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The CSA keeps badgering me to go back to work, but work doesnt pay, suggestions pleas

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Comments

  • Fission
    Fission Posts: 225 Forumite
    JamesP1976 wrote: »
    With arrears, the maximum is 40%.

    Wrong.

    30% is the max liability. Most liabilities are less than that.

    But, if you owe arrears, up to 40% can be taken via a deduction from earnings but that is not the same thing as being liable to pay 40%. The max liability of 30% (25% under the newer rules).
  • DX2
    DX2 Posts: 8,275 Forumite
    BoroPhil wrote: »
    Child tax credits aren't benefits actually, they are exactly what they sound like, tax credits. That's why HMRC administer them and not DWP
    Oh for the love of god!

    You get tax credits a benefit due to low income. So if we work on your theory that because HMRC administer them they ain't benefits, then what exactly do you class child benefit as, as funnily enough HMRC administer them oh and Guardian allowance HMRC administer them aswell.
    *SIGH*
    :D
  • BoroPhil
    BoroPhil Posts: 119 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    The love of god!

    It's not a theory, it's a fact, ring up HMRC. Why do you think this board is called 'benefits and tax credits'? and as I'm sure you know child benefit is universal (for the moment), so is not a benefit for 'low incomes'
  • DX2
    DX2 Posts: 8,275 Forumite
    BoroPhil wrote: »
    The love of god!

    It's not a theory, it's a fact, ring up HMRC. Why do you think this board is called 'benefits and tax credits'? and as I'm sure you know child benefit is universal (for the moment), so is not a benefit for 'low incomes'
    :rotfl::rotfl:I don't need to phone HMRC I am well aware what tax credits are, so just for you and from the HMRC website.

    State benefits not linked to your National Insurance contributions

    Some state benefits aren't linked to your National Insurance contributions. These are known as 'non-contributory benefits'. You can be eligible for these benefits whether or not you've paid (or been credited with) any National Insurance contributions.

    Some of the state benefits you can get even if you haven't paid any National Insurance contributions include:
    • Child Benefit
    • Guardian's Allowance
    • Jobseeker's Allowance - the 'income-based' element
    • Employment and Support Allowance - the 'income-related' element
    • Working Tax Credit and Child Tax Credit
    • Attendance Allowance or Disability Living Allowance
    • Carer's Allowance
    • Severe Disablement Allowance
    • Industrial Injuries Disablement Benefit
    • War Widow's or Widower's Pension
    • Pension Credit
    http://www.hmrc.gov.uk/ni/intro/benefits.htm
    Back of the class for Phil.Oh and Philly it's the child support board not the benefits/tax credits board, nothing worse than someone trying to be a [EMAIL="smart@ss"]smart@ss[/EMAIL]. :D
    *SIGH*
    :D
  • Sidekick_2
    Sidekick_2 Posts: 144 Forumite
    OP,
    I paid off the mortgage several years ago so I dont have much outgoings and dont need to work, so I look after our 2 year old while my gf is at work.

    So your are a house husband , and what's wrong with that ?
    The CSA want me to go out to work, but I cant because they cheated last time on a previous assessment on CS1 by banning travel to work costs when I was actually allowed it *(150miles/week rule) on CS1 which confirmed it did not pay me to work.

    I would presume that you ask for a departure on the above. Did you appeal the decision?
    I would earn (£7.05per/h) £14665 before tax as a multi-drop delivery driver taxed/NI of £2426.30 leaving a nett of £12238.70. The CSA would charge me £3761.61 a year for two other children (not absent through my own choice) leaving a residual income of £8477.09.

    I don't believe you are figures are correct, as you have not allow housing costs and the fact that you have child living with you.

    Its not worth me working for £63.55 a week. Have I missed anything?

    yes, who looks after your child when you go back to work ?
    The CSA will not give any consessions, nor agree any settlements until after I have gone back to work. I offered to return to work on condition they correct the previous assessment for travel to work, but they hide behind rules and regulations. Given this attitude, I dont trust the CSA to commit to work.

    Appeal the decision to refuse a departure and take it to a tribunal
    And is there a way to get the CSA to quit with the pesky telephone calls?

    Write to them and state you only wished to communicate via letter.
    Teacher 1+2 = 3
    CSA 1+2 = 30,000
  • k3lvc
    k3lvc Posts: 4,174 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sidekick wrote: »
    yes, who looks after your child when you go back to work ?

    How about the OP's OH who only works 2 days per week ?
  • JamesP1976
    JamesP1976 Posts: 122 Forumite
    Sidekick wrote: »
    OP,



    So your are a house husband , and what's wrong with that ?

    Other then getting flak, nothng as far as In know. It just makes financial sense to reverse our roles. I didnt think it would be a problem revealing that on a forum that focuses on saving money.

    Sidekick wrote: »
    I would presume that you ask for a departure on the above. Did you appeal the decision?

    No, because my reasons for objecting to the decision was on the basis the CSA falsified my circumstances to reach that decision, and that is an offence under s2 of the fraud act 2006. The CSA does not have a procedure to investigate fraud by its own decision makers. The only route is a criminal investigation, and that is only possible through the parliamentary ombudsman and then the serious fraud office.


    Sidekick wrote: »
    I don't believe you are figures are correct, as you have not allow housing costs and the fact that you have child living with you.

    The CSA doesn't allow housing costs because I dont have any. Unless council tax counts.


    Sidekick wrote: »
    yes, who looks after your child when you go back to work ?

    Pass, we need to work those figures, but my concern the CSA will find an excuse not to allow me to retain sufficient income to pay childcare and expect my ex to pay from her income instead. (now you menion it, does anyone know the official position on men being allowed to pay childcare?)

    Sidekick wrote: »
    Appeal the decision to refuse a departure and take it to a tribunal

    Im out well of time by the CSA own limits, but with fraud invistigations, there are no time limits.
    Sidekick wrote: »
    Write to them and state you only wished to communicate via letter.

    Done, done and done again. I have the decision makers home address from the transcript of her interview tape, is it worth writing to her at home?
  • JamesP1976
    JamesP1976 Posts: 122 Forumite
    k3lvc wrote: »
    How about the OP's OH who only works 2 days per week ?

    The question as I understood it as about childcare for the days we both worked. Its a valid question and I will look into the CSA position on rebates to pay childcare.

    I dont think the CSA can dictate what days we work.
  • So while all this is going on, how much do you actually pay now towards your other children? Do you give any support at all? Or not pay a penny?

    Even if you were only £50 a week better off for having a job would it not feel better, nicer to know you were providing for ALL your children? Who lets be honest have no say in any of this. Surely you would do anything for ALL your children? I think that's what a lot of people have a problem with, that it should not matter if you were 10,20,30,0r 400 quid a week better off, what would matter is that you were supporting your children.

    You are trying to duck and dive the CSA at your kids expense in more ways then one.
    Save 8k in 2013: Member #100
    £450 / £8000
  • k3lvc
    k3lvc Posts: 4,174 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OK - I'll bite then disappear under my stone again

    The purpose of the overall site is Money Saving - so far every suggestion/comment you've come up with is going to cost others money with no impact on you. This isn't 'Money Saving' for the rest of us.

    You have the ability to work yet choose not to as it will 'cost you money' - this is money that you don't actually have so there is zero 'cost' - just not as much gain as you'd like.

    I feel your pain in terms of child access and unfairness but how about losing the 'victim' status and making the most of the life you have
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