We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nationwide Soft-Search

1246751

Comments

  • I applied this morning - got a quote of 19.9% with a credit limit of £3800 - so progressed it and got declined...I think therefore as others have said, the interest rate is the clincher...not always...but a strong indicator...
    Never argue with an idiot. Especially not this idiot because I'm always right anyway.
  • Me and my girlfriend both applied for a nationwide select card. Both got accepted, she's on £3200 @ 9.9%' I'm on £3200 @ 12.9%.
  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    giblet10 wrote: »
    I applied this morning - got a quote of 19.9% with a credit limit of £3800 - so progressed it and got declined...I think therefore as others have said, the interest rate is the clincher...not always...but a strong indicator...

    I got accepted at £2000 with 19.9%..... But I have been a customer for 12 years......
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • simax wrote: »
    I got accepted at £2000 with 19.9%..... But I have been a customer for 12 years......

    They approved it as they can see your banking history. Congrats
  • bevmk127
    bevmk127 Posts: 502 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    i had hassle trying to get this select credit card am a flex account customer but do not meet the criteria according to them .yet i meet the homepage criteria, anyone else had problems or find the details on the homepage misleading,
    I like doing it daily :A
  • bevmk127 wrote: »
    i had hassle trying to get this select credit card am a flex account customer but do not meet the criteria according to them .yet i meet the homepage criteria, anyone else had problems or find the details on the homepage misleading,
    I have a flex acct and asked to switch (over the phone) from my standard NW CC to the Select CC which, though approved on 18 Jan, still hasn't arrived.

    Hope they haven't changed their mind...:(
  • I was in branch to open a Flex Account was approved with £750 overdraft and also approved for credit card £4000 limit @ 19.9%.

    I have checked Experian and only the one search for Current Account is showing.
  • bevmk127
    bevmk127 Posts: 502 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 11 February 2012 at 12:15AM
    told if you switch cards wouldnt be elegible for the introductory rates of the select card.
    I like doing it daily :A
  • bevmk127 wrote: »
    told if you switch cards wouldnt be elegible for the introductory rates of the select card.
    That's right. I am now primarily interested in using the card for fee-free foreign purchases (plus cashback), and one trip's coming up in a couple of weeks which is why i'm getting a bit anxious.
  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What's this got to do with credit cards?
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.