Nationwide Soft-Search

BugsyBrowne

jpb77 wrote: »

Can we please get back to the original topic. Take your arguments elsewhere please.

I don't argue I just retaliate to posts when I am being questioned and in this instance lemon boy with a cash flow problem started talking about his favourite TV show.

aimzrabbit

my default dropped off experian yesterday so i did this soft search just like an addict , with his nose in a columbian coke plant , salverin at the thought of spanking the plastic , it came back with 3800 and 15.9 % you reckon id get some of the mainstream again folks !!!!

yeh harvey nicks ,selfridges ive missed ya ,

so i just closed the web page down , shaking with with 6 years of pain .no no no .... lets get on fluid to make sure ..... yep its looking good yes yes yes .

BrandNewYear

aimzrabbit wrote: »

my default dropped off experian yesterday so i did this soft search just like an addict , with his nose in a columbian coke plant , salverin at the thought of spanking the plastic , it came back with 3800 and 15.9 % you reckon id get some of the mainstream again folks !!!!

yeh harvey nicks ,selfridges ive missed ya ,

so i just closed the web page down , shaking with with 6 years of pain .no no no .... lets get on fluid to make sure ..... yep its looking good yes yes yes .

Did you get accepted?:j

BrandNewYear

I clicked apply. Message came up on screen immediately. Accepted for credit limit of £250,000.00 With an APR of 7.9%

I'm considering whether to accept it or not :-)

BugsyBrowne

BrandNewYear wrote: »

I clicked apply. Message came up on screen immediately. Accepted for credit limit of £250,000.00 With an APR of 7.9%

I'm considering whether to accept it or not :-)

That's not a bad credit limit actually quite high for NW.

aimzrabbit

Brand new , no i dont really need a credit card lol was just testing the water .... after 6 years of clearing up my mess

TBH it feels good that i can qualify for pretty much all the cards that i dont really need them .... strange thing is when i had cards i couldnt afford them ,now i can afford them i dont want 1

maybe thats just growing up and getting wiser

good luck to all you card spankers

jpb77

starM wrote: »

She received credit agreement today asking her to sign and return - no documentation requested. In the "society use only part " it says Decision and "Accepted box is ticked" and it also states id confirmed.

No change what was offered on the application. It looks to me it has been accepted. I thought online application do not require a signature? She did tick the box at the end of the application.

MS

Got mine today and yes the 'society use only part' paper, with the Decision section with Accepted box ticked and Credit limit box states £3200 (plus on the letter it stated my limit as well). Although it says i need to provide ID - which I can do, I called them today to say would it be easier if I popped into my local branch and they fully recommended this as it will speed up the process rather having to wait with post etc. I did ask am I accepted though and confirmed I am all I had to do was show ID and sign (apparently all they want to see is a signature and its not just some tom !!!!!! and harry applying) then they just hit the 'go' button on the system for the account to be opened. Here we go...

jpb77

BugsyBrowne wrote: »

That's not a bad credit limit actually quite high for NW.

But isn't their min APR 9.9%?

jpb77

aimzrabbit wrote: »

my default dropped off experian yesterday so i did this soft search just like an addict , with his nose in a columbian coke plant , salverin at the thought of spanking the plastic , it came back with 3800 and 15.9 % you reckon id get some of the mainstream again folks !!!!

yeh harvey nicks ,selfridges ive missed ya ,

so i just closed the web page down , shaking with with 6 years of pain .no no no .... lets get on fluid to make sure ..... yep its looking good yes yes yes .

If they are offering those kind of limits - in my experience, its more than likely its a yes. Only worry if its a low limit with a 19.9% APR.

ANTWAR72

Hi
Finally pressed the button after soft search quote which gave me £2500 limit with 19.9 apr.No instant decline, set up direct debit ,online banking digital agreement then it said they need proof of ID. SO NOW ITS JUST A WAITING GAME FINGERS CROSSED!