301k in debt and morbidly obese - things aren't great!

Kantankrus_Mare

Thought of you on christmas day mr bloater. We don't do presents for adults but my brother said he had a surprise for me. I was given a parcel to open whilst adam and the ants were put on the stereo.
It was only an adam ant calender I used to have on my bedroom wall in 1983!:rotfl:

Yes I was a huge fan then and don't quite know how it ended up in brothers loft.

Did you ever sell your adam ant visor?

Granariesgirl

Happy New Year to you all & I hope 2014 is a cracker for you Mr B. - with some cracking posts for us to read here!

MrBloater

Small win #1. Booted the offspring off of the family room TV (where all the consoles, Sky and PC are hooked up to) and updated all my figures and spreadsheets.

Small win #2. Plodded out to the shed afterwards - shuddered at the thought of getting anything ebayable out of there (it has got a bit messy over the last couple of months) and decided to plod back inside again to the warm. Then realised that's the kind of defeatist attitude I'm trying to get shot of for this year, so strode back out there again, done battle with the shed for an hour - got it all organised again and filled a box full of stuff ready to be sold - downside being I have to use the laptop as ebay has stopped loading on my elderly Windows XP machine which has all the photos stored on it, so I will have to do some file transfers and other yawnsome stuff and zzzzzzz - hopefully tomorrow night)

Small win #3. Was planning on downgrading Sky and am now thinking about cancelling the whole kaboodle. Netflix plus DNS mask seems to give us everything we could possibly want for a lot less.

Big win #1. Have felt at many times today like sinking into a large bottle of red, but haven't, as it would be bad for the wallet and the body.

But the biggest win will come tomorrow when I get up and do 8km and day 5 of my Ab and Squat challenges cos at the moment they are the last things I want to do. But I have to break the old mindset. Failure is not acceptable.

Buffythedebtslayer

Big wins all XXX

MrBloater

Am back in a good place - got up at 3am and am now sitting here just before 5am with a mug of tea having done an 8.4km trundle, the day 5 targets of the Ab and Squat Challenges, updated my money tracking spreadsheet, got 111 pictures of items on a memory stick ready for listing over the next three days, and another folder with a further 195 items to be listed as and when.

And forgot to add that yesterday I also had another minor win, when paying off my minimum payments to the credit cards I was adding a few odd quid here and there - nothing significant but it felt good to actually pay off that tiny bit more.

So far, so good, all the plates are being kept spinning - exercise, financial restraint and doing my best as a Dad. It'll be interesting to see how things go from Monday when I have to contend with work as well. Good thing I like getting up early.

bess1234_2

Have you looked at the snowball thingy? I imagine it would benefit you considerably.

ani_26

Hi Mr Bloater :hello:


Have you thought of trying High Intensity Interval Training? It's not necessarily the length of time you spend exercising, or mileage you cover, it's the way in which you do it? For example, a good starter workout is running as fast as you can for 1 minute and then walking for 2 minutes. Repeat that 3-minute interval five times for a 15-minute workout.



http://life.nationalpost.com/2014/01/02/get-fit-with-hiit-with-its-promise-of-big-results-in-little-time-high-intensity-interval-training-is-a-worthy-workout-for-2014/



http://www.mensfitness.com/training/lose-weight/8-amazing-fat-burning-intervals



http://www.shape.com/fitness/workouts/8-benefits-high-intensity-interval-training-hiit

MrBloater

Sitting here again at 5am with my mug of tea - I like this routine and long may it continue.

On the plus side:
1) 7.5k trundle completed plus 6th day of Ab and Squat Challenges.
2) 17 items listed on my old nemesis ebay and plenty more to go.
3) Provisional budget for February shows that next month I might be able to chuck £250 towards the summer fund and maintain my slightly more than minimum payments on all the CCs. This is significant because in the original plan all the savings were going to come from Mrs B's account as I have the majority of the outgoings sent from mine, so anything extra I add to the pot is, well, er, extra. Eloquence is not my strong point at this time of the morning especially after doing 35 situps. Hold on, I've got to open a window. I'm not by nature a gassy person and have never shared the joy of most of my gender in farting, but doing situps turns me into some form of badly tuned human bagpipes. It's another reason why I have to do my workouts early in the morning so the rest of the family aren't exposed to my toxicity. Anyway, where was I?
4) Mrs B finished one of her papers for her PhD yesterday and in order to celebrate it was decided that pizza would be obtained. But did we go reaching for the credit cards and the Dominos website, oh no, I went reaching for the car keys and dug out a £5 off a £20 spend at the Co-Op voucher. Came back with enough materials for 2 gluten free pizzas, 2 regular ones and a whole chunk of other stuff for way less than the price we would have paid for the takeaway.

And on the downside:
1) In order to tip the total spend over £20 I "had" (yeah right) to grab a bottle of red. And it was lovely. But the new Bloater made sure he was done drinking at 8pm and got an early night to make sure he was able to do the exercise / confessional routine early in the morning. The old Bloater would have partied on with the half bottle of rum and the Diet Pepsi in the fridge. So it's not really a downside at all - yay me!
2) Was going to take the suit to the dry cleaners yesterday but noticed the trousers were about to split so saved myself £8 cos I threw them out. However, none of my other work trousers are in that colour / size, so have had to order a pair for collection this morning. I don't like spending money on clothes but I can't walk around in too ragged an attire now I'm part of the leadership team. And there's going to be enough questions about the giant wound on my chin as it is - it looks like I've either fallen off a motorbike at high speed or tried shaving with sandpaper, and nobody believes my story that is all due to an overheated cherry tomato that escaped out of my cheese toastie the other night and caused a minor burn. I knew nothing about it until the morning by which point it had scabbed over a bit, but Mrs B urged me to put some antiseptic on it, I unwisely chose some cream that it appears I have a reaction to and the bloody thing started bleeding. When I went to the barbers yesterday the girl sprayed some liquid plaster thingy on it which stung like hell and makes it look like my chin is now coated in plastic. I daren't look in the mirror this morning to see what horrors have happened.

In other news, the fence is still up.

Igamogam

Apart from the chin...........ouch and eeww combined.....all sounding good When it comes to chucking clothes out, in our house we have a grading system - 1 is Saleable 2 is Charity Shop( and usually involves clothes that have not bee sold and worth Nect*r points) and 3 is Weigh In ( only a couple of £'s every now and then but it all adds up:) It satisfies my aversion to adding to landfill:D

patman99

I could say 'chin up old chap', but that would only make the problem more visible.

Good idea about dumping Sky & going for Netflix & a DNS masker. Means you can fool Netflix into thinking you are in the States, so you can get all the latest films BEFORE Sky (& in HD to boot).