblet10 and keeleyjadex

TastyTeeth

Looks like everything is progressing well...the balance transfer was completed today Looks like I'm just waiting for the card and pin to arrive.