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PBR's "M" for "mortgage" diary!
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I've found an interesting way of being frugal - baby arrived at the weekend and I haven't been out or spent any money yet!
Happy Christmas to all you MFWs and here's to millions of pounds' worth of OPs next year!Overpay!0 -
delurks to say Congratulations......... tell us more.... sex/name etc (or did I miss something).Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher0
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Congratulations on your new arrival, although I can think of less painful ways to stop spending! Hope you are both doing well and have a great xmas.MFW 67 - Finally mortgage free! 💙😁0
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Congratulations, so pleased for you, and thanks for letting us know!
I hope you're well and enjoying your early Christmas present!
Details please! When you have a moment of course!Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)
Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)0 -
Aw, thank you MrsMoo2U, Newgirly and Sepa!!
We had a lovely little boy - it was very nice not to know if we were having a boy or girl in advance, although people are keen to know in advance so they can buy clothes! We have been truly blessed with gifts from friends and family meaning that we've not had to spend the thousands that people tell you are necessary! Stay posted for tips on how to have a frugal baby! Freecycle and waiting for my friends to have children first are my top recommendations!!
http://news.bbc.co.uk/1/hi/uk/2824905.stm
We're thrilled with our lovely Christmas present and wish all you inspirational MFWs a happy Christmas and mortgage free 2012!Overpay!0 -
Many congratulations PBR - what a lovely Christmas present
- Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
- MORTGAGE FREE: September 2015
- MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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Many congratulations and Merry Christmas
- Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
- MORTGAGE FREE: September 2015
- MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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Happy New Year everyone!
I'm ashamed to say that we saw in the New Year with Jools Holland last night - frugal but not very exciting! I had my first little bit of alcohol for about nine months - I have made a huge saving on that front - and changed my first nappy of 2012 at about a minute past. This meant the nappy had actually been filled the previous year!
I've got 12 resolutions for 2012 so please help me stick to them!
1. Get back to pre-pregnancy weight and then down one more size!
2. Make mortgage OPs of £500 a month
3. eBay everything we don't need/use.
4. Move house
5. Make presents for people instead of buying them-am thinking of brewing my own brand of PBR beer.
6. Grow our own veg more consistently.
7.Cook everything from scratch (I have generally been successful with this but with some cheats along the way - mostly where desserts are concerned).
8. Walk more - (have just sold one car so this should be easy!)
9. Watch less TV.
10.Get bubs signed up at the library
11. No internet when hubby gets home
12. Stay off the booze after 9 months off!Overpay!0 -
Congratulations PBR! That's wonderful news and I wish you all possible luck with the new arrival. Mine will now arrived by planned C section on 24th Jan so not long to go now.
Wonderful resolutions as well - lots of luck and best wishes.Mortgage (original/ current):193,000 (23/09/11)/ £102,500 (07/11/2019)
2019 Challenges: Make £300 a month: £9.71/£300 (January)0 -
congratulations PBR. what a lovley christmas present for you. And a little boy how lovely (I am lucky to have one of each so can tell you how lovely having a boy is - and a girl too
) How was the birth?? hope it wasn't too bad for you?
mouche I have completely blanked. Are you having your C section in India? If so will your hubby be there with you??Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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