Nationwide Soft-Search

izools

giblet10 wrote: »

I got no paperwork - the card took just over a week from issue to arrival - PIN arrived same day..

This card arriving on the same day as the PIN business seems to be a frequent occurrence in my experience with Nationwide. Not massively impressed tbh as they don't send their cards out inactive, either...

TastyTeeth

izools wrote: »

This card arriving on the same day as the PIN business seems to be a frequent occurrence in my experience with Nationwide. Not massively impressed tbh as they don't send their cards out inactive, either...

Don't start me worrying.... :eek:

izools

TastyTeeth wrote: »

Don't start me worrying.... :eek:

I'm sure it'll be FINE...

...Post reliable in your area?

TastyTeeth

izools wrote: »

I'm sure it'll be FINE...

...Post reliable in your area?

Thankfully yes. My card and pin are due in the next couple of days, hence my reply :cool:

TastyTeeth

The card arrived today following my application last Friday night. Good to their word - £7k limit at 19.9% - also without any hassles at all from the point of application. Well pleased.

No pin yet, but I suspect it'll arrive Monday or Tuesday.

Welcome back to the mainstream :beer: It's been a long time coming :j

wiganwayne

i have just done a soft search, quoted £2500 at 15.9% APR what do you reckon my chances would be?

bearing in mind i have 1 default on my experian credit file (equifax is clean) that is due to come off at the end of the month

cheers

TastyTeeth

wiganwayne wrote: »

i have just done a soft search, quoted £2500 at 15.9% APR what do you reckon my chances would be?

bearing in mind i have 1 default on my experian credit file (equifax is clean) that is due to come off at the end of the month

cheers

I would wait until the default has dropped off. Nationwide will search Experian.

wiganwayne

TastyTeeth wrote: »

I would wait until the default has dropped off. Nationwide will search Experian.

cheers, 3rd of august then everything is finally clean!! so not long really

TastyTeeth

wiganwayne wrote: »

cheers, 3rd of august then everything is finally clean!! so not long really

And once its gone, everything get's a whole lot easier.

Since my last one has dropped off a few weeks ago, I've been accepted for both a Nationwide card and a Barclaycard Platinum card. Both accepted at 19.9% APR with very good limits.

I'll be replacing my Vanquis and Capital One cards with these and closing both accounts, as the job they have done is now complete.

ANTWAR72

Hi Just did the nationwide soft search and it came back with 0% 6months & 15.9% and £2500 limit.dont know if i will be accepted as did not dare press the button yet!lol