301k in debt and morbidly obese - things aren't great!

Karmacat

You binbag raider you I'm trying to think of a way to combine the !!!!!! bungalow, the thermal socks and the money snowballs ... can't quite manage it, but it certainly starts me off at mse in a very cheery mood

lucielle

Yay, to the run and a good laugh at the over active imagination.
L

kelpie35

well done one the continued weight loss :j

Keep positive and good luck with ebaying :beer:

You still brighten up my mornings with your diary.

Dinah93

Hi Mr B, started reading your diary before I went on holiday when it was only 3 pages, then forgot about it till a few days ago when I started catching up. Glad to see you're still heading in the right direction. Can I just say I started writting some of these comments in the first days of your thread, and you seem to have improved your patterns dramatically since then - but I'm far too lazy to make it all cuddly and American-cheery and maybe some of it will still be of help.

One word on ebaying the records, you'd be better to do them further away from Christmas ie between now and the start of November. My ex used to sell some of his on ebay and there was a huge Christmas slump as people buy them for themselves, not other people. Buy the packaging in bulk online (its generally cheaper) - don't faff about with paper and bubble wrap - just buy record envelopes and all youhave to do is pull the backing off the tap on the back and write the addresses on. You've said yourself you could have a few grand in there - how will you feel clearing a credit card just with clutter sat at the back of the shed? And as an added bonus, one less thing to tetris.

Have you got a decent credit rating? If you don't know go through quidco to get cashback on a free credit report and have a look. If it's decent apply for a 0% card to balance transfer the credit cards onto. Barclaycard are pretty easy to get and very generous with their limits - you might as well be repaying all debt rather than interest too.

Well done with the running, that motivation is fantastic and seems to be pretty strong. Am I right in saying you're 1lb off a stones loss in just over a month? That's fantastic. If you're still looking for a way to mix it up and up your metabolism download or order 30 Day Shred, because it's circuit training it works all the muscle groups and burns a huge number of calories in only 20 mins. I don't have the time to do it every day for 30 days, but even doing it 3 times a week I started to notice a lot more muscle definition by the end of week 2. I've tried a lot of different workout combos over the years to fit into my schedule, and this is by far the most effective for me. My brother (nutritionist and personal trainer) once said to me that 'exercise tones and streamlines and helps your insides stay healthy, food and diet chops off !!!!!!! big chunks and makes you buff not scrawny or a mr men character'. He's not the most eloquent but it stuck with me!

I get the impression your kids are young, as someone with a larger dad (around 17stone and 6ft) can I beg you to loose the weight now before they become aware of the health concerns of being over weight. You're doing so well on the exercise, but I'm not sure how the diet is going alongside this. It plays on my mind every day that I could loose him early, and I would give anything and everything to have him around for the next 40 years. His mum died due to heart failure (a larger lady at 19st) at 61, and I'm terrified I'll loose him due to him thinking it doesn't matter. You are doing so well on the drop of the BMI - keep it up and remember this if you get wobbly to start hoovering up pie.

Food - seriously consider online shopping, you seem to spend a fortune and then don't actually want to cook anyway! You need to find a way to closer control this money - we stick it into a seperate bank account, all the food spends come out of that account and once its gone its gone, nothing is so vital we will die without it till next payday, even if that means some odd meal combinations or no milk for a week! After a few months you don't have no milk crisis, you learn to budget. £120 would feed many families on this forum for a whole month.

You seem to eat a huge number of takeaways - have you tried plugging how much you spend weekly on takeaways and fast food into the demotivator tool to see how much you spend in a year? I very rarely get a takeaway as I look at it as spending a lot of money I don't have to make myself fat. Only person I'm really helping is the takeaway owner. DH and I actually do love a good takeaway curry, but we'd rather have a homemade one, £20 in the pocket and looser jeans nine times out of ten. I understand you want a treat, but you seem to get through a lot of booze too, maybe jot down every time you have a financial or foodie treat in a diary, see just how often you are actually doing it. At the end of it maybe designate one 'bad' day a week, where you can still splurge if you feel you need to to stick to the plan. For me a treat is a once a week thing usually, of the chocolate variety, which I don't think was ever supposed to be eaten every day yet somewhere along the way people no longer consider their lunch complete without that bar at the end. This makes me sound like a 'back in my day' type old dear, but I'm actually just keen not to spoil myself so much now I don't get to be one one day.

Sorry if that's a bit harsh for a first post on your thread, but you strike me as a man who can take what he wants to from the tough love, and not end up a blubbering heap that someone raised a query over your publicised life.

Re Mrs B and Greys anatomy - she should console herself that you might not look like McDreamy, but you love her to bits - he's being a right (insert favourite MSE bleeped out word here) this season and no ammount of floppy hair is making up for him being mean to Meridith.

That's enough of a mammoth hi from me, going to continue following with interest.

Willow92

What a post Dinah!

Frodobaggins

Well done Mr B, you are doing so well. :T:T:T

Reading your posts is making me seriously consider having a go at early morning jogging on the morning I'm not boot camping it.

Frodo.

MrBloater

Wine O'Clock at Bloater Towers as Friday's come a day early (tomorrow Mrs B is out so kids and me will make our own padded cell from the glut of cushions and quilts that adorn this abode, and all fall asleep in a big heap watching giant dancing strawberries on BabyTV) and then I have a week of sheer misery - NSD, AFF all the way thru til next Friday as I have a big project that keeps getting re-animated and I have to give it my best shot, so will be working all evenings and nights for the coming week.

Nothing will come between me and this diary though, together with the running it's been instrumental in getting things onto a more decent track - MSE has certainly modified my online life - no longer is my cousin mercilessly terrorised every time he makes a comment on facebook (he wears red trousers and hence deserves all the grief he gets, trust me), and the other tiedyed workshy artfreaks who l used to know a lifetime ago back in my old hometown are no longer mocked publicly by me for organising evenings discussing Virginia Woolf and other worthy worthless stuff.

dollymouse_2

What better way to spend a Thursday evening than reading the 34 pages of this thread with a glass of vino!

Well done Mr B on taking on these challenges, wishing you lots of luck and motivation in your quest to lose a few pounds on the scales and gain a few more in your wallet! I will be subscribing to the thread and looking forward to seeing the updates and messages of support as you continue on your journey.

Go Mr B!!! :T:T:T

Butti

MrBloater wrote: »

Wine O'Clock at Bloater Towers as Friday's come a day early

Ooooh you're making me feel a WHOLE lot better Mr B about cracking open a bottle of Shiraz in celebration of reaching 2000 words on the literature review. 1 glass with Q Time I think once I've worked out what 'the tolerable window' is.


B

Northern_Lassy

Am toasting your continued success and progress with a glass of Lambrini...very well done Mr B