We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lucky 13

1101113151622

Comments

  • yellow3
    yellow3 Posts: 340 Forumite
    Crisis averted re: the car insurance, apparently the advisor I spoke to when I changed the direct debit to my bills acc hadn't pressed the confirm button or something gggrr.
    I think poor DD has chicken pox! Poor baby.
    Her voice is terrible, so croaky, and she has an angry looking red spot on her cheek that she never went to bed with??? Have phoned nursery to say she won't be in. Keep inspecting her checking for more spots much to her amusement!!

    Yellow x
    LBM 14/9/11. Aqua paid off!
    Capital one [STRIKE]434.00[/STRIKE] 193.70
    Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
    Loan [STRIKE]16505.36[/STRIKE] 15,780.27
    total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:
  • yellow3
    yellow3 Posts: 340 Forumite
    edited 14 November 2011 at 4:21PM
    new totals

    capital one 193.70
    vanquis 1112.21
    loan 15,780.27

    total debt.... 17,095.18 :o

    total reduction this month 966.54! yey pleased with that.:j:j
    total reduction since start of diary 1396.82!
    will be sub 17k by the end of this month:T

    recieved second ebayers payment so transfered funds to current acc so £69.63 in total. as soon as that hits i will pay it against the cap 1 balance and along with my pads i should have that cleared by end of nov/1st week in dec.
    soooo as i was going to pay the remaining 100.00 off the cap 1 bill with savings but now im ahead of shedule (i had allowed myself until the end of the year to pay cap1) ive decided im going to treat myself with some of the savings money.
    there were a pair of boots ive had my eye on that have now been reduced from 70.00 to 35.00 so im going to order them and a new top and jumper.

    will allow myself another treat when i get the debt sub 16k

    yellow x
    LBM 14/9/11. Aqua paid off!
    Capital one [STRIKE]434.00[/STRIKE] 193.70
    Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
    Loan [STRIKE]16505.36[/STRIKE] 15,780.27
    total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:
  • yellow3
    yellow3 Posts: 340 Forumite
    Evening all,
    Didn't manage to buy the boots today so will get them tomorrow if they still have them in stock.
    Managed another NSD today wahoo! 3 in a row.
    Need milk tomorrow but that's all I will buy. Will try and find enough spare change lying round the house / in old handbags to get the milk with and if i manage it I will class that as another nsd.
    All I would of needed is petrol for the car this week but OH has just put 20.00 in bless him.
    I'm going to drive as economically as possible to make it last.

    Off to lurk on some diaries
    Yellow x
    LBM 14/9/11. Aqua paid off!
    Capital one [STRIKE]434.00[/STRIKE] 193.70
    Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
    Loan [STRIKE]16505.36[/STRIKE] 15,780.27
    total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:
  • yellow3
    yellow3 Posts: 340 Forumite
    Forgot to add,
    Sil gave a bag of clothes to Mil's for mil to put out for charity. I got first dibs in the bag. I kept a lovely jumpsuit with tags still on for next summer and swiftly removed anything with a brand name on to eBay. Mil actually said to put it on eBay. Sil doesn't have the time, inclination or patience to eBay anything, where as I look at something now and the first thing I think of is how much would it fetch on eBay!!
    Also on the plus side I don't think DD has chicken pox, only 2 little spots and no more anywhere else I think she just has virus and is doing ok after a spoon of calpol.

    Yellow x
    LBM 14/9/11. Aqua paid off!
    Capital one [STRIKE]434.00[/STRIKE] 193.70
    Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
    Loan [STRIKE]16505.36[/STRIKE] 15,780.27
    total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:
  • LianneH
    LianneH Posts: 271 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    WOW!!! nearly a grand in a month off the debt, fabulous, well done! I think you deserve a treat! I also think you DFD of Dec 2013 is so doable and if you stay this focused you will have it gone before then!

    hope DD is feeling better, my DD is also unwell, must be that time of year!

    xxxx
    Debt Free Roll of Honor #598
    DFD 28/02/12 :j
    MFW 19 years - aim 11, prefer less!:D
    #222 EF £1k 60/1000 :cool:

  • Hi Yellow,

    Well done on that Capital One card and all of your debt.

    Hope you manage to get your new boots.

    xx
    LBM March 2011 - [STRIKE]Joint Debt £46k[/STRIKE]
    Current Personal Debt £0 :j
    Groceries £152.51/230,Pot Balance £1564.02
    Christmas Savings £200, £2 savings £24
  • yellow3
    yellow3 Posts: 340 Forumite
    Hope DD feels better soon lianne, my DD has perked up this morning so hopefully she should be back at nursery tomorrow.

    Will get the boots today LL, also treated myself to a voucher for 10 gym sessions so looking forward to using those.

    On a separate note I've seen a job advertised that I really wouldn't mind applying for, it pays alot more than I get paid now, I haven't applied for a job/had an interview in years so I would really have to psych myself up. Will have a think about it today and I may apply this weekend.

    Have a nice day guys
    Yellow x
    LBM 14/9/11. Aqua paid off!
    Capital one [STRIKE]434.00[/STRIKE] 193.70
    Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
    Loan [STRIKE]16505.36[/STRIKE] 15,780.27
    total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:
  • yellow3
    yellow3 Posts: 340 Forumite
    Quick check in..,
    Watchers on all my eBay items yey, here's hoping for some bids.
    This morning I have not stopped so far I've...
    Scrubbed the kitchen
    Cleaned the living room
    Sorted the cupboard under the stairs
    Mopped right through downstairs
    Took the washing machine drawer apart and cleaned it
    Hoovered the stairs/landing
    Cleaned and tidied DD room
    Scrubbed the bathroom

    Next on the list is to...
    Bath DD
    Get a shower
    Clean my bedroom
    Quick visit to the shops
    Cook the tea
    Relax!

    Best get on!

    Y x
    LBM 14/9/11. Aqua paid off!
    Capital one [STRIKE]434.00[/STRIKE] 193.70
    Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
    Loan [STRIKE]16505.36[/STRIKE] 15,780.27
    total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:
  • yellow3
    yellow3 Posts: 340 Forumite
    Managed the whole of my list! Feeling very organised at the mo! I have even ironed my work clothes for the rest of the week and sorted DD's school polo's into a neatly ironed pile.
    I'm on a roll now let's see how long I can keep it up for???
    Just going to get bath with DD pj's on and a spoon of calpol and bed for her. She still not 100% so she could do with an early night hopefully she back to nursery tomorrow.
    Once I get her settled I'm going to tidy up eyebrows and do my toes.

    Didn't manage my NSD :( however went to mr A and only spent 20.00. Plenty in till after the weekend now. Also got 2 nice Xmas cards for sisters boys will put money in for Xmas rather than buy them a prezzie. All the rest of thr cards I will buy from card fact*ry.
    Saw a nice bathmat in mr A for £7 so will return and get it once I feel comfortable to have a little spend again. It's the same as the one I have now but a darker colour. The one I have now is too light OH always walking on it with his shoes on so it's always in the wash! Gggrr
    Paid 15.00 electric too but have loads of washing I want to to now I'm on a cleaning spree!!!
    Sprayed some carpet fresher stuff on the carpets and upstairs smells lovely.
    Working the rest of thr week so shouldn't spend another penny
    LBM 14/9/11. Aqua paid off!
    Capital one [STRIKE]434.00[/STRIKE] 193.70
    Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
    Loan [STRIKE]16505.36[/STRIKE] 15,780.27
    total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:
  • yellow3
    yellow3 Posts: 340 Forumite
    Morning
    eBay money hit current acc so added a couple of pounds to it and made a payment if 71.92 to the cc.
    Still haven't bought the boots so now I'm left wondering do I really want them hmmm??
    Before work this morning I will put another wash on, then again after work. Determined to keep this house spic and span!

    Take care

    Yellow x
    LBM 14/9/11. Aqua paid off!
    Capital one [STRIKE]434.00[/STRIKE] 193.70
    Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
    Loan [STRIKE]16505.36[/STRIKE] 15,780.27
    total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.