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Swimming BEFORE we start to sink.
Comments
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Thank you and hello. I am a woman on a mission, which to anyone who knows me can be a headache. :rotfl:You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
Well NSD is ruined already. Gave DD £10 for school locker, ah well I knew it was going to happen as i need to buy advanced parking card for work so I'd be spending on that anyway. That is all planned though, no coffee or treats.....I will not cave.
You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
Well as thought I spent today.
£10 - DD's Locker
£30 - Advanced parking ticket; I wish I could get out of this, but due to where I work I need to pay £3 a day on parking. Can't use another car park as I leave work and go straight to school for the kids so haven't got the advantage of time.
Think I'll be spending tomorrow too or wednesday dependant on laziness .....school for the little ones changed uniform code so they need different shoes. *sigh*
Right off to dish up tea that my eldest DD has made in school today, shepards pie yum, yumYou have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
Shepards pie was gorgeous.

Well I've just sent off a form to close my old littlewoods account - long story with them but I wasn't happy and don't want to use them ever again.
I've also got details to close an old joint barclays account and an old business coop account.
I'd check my credit report to make sure nothing else is open and about but I'm to tight to pay for it and I've used my free trial. LOL
Right off to type up cancellation letters and change some washing over then need to think of my next moneysaving/moneymaking plan. Should list more on eBay too.You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
YEAH the £110 from eBay has hit the account and before it could blink has hit the CC. Sig updated and is spurring me on to get more listed on eBay as even the small things make a difference. Got a few items ending today, but then eBay will be empty so need to put that right.
Going to drop the kids off and work I go...You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
Well today was a spending day. Spotted something for youngest DD in one of the shops and after checking with hubby last night picked it up today. Was reduced from £35 to £15 so a bargain, plus I am starting to get Christmas bits, just not spend all spare cash on it, or waste spare cash.
Lots has just finished on eBay which when all paid for should be a nice bit to pay some more CC off, so will get them packed in a bit and do the postage labels from paypal so it's all self contained and pure profit comes out. Need to get photographs done for the next batch as I don't want to run out of momentum. Off to read a bit of Firewalkers Diary first.....found it riveting last night and now want to read it all. It's like a book. :rotfl:You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
Tasks for today....which will be a spending day I think.
My first of 2 days off together :T so the more productive I am today the more I can do what I want tomorrow.
Must do:
* [STRIKE]Morning out with OH (he's on a late)[/STRIKE]
* [STRIKE]Clean the bathroom[/STRIKE]
* [STRIKE]Washing[/STRIKE] - 3 loads!!!!
* [STRIKE]Pack eBay items[/STRIKE] - done and posted.
* [STRIKE]Clarks for kids shoes (after clubs)[/STRIKE]
To try and do if I get off the computer enough:
* [STRIKE]Dust & Tidy upstairs[/STRIKE]
- [STRIKE]Our Room[/STRIKE]
- [STRIKE]Girls Room[/STRIKE] - will do once they get home and tidy it. :mad:
- [STRIKE]Sons Room[/STRIKE] - will do while refereeing girls tidying their room
* Hoover - done our room, landing and stairs once other rooms done
* Find more items to list on eBay
Also need to do at some point:
* Change SO's online ready for my next payday
* Write letters to close 2 unused accounts
* Organise some more finances.You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
WooHooo another £50 transferred out of Paypal today. Should hit the bank on Monday but it won't rest for long.

Will run out of things to sell soon, so need to work on another way to raise cash/spend less cash on not required things so the CC gets paid off and stays off, as well as working on the next debt to clear.You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
EEEEKKKKK £76 spend on shoes. - 2 pairs!!!!
It's for the best though, me and OH discussed it and while we could have got them cheaper ones it would cost us more in the long run replacing them often. At least this way we know they'll be comfortable and hard wearing.
Also on a plus this money came out of the bank - which under a month ago would have been a pipe dream as we wasted to much on 'stuff'. Even though it's being spent it's amazing what we 'save' by watching what we spend.You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
Right todays list. (I love lists)
* [STRIKE]Morning out with OH (if he gets out of bed)[/STRIKE]
* [STRIKE]Hoover the landing & stairs[/STRIKE]
* [STRIKE]Fuel for the car and milk for the fridge[/STRIKE]
* [STRIKE]Dust & Tidy downstairs[/STRIKE]
* [STRIKE]List a couple of bits on eBay[/STRIKE]
* [STRIKE]Post eBay items today that have now paid[/STRIKE]
* [STRIKE]Change SO's online for next payday[/STRIKE]
* Write letters to bank to close old accounts - did a couple in town with OH this morning...just need to close old business account by post
* Get a clearer financial picture in my head.
Wow that's a long list.... must try to get a couple done before OH wakes up and we possibly go out.You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120
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