MSE Parent Club

xcat_girlx

SeptemberBaby wrote: »

Hope I'm not stating the obvious but have you put in that you have just had a child?! I'm almost positive you would get around £20pw for the first year of your childs life on an income of £32k and half that after baby is 1.

x

yup, i think i've done something wrong somewhere.

it says all we would get was funeral benefit????

MrsTinks

We don't qualify for ANYthing... *sigh* hubby alone earns over £32k - thing is though once mortgage and debt repayments have gone out it's not like we're THAT well off... hohum Will just have to budget even more carefully

Savvy_Sue

xcat_girlx wrote: »

oh its so confusing!! and im not even pregnant yet!

:rotfl: :rotfl: :rotfl:

In that case, my advice would be to stop worrying about what you might and might not need to buy, and start saving.

SeptemberBaby_2

xcat_girlx wrote: »

yup, i think i've done something wrong somewhere.

it says all we would get was funeral benefit????

Maybe you could try this link:

http://www.taxcredits.inlandrevenue.gov.uk/Qualify/WhatAreTaxCredits.aspx

Hope this helps!

x

xcat_girlx

SeptemberBaby wrote: »

Maybe you could try this link:

http://www.taxcredits.inlandrevenue.gov.uk/Qualify/WhatAreTaxCredits.aspx

Hope this helps!

x

much clearer to use! thanks!

£606 a year, working on my p/t 07/08 wage. prob will end up quite accurate anyways.

edit: this is going from today, approx halfway through tax yr so im guessing it will actually be more

xcat_girlx

Savvy_Sue wrote: »

:rotfl: :rotfl: :rotfl:

In that case, my advice would be to stop worrying about what you might and might not need to buy, and start saving.

or stop worrying and start trying :rotfl: :rotfl: :rotfl:

Baybee1984

I never used a changing table, always a changing mat on the floor!

xcat_girlx

Baybee1984 wrote: »

I never used a changing table, always a changing mat on the floor!

suppose its less dangerous as well!

Baybee1984

xcat_girlx wrote: »

suppose its less dangerous as well!

Yeh, you dont need to go over the top, Im sure you'll manage! Once you decide to TTC you can start buying little bits and pieces so you dont have to buy everything in one go, and Im sure you'll get help from family and friends.. so many places do quality but cheap childrens clothes now.. Asda, Tesco, Primark and the likes.. do a bit of research online to find out how much costs, and as someone said before, check out what you're entitled to. Im sure you'll be fine

daphne_descends

If you're absolutely determined not to buy anything second hand then maybe you should set up a savings account now and plan for a couple of years before TTC.

Babies are, or can be, pretty cheap but there is still a lot you can spend money on without really thinking about it - and it never stops... my DS has just outgrown a lot of his clothes so I've had to buy practically a whole wardrobe for him. I had this put aside already so didn't feel the pain but I would have if I hadn't saved. IT's worth keeping an open mind about breastfeeding. You don't know how you'll feel when the baby is born just see how it goes.

The main problem is buying things you don't need AT ALL - who the hell invented the top and tail bowl! :rotfl: useless - just useless!

You can save lots with resuable nappies and wipes too. Maybe not in the early days (unwanted memories of all that poo...)