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Breaking News .... hacking scandal

rubyjam
rubyjam Posts: 79 Forumite
edited 17 September 2015 at 3:46PM in Debt free diaries
Deleted diary.
«1345678

Comments

  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Hello rubyjam and welcome.
    Yes I'm still awake :)
    You're in the right place - there's loads of lovely people on here for help and support.
    The cake shop sounds like a fab idea. And the course is the first step to that. Sounds like your own business would be a good idea for you.
    I've found a spending diary really helpful and keep mine on my diary on here.
    Get over to the OS board, it's been invaluable for me.
    Good luck with your debt free journey, I'll be subscribing xx
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello Rubyjam and welcome to the world of diaries :)!!!

    Oohhh the cake business sounds lovely, good luck with that one xx
    Mummytogirls x

  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    rubyjam wrote: »
    Thankyou Hovel lady, and I will subscribe to yours. Is there a button I need to click on somewhere?
    At the top of the diary it says "Thread tools". Click on it and one of the options is to subscribe.
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    993 months!! :eek:
    I'm sure it won't take that long xx
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Don't worry when you get to 80 you get an extra 25p a week on your state pension (really, you do) so that should sort it :rotfl:
  • beanielou
    beanielou Posts: 96,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Only 83 years then :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    rubyjam wrote: »
    Hmmm I wonder how long it will take to make my first million :)
    83 years?? :rotfl:
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hello,
    having a cake shop sounds like a wonderful goal. I love making cakes, and eating them, but have to try and curb myself as i'm on perpetual diets.
    So what debts will we be clearing along with you? Hope you don't mind me asking. Mine were HUGE when i first joined here but the end is in sight now (well it should be less than 12 months anyway).
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Rubyjam if you can make do without your credit cards then write and reject the rate rise. You have 60 days from the notice to reject. Going from 4.9 to 23% is a massive leap.

    I wrote a rate-rise rejection letter last night, then realized that as I only on £2.43 it really isn't worth the cost of a stamp.

    Don't forget, you can sell your DD's clothes as he youngest out-grows them. Some people on here have got more back than they paid in the first place (reminds me, I have a pair of 'Hugo Boss' trousers to list as they did not fit).

    I think your lack of confidence might be easier to do something about than you think. Have you tried one of those 'Building self esteem' courses available through your local Mental Health team ?. I went on one of these and it was extremely helpful.

    I've just subscribed to your thread.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Good luck with your debt free journey. I hope that it is bump free :)
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
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