On the up (Hopefully)

sugarcube84

Not a bad week, £84 cashback for the house insurance and last night I swapped gas and elec and got £30 cashback and saved £21/month. Woo!! It actually ending up being a NSD yesterday for me as I made dh buy his own cream for his kedgeree!!


DH has an interview tomorrow for a new job within his current company, they have asked for him to apply for it, he has already turned them down once as he didn't want to work in that area but he is thinking it might boost his CV, broaden his skill base and if they want me so much then its a good opportunity for a pay rise :-)


The house that I mentioned having viewing booked before it even marketed has sold, viewed Fri/sat, sold sign up on Monday. The market is moving very quickly in the area we want to move to....we might have to take a leaf out of Phil and Kirsty's book and work out what we are prepared to compromise on.


To Do List

- get hubby to ring up and close credit card as it has a balance of +£104 which I want back!! Gave dh all the info and it's now on his to do list
- steam clean bedroom carpet
- finish driveway
- half term childcare think I'm sorted
- sister (x2) prezzies, anniversary, valentines day, ds bday card bought for vday

New List
- 3 NSD's 1/3

sugarcube84

Interview day for dh, fingers crossed!!!


To Do List

- get hubby to ring up and close credit card as it has a balance of +£104 which I want back!! Gave dh all the info and it's now on his to do list
- steam clean bedroom carpet
- finish driveway
- half term childcare think I'm sorted
- sister (x2) prezzies, anniversary, valentines day, ds bday card bought for vday

New List
- 3 NSD's 2/3

sugarcube84

Well the interview seemed to go well and he might find out today which is quick, keeping my fingers crossed.

sugarcube84

He got the job, so, so proud of him :-) no ideas about the money side of things yet, they are still discussing salary bandings and will only confirm when they have made a decision on all of the candidates.


To Do List

- get hubby to ring up and close credit card as it has a balance of +£104 which I want back!! Gave dh all the info and it's now on his to do list
- steam clean bedroom carpet
- finish driveway
- half term childcare think I'm sorted
- sister (x2) prezzies, anniversary, valentines day, ds bday card bought for vday, one bday done out of the prezzie cupboard and I already had cards tucked away

New List
- 3 NSD's
- pay car tax before end of the month

sugarcube84

Urgh I was ill yesterday and still not feeling too clever, banks all behaving themselves and it's pay day on Friday for me, followed by one for dh next thursday and then the following Friday, it's almost like weekly pay!!


To Do List

- get hubby to ring up and close credit card as it has a balance of +£104 which I want back!! Gave dh all the info and it's now on his to do list
- steam clean bedroom carpet
- finish driveway
- half term childcare think I'm sorted
- sister (x2) prezzies, anniversary, valentines day, ds bday card bought for vday, one bday done out of the prezzie cupboard and I already had cards tucked away

New List
- 3 NSD's 2/3
- pay car tax before end of the month

sugarcube84

Pay day tomorrow!


We spent the weekend looking at houses, new builds, to see if they might be an option when we are in a position to move. I was pleasantly surprised (I hate new houses) but one development was nice, not too crammed in, a bit of character and had a lovely kitchen/diner with space for a couch, a downstairs toilet (!! I know its sad i'm so excited about a toilet!!) and ......a utility room!! but realistically after a second look I don't think they are for us, we could buy something cheaper and use the spare (deposit) cash to extend and make it how we want it. So really we are looking with a house with extension potential.


I've been doing a bit of an update and number crunching exercise on my SOA doing various different scenarios and it's looking positive for the mortgage that we want once we have saved for 12 months for a deposit, so that's positive, although we don't really want to take the maximum amount it's nice to know its there.


I also realised that I pay off a card each month in April, May and then June, so its only this month and next that I don't pay something off in full. Our dfd is feeling close now :-)


Just found out hubby got a £50 managers award which is on a type of visa rewards card so can be spent anywhere, think that might be a nice anniversary dinner!! ;-)


To Do List

- get hubby to ring up and close credit card as it has a balance of +£104 which I want back!! done and back in my bank :-)
- steam clean bedroom carpet
- finish driveway
- sister prezzie, anniversary, valentines day, ds bday card bought for vday, one bday done out of the prezzie cupboard and I already had cards tucked away
- pay car tax before end of the month

New List
- 3 NSD's 2/3

sugarcube84

DH first day in his new job today, fingers crossed it goes well.


The weekend was a quiet one, big shop done plus I managed to have a big clean, just the kitchen left to do, I decided to make soup rather than clean the kitchen so at least my lunches are sorted for this week.


To Do List

- steam clean bedroom carpet
- finish driveway
- sister prezzie, anniversary, ds bday one bday done out of the prezzie cupboard and I already had cards tucked away
- pay car tax before end of the month -paid

New List
- 3 NSD's 0/3

sugarcube84

Signature updated :-)

sugarcube84

DH first day went well and he thinks he is going to enjoy it which is great he still hasn't heard about his salary yet though.


To Do List

- steam clean bedroom carpet
- finish driveway
- sister prezzie, anniversary, ds bday one bday done out of the prezzie cupboard and I already had cards tucked away

New List
- 3 NSD's 0/3
- Mothers day, sort prezzies/cards

sugarcube84

Have been having a nosy on the mortgage board doing a bit of homework, I can see it being my second home after the df board to prepare us for moving. I've run a few different scenarios through the nwide affordability calculator which is supposed to be the most detailed and accurate and it still seems positive on the borrowing amount, and dh is only going to go up over the next couple of years.


I have also been tweaking my yearly budget, as our df date is rapidly approaching and we are still (touch wood) on target I am now looking towards how much we can have saved (!) by the end of the year and then how long it will take for us to save a decent deposit amount. Overall i'm feeling unbelievably positive at the moment :-)


To Do List

- steam clean bedroom carpet
- finish driveway
- sister prezzie, anniversary, ds bday one bday done out of the prezzie cupboard and I already had cards tucked away
- Mothers day, sort prezzies/cards

New List
- 3 NSD's 1/3
- bil bday