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Lucky 13
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hi livvy, i was working full time from when DD was 4 months until about 14-15 months old, but im thinking i have no nappies, sleepless nights, bottles etc anymore. Im not going to make any hasty decisions though, and will discuss it in full with OH, at least he is part of the decision so if if all goes T!ts up he cant blame me!!!
just been on to ebay to see when my selling limits will be removed or upped and they have said the 24th dec, so at least next year i can list loads of carp because i really REALLY need to declutter, you cant actually see any clutter in the house but look under the bed or open a cupboard and its a different story!
I need to tackle the vanquis card and have it paid off by the end march so i can start on the loan so i am hoping to raise most of that cash through ebay. Soooo with my carp maths i have worked out that with my regular overpayments i will need to raise about 60.00 per week from ebay sales.
Next my aim is to have the charges on the loan paid by off by the end of june so i will need to stay selling at the same pace.
Its a bit daunting however its comforting to think that 6 months into the new year ill have no credit cards and no charges on the loan so my loan payments will decrease and i will only have 1 creditor yey!!!
i really like putting my thoughts down and it helps clear my mind/keep me on the straight and narrow but kind of think im wishing my blo*dy life away!! ha ha!!! cant win!!!
yellow xLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0 -
Morning all,
Interest on the capital one has been applied this morning £10.11. That takes me just over the half way point again so depending on today's spends in town I may be able to make another pad to bring it under the sacred half way point again!!!
Really aiming to spend as little as possible today and look for bargains, hopefully I can get some of the cheaper Xmas presents.
Will not waste any cash!!! Stick to it yellow!!!!
XxLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0 -
Good morning,
The shopping expedition didn't go too badly and I managed a pad of 11.00 to capital
One.
Was looking for some pj's to wear the other day and they were all miss matched or scruffy so Went to primarni and bought myself 2 paid of flannelette pj's and binned all my other ones, felt so good just to throw tat in the bin.
DD has dance class today and Its mil's b day so will be going round with a cake.
Will have to find some bits to eBay, don't want to put too much on incase it's free listing next week and I've loads of shoes I want to list so may just put 2 things on.
Today's list
eBay
Visit mil
Dance class
Tidy and Hoover DD room
Enjoy your sunday everyoneLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0 -
Nightly update!
Feeling a tad uncomfortable about spending money as have had a bit of a spendy weekend ( all accounted for I might add! ), so apart from petrol I think another week of cold turkey is required.
Just put a couple of pairs of shoes on eBay started the listings quite high so paid to put them on, speculating to accumulate? That's how I see it anyway, hopefully they will fetch a few bob. Didnt have the energy to dust off and iron any 99p bits and the shoes were all prepared in my eBay box and i had already photographed them so I put them on, if they sell for what I'm hoping for that will be a sizeable chunk to pay off cap 1.
Loving Sunday's at the mo, strictly, x factor and the finale of downton
Night all xxLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0 -
Morning all,
Awaiting shopping between 9-11 from mr t and have a medical appt at 1.00
Desperate for petrol so a small spend day but do not need to buy anything else. Always use the pay at pump thing now as then I'm not tempted to buy carp in the petrol station.
Quite a few watchers on eBay so hopefully I might get a bidding war!
Yellow xLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0 -
Put 20.00 petrol in yesterday so should do me the week, feeling my control slipping at the moment really need to rein it back in.
Got DD main present do happy about that. Think that's why I'm having a wobble as that was 80.00 and I bought it out of the bank acc rather than savings.
Spent 15.00 online this morning on medical bits but am now going for a full no spend week, if I spend another pound I think I will have a breakdown!!!
XxLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0 -
im back! second post of the morning
felt i needed to come back to my diary as my head is spinning and i just need to get my thoughts out.
not being completley honest with myself re: finances, hadnt checked the bank acc for the last 2 days so forced myself to do it, wasnt as bad as i feared and i need to check it daily to keep myself on the straight and narrow.
put petrol on my cc yesterday (as i use pay at pump and my cash card isnt accepted at the pump) and almost never paid it back.
i like to do this and pay the cc from my cash card instantly using my phone as it keeps me out of the petrol station, so have just made the payment a moment ago.
got some news yesterday one of my cousins gf is pregnant, made me feel really sad, after my misscarraige in june i hate hearing about pregnancies, even though im absolutley thrilled for them, they dont have any children and i already have my beautiful DD so i know im lucky, i cant help feeling that my baby should of been born in january and i should be all excited about giving birth soon but instead im not pregnant. i dont want to talk to anybody about it as i dont want to come across jealous (im not jealous im just sad for me and happy for them, if that makes sense????) aaarrrrggggg
sorry if that makes me seem weird but i really needed to get it out of my head.
me and OH need to have the chat about having baby number 2, i want to do it sooner rather than later, he is very complacent about these things. i think that after the misscarrige there was alot of pressure from family to get pregnant very quickly and i am putting pressure on myself, it will happen when it happens but i suppose i would feel alot better if we were activley trying.
really feel like that last couple of days my emotions have been in free fall ive been ignoring the finances and now all this pregnancy stuff.
dreading going out today as all talk will be about the new baby, but if i dont see family today they will know something is wrong or i will come across as a jealous c0w. just want to hide but i know i cant and i know its wrong.
i really am genuinley happy for them but cant stop thinking about the baby i lost. i hate this emotion stuff!
oh well i supose i just need to get a big fake smile plastered on, go out and face the day....
yellow xLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0 -
Hi Yellow,
If it helps any I know how you feel, I had a miscarriage too last year and really get envious of pregnant people. I just keep telling myself that everything happens for a reason (in my case it did), and you still have a gorgeous DD who you can devote all your time to because she's the only one (at the moment).
xxLBM March 2011 - [STRIKE]Joint Debt £46k[/STRIKE]Current Personal Debt £0 :jGroceries £152.51/230,Pot Balance £1564.02Christmas Savings £200, £2 savings £240 -
Thanks for the lovely post LL, you are so right.
I hate feeling ungrateful for what I've got, when what I've got is amazing!
I hate battling with my feelings cos I don't want to feel jealous, sometimes I think I've got a split personality! Lol!
Todays plans
Take DD to mils so can visit dad and take him to the bookshop
Put wash on
Get work stuff ready
Visit sister get her a little prezzie she having a bad time
My eBay items have loads of watchers and one has a bid so will deffo sell, will dig out some more bits to list on Sunday need to pay cap 1 ASAP!!!!
Yellow xLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0 -
Evening all,
No pennies spent today! Yey. Absolutely love having nsd's I think I'm becoming obsessed.
Went to the bookshop today with dad picked up a book and he bought it for me! Its a star sign book with a message fir each day of 2012, hopefully it should help me have a more positive 2012.
Going for a NSD tomorrow as I'm in work all day and there is petrol in the car so don't need anything. Will try and make a pad to cap 1 tomorrow so hopefully will be able to round it down to the nearest hundred.
No more activity on the eBay front still loads of watchers but no more bids, looking for a bidding war before the auction ends though as it would really take the cc pressure off.
Night all
Yellow xLBM 14/9/11. Aqua paid off!
Capital one [STRIKE]434.00[/STRIKE] 193.70
Vanquis [STRIKE]1122.36[/STRIKE] 1112.21
Loan [STRIKE]16505.36[/STRIKE] 15,780.27
total...[STRIKE]18,492.00[/STRIKE] [STRIKE]18,061.72 [/STRIKE] 17,095.18:eek:0
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