Lucky 13

yellow3

Morning, going to get up in a mo and get ready for work,
Made a pad of 35.00 to cap 1 so the balance owing once that hits should be under 200!! Almost gone I can't believe it, hopefully should only take about another 6-7 weeks to clear.
Really tempted just to clear it from the cash in current acc and savings but I know it's not wise as ill end up leaving myself skint and using the cards. It's a marathon not a sprint!!
Better get ready for my NSD at work
Have a great day everyone

Yellow x

LianneH

well done on the PADs to Cap 1 - this will be squished in no time!! Cant wait to see your new balances x

yellow3

Thanks lianne, can't wait to update on Monday.
Not nervous as I haven't been too bad on the money front this last month.
The funny thing is that although I've been good I've still bought myself a few bits (cheap primark pj's ect) DD main Xmas prezzie 80.00 and made pad's but seem to have more 'free' cash than ever. Have also maintained a 'float' of around 60-80 in my day to day current acc at all times?? The mind boggles.
Heres hoping for an even better nov/dec on the money front.

Yellow x

yellow3

Good morning
Today will be a small spend day, I need about a tenners worth of petrol and that is it. Will go the petrol station before work and shan't be spending another penny.
Will take some bits we have lying round the kitchen for my work lunch.
Have a meeting next week in work regarding my shift patterns and im really in 2 minds about approaching the full time subject so need to have a good think/talk about that over the weekend.
Here's hoping for a good day in work

Yellow x

yellow3

Pad of 4.98 to cap 1, got a letter from car ins to say it will be cancelled on 16th and to make alternative arrangements??? Checked bills acc and the money is still there so wondering if there is a prob with direct debit will give them a call.
Going for a NSD today, here's hoping, the weekends are always the hardest.

Yellow x

yellow3

Somebody just bidded on my other eBay item so both will sell tomorrow yey!!
Had an email from eBay to say free listing this weekend so as I can only list 10 items per month I need to root out 8 items that will sell for a decent price... I wonder if I could clear cap 1 with eBay alone this month?
Let's call it a challenge!

Yellow x

yellow3

Just stoping by to record my NSD yey! Going for another one tomorrow

Night all x

yellow3

Managed another NSD today yey! A full no spend weekend! Wahoo!
Will be totting up the debts tomorrow to update signature hopefully it's reduced quite a bit.

DD has developed a bad cough today and has just fell out of bed! And is now burning up so fun and games tonight me thinks!!

Yellow x

yellow3

Oooh forgot to mention my 2 eBay bits went for about 70! So chuffed with that. Listed 6 things tonight hoping for a similar result next week

X

yellow3

Up Bright and early! Poor DD not feeling too good.
I slept in her bed with her (after the falling out the bed episode) but now she's just got in with OH, so I'll see if she goes back off.
I've got a docs appt booked later so if she doesn't pick up today I'll change the name on the appt to hers and book myself another one.
One ebayer has paid just waiting for the other one to cough up and I'll transfer the funds out of pay-pal.
Out of the 6 eBay items I listed yesterday 4 have watchers, so I'm confident I should have some more sales next Sunday.
Rounded down the bank acc by 1.49 this morning and transferred those funds to cap 1.
Really really motivated to try and get rid of this cc by December. I hope I can do it as it will give me an extra month to pay off Vanquis (my aim is to have that paid by end of march).
Recap of goals....(to remind myself why im doing this!)
Cap 1 paid by end of nov '11
Vanquis paid by end of march '12
Loan charges paid and reduce o/d by 100.00 by end of June '12
Pay additional 4k off loan by end of December '12
Try and clear loan by end of December '13 ( will formulate a plan / decide how to break up in manageable chunks when I reassess loan balance in December '12)

So I guess I've just set myself a debt free date! December 2013 or before. Let's see if I can do it!

Yellow x