The CSA keeps badgering me to go back to work, but work doesnt pay, suggestions pleas

anguk

JamesP1976 wrote: »

This is not the moneyspendingexperts.com forums.

Can anyone give me some simple and sensbble advice on how I deal with the question in my original post?

Simple and sensible advice is to get a job like you have stated in your first post, you would be able to pay child support and the CSA would leave you alone (which is what you want) and you'd also have £65 a week extra in your pocket.

I also posted a link to entitledto earlier so you can check to see if you would still be entitled to CTC/WTC while you were working.

It seems to me that you're looking for someone to come up with some magical way for the CSA to disappear out of your life without you having to pay a penny. Unfortunately that's not going to happen, as long as your ex has a case with them and as long as your kids are of school age the CSA will try to get money out of you.

Unless of course you're willing to do what another poster suggested and do a flit to another country but are you so determined not to work or speak to CSA or pay any money toward your children that you'd make that huge step?

And for the record I'd say exactly the same thing if you were a non-resident female parent and the CSA were chasing you for maintenance. This has nothing to do with gender.

DX2

JamesP1976 wrote: »

The CSA agreed with you. Fortunately for me, the Parliamentary Ombudsman wasnt so stupid.

And yet here you are still no further forward eh James.

JamesP1976

The Parliamentary Ombudsman put an end to all this "deprivation of income to get out of paying child support" nonsence.

JamesP1976

anguk wrote: »

(which is what you want) and you'd also have £65 a week extra in your pocket.

Read my original post.

I didnt chose to become estranged.

I didnt choose to involve the CSA

It was the CSA's choice to cheat.

Its my choice not work for for just £63.55 a week, that is my legal right.

Read post #23 above.

What is your problem?

JamesP1976

anguk wrote: »

It seems to me that you're looking for someone to come up with some magical way for the CSA to disappear out of your life without you having to pay a penny.

You do narf talk a load of carp. I dont have a liability.

Read my post, the parliamentary ombudsman put an end to it.

JamesP1976

anguk wrote: »

Unless of course you're willing to do what another poster suggested and do a flit to another country

Do you actually read anything before you make a comment?

HappyMJ

What exactly do the the CSA say when they call you? I'm just trying to imagine the phone call. "Hello my name is xxx I'm calling from the CSA can I speak to JamesP." "Speaking, how can i help" "JamesP, why are you not working have you got a job yet? Where have you been looking for work?"......and so on..... They sound worse than the jobcentre.

The only way to earn money legally and actually keep it is to become self-employed. Your travel to "clients" costs can then be deducted from the revenue that you get. You would be taxed on the profit and your CSA assesment would be based on that. But then if you come on here for advice you'll be attacked for being a NRP who is hiding all their income to avoid CSA even though it is a valid expense. I'm sure as a multi drop delivery driver this type of work would not be hard to do as self employment.

I do agree with you £65 a week is just about enough to cover travel to work costs, a bit of lunch, all those pesky donations that they always seem to asking for, the after work drink on a friday, the childminder etc etc etc....

EclipsedMind

For the record I am male and an NRP and as stated before have had in all liklihood a worse divorce experience than you. You can dress up your behaviour anyway you like but at the end of the day some people will say you are deliberately avoiding paying for your kids and you will get flak for it. I suspect my opinion is obvious so I won't bother repeating it.

You have had advice ranging from emigration through private agreements to going self employed but I suspect it is not what you want so just walk away as this thread is just flamebait tbh.

As you and a couple of others have pointed out this forum is the money saving one and not one on morality/ethics so I am out of this thread.

Best of luck with things and I will trust to Karma will give you what you deserve.

EM

JamesP1976

We explored going s/e but the CSA would disregard expenses because of IR35.

The telephone calls is more to do with the MEFs they keep sending. I returned the first one completed, they kept calling to question for anomolies in my answers on the form, it as as if they are trying to pull something devious so I asked all questions to be put for a written answer.

I reckon this stems from the parliamentary ombudsman enquiry into fraud with that deprivation decision, and they took offence to their decision maker being interviewed by the investigator (from the SFO). The CSA was about to blow the whole thing wide open by accidentally initiating a corruption enquiry, so the decision quietly dissappeared and I heard nothing more.

Now they just frivolously sending rubbish in the post, repeated MEF's and telephone calls. I choose not to speak to them because I reckon they are trying to pin something on me.

HappyMJ

My gf works 2 days a week and earns £10640 a year, she gets W&CTC's £5243.71 and pays £1299.20 in tac and NI giving a total net income of 14584.51.

I would earn (£7.05per/h) £14665 before tax as a multi-drop delivery driver taxed/NI of £2426.30 leaving a nett of £12238.70. The CSA would charge me £3761.61 a year for two other children (not absent through my own choice) leaving a residual income of £8477.09.

Are your maths correct? A person on a wage of £10,640 would have a personal allowance of £7,475 leaving £3,165 to be taxed at 20%. Total tax to pay £633.00
NI deductions of 12% would be made on £3,415 which is the income above the PT of £7,225. Total NI to pay £409.80

Her net wage would then be £9597.20 plus the tax credits giving a total income of £14,840.91

Same applies to your wages. Your net income should be £12,334.20. I'm still trying to figure out your CSA assesment. You would get a 15% deduction for having 1 child living with you so would have assessable income of £10,484.07. Now here's where I'm confused. A normal assesment for 2 children would be 20% of your assessable income making it £2,096.81. Deducting this from your net salary you would take home £10,237.39 less the tax credits which you will lose the original £5,243.71 but you would get the minimum £545 per year. I make it that you would be better off by £5,538.68 per year or £106.50 per week. And your 2 children would be better of by £40 a week. Is that enough for you? It sounds quite good really. Your marginal tax rate on £282 of weekly earnings is 62%. Some people have a much higher marginal tax rate than that. Just think about it 20% is tax 12% is NI. 15% for the child with you. 17% for the children not with you. It all adds up.