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301k in debt and morbidly obese - things aren't great!
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Ended the year on a positive mental high which somehow always seem to equate to intense bonecrunching physical agony - however, the target has been met and another 7.8km trundle this morning took my December total flying past the target and landing on 102.3km. And managed day 2 of the 30 day Ab and Squat challenges. Am buzzing - even the fact I've managed to put on a shocking 0.4kg of weight hasn't really spoiled the party. Have yet to check the fence but I am sure it is up, and if it isn't - I have the tools to rebuild it again. I think this fence is all getting a bit too metaphorical.2011: 301k in debt and morbidly obese (DFW)
2014: Goodbye Bloater, Hello Boater (DFW)
2015: Got here by luck, intending to stay by judgement (MFW)
2015: Back to DFW, but not back to Square One (DFW)0 -
Am buzzing - even the fact I've managed to put on a shocking 0.4kg of weightDo you not know that a man is not dead while his name is still spoken?
― Sir Terry Pratchett, 1948-20150 -
Well done on meeting the target. Always good to end the year on a highMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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MrB. you need to remember that muscles weigh more than fat, so as you build up your muscular physique you will gain a small amount of weight in the process.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Well, that's the new year started in the same manner as the old one ended: another 7.8km plod, plus my daily torture on the Abs and Squats. Feel better for it and have to remember to go back to these posts when I'm feeling the blues.
On the moneysaving front I noticed a real change in me yesterday - found an old Game giftcard and as we were out yesterday we popped in to find if it had any vlue - it contained a fiver. We;d been talking about getting the kids another game for the console and instead of putting the voucher money towards a game I decided that the voucher money would be the game - but then I thought more and was agonizing about whether to spend a pound of the voucher on this particular secondhand game which they might have liked but in the end walked out with nothing. Now cutting spending on myself is easy, aside from the wine (had a totally dry New Years Eve by the way) I'm actually pretty darn cheap, my achilles heel has always been getting things for the littlies - so if I can walk away from a games store with a five pound voucher intact despite finding something suitable for a quid then I think that's progress.2011: 301k in debt and morbidly obese (DFW)
2014: Goodbye Bloater, Hello Boater (DFW)
2015: Got here by luck, intending to stay by judgement (MFW)
2015: Back to DFW, but not back to Square One (DFW)0 -
Morning Mr B!
Great news on the mind shift, we may have big dreams but it's going to take a million tiny decisions just like that one to get us there. Here's to a 2014 full of the right decisions!! :beer:Debt Oct '13 - [STRIKE]£44,076[/STRIKE] £41,578 5.7% cleared0 -
Happy new year Mr Bloater, I hope 2014 proves to be an excellent year for the Bloater family
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
my achilles heel has always been getting things for the littlies - so if I can walk away from a games store with a five pound voucher intact despite finding something suitable for a quid then I think that's progress.
And lets face it the Little Bloaters will be none the wiser and will not miss another game for the console..................
Happy New YouBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0 -
Woke up late and grumpy. 4.7km trudged reluctantly. No abs, no squats, no banking, no tracking of my finances and no updating of my spreadsheet. I am a creature of habit and need my morning routine. It's days like this that would usually throw me off track, so today's success will have to be measured by whether I'm back on here tomorrow banging on about my usual blah.2011: 301k in debt and morbidly obese (DFW)
2014: Goodbye Bloater, Hello Boater (DFW)
2015: Got here by luck, intending to stay by judgement (MFW)
2015: Back to DFW, but not back to Square One (DFW)0 -
Hello Mr Bloater,
First time posting on your fabulous diary!
Just wanted to say hooray to you for getting out there walking this morning even though you didn't want to. That is seriously impressive!
I look forward to seeing your post tomorrow saying you are back on track - because you have so comprehensively proven here that you can do exactly that!
Cheers,
ForMyGirlsJourney 2 - started 3 Aug 2014 - Loan 1 [STRIKE]$4,998.98[/STRIKE] $4898.29 - Loan 2 [STRIKE]$14,783.56[/STRIKE] $14,019.86- Loan 3 [STRIKE]$2,259.19[/STRIKE] $2,059.19 - Loan 4 $1,528.03 Loan 5 $1,065.30 Total debt: [STRIKE]$24,521.80[/STRIKE] $23570.67
First Goal: reduce debt to $23,521.80!0
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