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301k in debt and morbidly obese - things aren't great!

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  • de1amo
    de1amo Posts: 3,401 Forumite
    1,000 Posts Combo Breaker
    i dont know why but i seem to be accrueing an abunduce of ink pen rubbers in my school-i had one on my desk on monday but during the week i have 'obtained' 3 of these blackened things--i will raise you MR B --my 3 rubbers to your missing pens!
    mfw'11 No68- 55k mortgage İO--little to nothing saved! i must do better.
  • Dorastar
    Dorastar Posts: 2,175 Forumite
    Part of the Furniture 1,000 Posts
    MrBloater wrote: »
    Made up for lack of recent running by marching home from corporate snoutfest for 40 minutes in a suit. Have also developed nagging feeling that I have been getting away with murder / flying by the seat of my pants for the last decade and people in equivalent positions to me seem to have been working a lot lot harder - feel like a dinosaur at the moment. But that is not necessarily a bad thing.

    Don't worry about the nagging feeling - I too am still waiting to be found out and have actually realised that all those people who say they are working a lot lot harder are just working at the wrong things or trying too hard or deluded! My old boss used to say I was supposed to do x number of hours out of work (as a deputy head) in order to earn my salary - dh pointed out that I could make a 20 min job into a 2 hour job if that was all she wanted, and at that point I gave up that stupidity - I also don't do anything if it hasn't got my name on it and if it hasn't been given a deadline as quite often it was a pointless waste of time and was unnecessary in the first place. I too must be a happy plodding dinosaur.

    Love the diary by the way
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    I worked out that I was supposed to work on my dissertation for 150 hours a week. Then I worked out that my maths could do with some work on it!:D

    Relying on you being out tomorrow Mr B in your smart running trewsers. I shall be cycling 50 miles tomorrow, so hope my fellow cyclist is good with puncture repair kits (if necessary!) Weather forecast good for both of us! :T

    B x
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Memory_Girl
    Memory_Girl Posts: 4,957 Forumite
    MrBloater wrote: »
    Party time in the Bloater house cos Mrs B secured her new job which means a tad more money and a helluva lot less stress. Necessitated a meal out at TGI's and a trip to the Co-Op but everso worth every penny - a big cloud has lifted from the house. Running might have to wait til the weekend. Have to get back to tending this diary - at one point I thought I was going to overtake the matrons from the Matrix on the view count but they seem to have zoomed off into the distance again. Probably with that confounded pen.

    Sorry Mr B - we had a wee bit of a celebration going on and it has pepped things up no end - one DF, one new job and lots of positive news:D

    And who are you calling "matron's" you cheeky beggar - we are "Fabulous" always, "Aunties" sometimes and "overgrown teenagers" whenever we have the energy :rotfl:

    MG
    FINALLY AND OFFICIALLY DEBT FREE
    Small Emergency Fund £500 / £500
    Pay off all Debts £10,000 / £10,000
    Grown Up Emergency Fund £6000 / £6000 :j
    Pension Provision £6688/£2376
  • MrBloater
    MrBloater Posts: 750 Forumite
    Tenth Anniversary Combo Breaker
    edited 21 October 2011 at 9:47PM
    It's odd being part of a transatlantic family cos I find myself using terminology that I have no idea about really - life has just thrown me a curveball and I believe that (from playing Wii Sports) is something to do with softball which I also have never played in real life. Anyway, if we can substitute 'curveball' for whatever the equivalent stoolball (does anyone play that anymore?) or rounders terminology is, then I can continue. (It is not difficult to see that the hot n sour soup was quickly followed once kids and Mrs B were tucked up by a bottle of white, and the rose has now been started upon). A long long lifetime ago, I dabbled in a bit of writing. Dabbled being the wrong word. To cut a long story short (fatal flaw for a writer that one) I took some time off the merry-go-round of life and responsibility - lived in some very dodgy places and met some very dodgy people and spent many a day with a pack of 20 Marlboro on one side of the keyboard, a 3 litre plastic bottle of cider on the other side and me staring at a WordPerfect screen (and that was just the mornings) and then found myself signed up to an American publisher who put out 6 books by me. 2 of them are alright, 1 was OK and 3 were contractual obligations. I never made much out of them, getting the royalty cheques in dollars sent over here didn't help much. I'd never written for the ego-hit of getting a book with my name on it, whilst the initial thrill of plugging your name into amazon and seeing it there does have a wow factor, it wears off soon enough. Anyways, this period of my life coincided with me meeting Mrs B and realising I could have a future that entailed love, trust and ambition and pretty much from the day I realised I wanted to spend the rest of my life with her and do the right thing by her I stopped writing and started living. Fast-forward thru time til now when I am under the cosh at work where I now feel that its game over, and suddenly my curveball arrives.
    Curveball being an email from my publishers requesting I sign over the digital rights to my books so they can open up the e-book/kindle market. Meaning I currently own those rights - having checked up on this I know this to be the case. Meaning I could quite easily reformat some of my old books and put them onto the kindle marketplace. And maybe even do some more new writing. This diary meaning in all honesty the only thing I have written in the last decade but I obviously still have some knack for the words. Maybe it is time to open the final Pandora's box for me, seeing as this diary has got me through a lot else, it's about whether I can do myself justice (and earn some money) as a writer, whilst retaining my family life which comes above everything else. I want my cake, I want to eat it and I want to make sure I don't get indigestion. So I start my holiday week off thinking about whether I should open up Pandora or not.
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    :j Open the box :j Open the box :j Open the box :j Open the box :j

    I would so love to be an established author, can I now live that through you by saying I know an established author? Please, please ;)

    So what sorta thing do you write?
    :j Proud Member of Mike's Mob :j
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    OPEN THE BOX

    and step away from the stool ball, as that sounds fairly disgusting and messy.

    B
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Wow - what a box to contemplate opening. Will the price paid for the digital rights make a good old dent in the debts?? Pandora unleashed some pretty nasty things, if my memory serves me right....only you can decide if you want to open it and whatever your decision I feel you wont have come to it lightly and so will be right for you. Enjoy your week off and *well done* Mrs B :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • lucielle
    lucielle Posts: 11,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Can you run both in tandem and then give up work?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Open the Box.....stay at work as long as you need to and you can have both..until the writing takes off...which im sure it will. You have a knack for writing and making people feel they are part of the story

    "Dreams. They are never in the place you expect them to be." - Shirley Valentine.

    ITV Winners Club Member #48
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