The CSA keeps badgering me to go back to work, but work doesnt pay, suggestions pleas

JamesP1976

The CSA keeps ringing me up and telling me to go back to work. Im not signing on so I dont think I have to. I paid off the mortgage from an inheritance several years ago.

The problem is, simply, too expensive.

My gf works 2 days a week and earns £10640 a year, she gets W&CTC's £5243.71 and pays £1299.20 in tac and NI giving a total net income of 14584.51.

I paid off the mortgage several years ago so I dont have much outgoings and dont need to work, so I look after our 2 year old while my gf is at work.

The CSA want me to go out to work, but I cant because they cheated last time on a previous assessment on CS1 by banning travel to work costs when I was actually allowed it *(150miles/week rule) on CS1 which confirmed it did not pay me to work.

I would earn (£7.05per/h) £14665 before tax as a multi-drop delivery driver taxed/NI of £2426.30 leaving a nett of £12238.70. The CSA would charge me £3761.61 a year for two other children (not absent through my own choice) leaving a residual income of £8477.09.

My g/f would also lose her tax credits because my income is taken into account and HMRC disregards child mainetnance liabilities, a loss of £5243.71 a year which leaves a net gain of £3305.09 a year if I went back to work.

Its not worth me working for £63.55 a week. Have I missed anything?

The CSA will not give any consessions, nor agree any settlements until after I have gone back to work. I offered to return to work on condition they correct the previous assessment for travel to work, but they hide behind rules and regulations. Given this attitude, I dont trust the CSA to commit to work.

And is there a way to get the CSA to quit with the pesky telephone calls?

Regards, James

DX2

JamesP1976 wrote: »

And is there a way to get the CSA to quit with the pesky telephone calls?

Regards, James

Leave the country, or just change your phone number.

speedster

in short, tell them to f00k off.

if you're not earning, then you're not liable. is it possible to come to a private agreement with your ex?

if she closes the csa case then it may end up financially viable for the pair of you?

if not, then block the number the csa call from and write them a stinking letter telling them to "do one" and carry on being house husband.

simplezzz :beer:

stevenc75

k3lvc wrote: »

Yes - while you're not working our taxes are paying for you to stay in the style to which you've become accustomed.

Why can't you work the 3 days that your gf isn't working ?

He's not signing! Read before you accuse!

DX2

stevenc75 wrote: »

He's not signing! Read before you accuse!

But certainly claiming the max amount of benefits (tax credits) for doing the least amount of hours possible. So yup other people's taxes are paying for his lifestyle

stevenc75

His gf is receiving the tax credits to which she is entitled.

I'm sure he didn't come here for a lecture, this board is going downhill rapidly thanks to picky, arsey, keyboard warriors like you.

EclipsedMind

@DX2 However he is looking after the 2 year old and thus is no different from a stay at home mum which taxes also fund. The child probably benefits more from the extra time with him than having 1/4 of a nursery worker's attention (1/8th @3 years old) anyway and the nursery cost would likely be ridiculous.

To the OP I would suggest, as another posted above, offering to make a private agreement with the PWC in exchange for CSA case closing. I would suggest to her that you want to pay towards your kids but the CSA rules are making it not worthwhile working and tell her what you posted above. Who knows maybe after such an overture and several months of maintenace payments later you could broach the subject of contact ^.^

However if you go that route keep the contact and maintenance discussions completely separate from each other and bide your time and build up your credibility.

Best of luck.

EM

EclipsedMind

stevenc75 wrote: »

His gf is receiving the tax credits to which she is entitled.

I'm sure he didn't come here for a lecture, this board is going downhill rapidly thanks to picky, arsey, keyboard warriors like you.

Steady mate. The women on this part of the board are mostly PWC and the men NRP and there is often a bit of friction between the two. A bit of understanding on all sides is called for tbh. Walk a mile in my shoes and all that. Lets try to enlighten rather than belittle or perhaps I am just full of it ...


EM

JamesP1976

Thanks guys for the help so far. The kind of help I am looking for is whether I have made a mistake with the arithmetic and I could find a way to make work financially viable under my current circumstances.

JamesP1976

DX2 wrote: »

But certainly claiming the max amount of benefits (tax credits) for doing the least amount of hours possible. So yup other people's taxes are paying for his lifestyle

How so? we are a tax paying household and we dont draw benefits. Not even for council tax. This is all 100% legal.

This is not the sort of comment I am looking for. I am looking to see if I can make work financially viable, and doing so legally.

DX2

stevenc75 wrote: »

His gf is receiving the tax credits to which she is entitled.

I'm sure he didn't come here for a lecture, this board is going downhill rapidly thanks to picky, arsey, keyboard warriors like you.

:rotfl: