The Ultimate Incentive Threadies go all out!

clearmydebts

wendz86 wrote: »

I want to see inbetweeners too, will have to see if can persuade my mum to babysit a couple of hours!

Have fun in spain Archers!

Lol - what time you up since Wendz? Max was awake at 5.30am this morning!!!

Cinny91

Max wanted a jump start on the weekend, CMD

I was up at 6am to get OH to work for his group day out. So I used it as an excuse to go too the outlet centre after I dropped him off and did the food shop. Got all excited because the Julian Graves there is closing down in less than a month so is selling all their stock off really cheap. Finally got some organic flax oil at a price that didn't make my purse weep.

Had a call today from Boots about the new fridge that they're dropping off tomorrow. Trying to sell me some kind of insurance but the guy said 'I properly love the one you've picked. It looks like you could climb inside it and play hide and seek!!' :rotfl: Made my day! We're having the sofa and tv stand delivered tomorrow too - I had no idea places did Sunday deliveries? So we can finally class the living room as finished. I did take some before photos so I can share before and afters if anyone's interested!

Hope everyone's having a nice weekend!!

Flower08

Cinny91 wrote: »

So we can finally class the living room as finished. I did take some before photos so I can share before and afters if anyone's interested!

Just because I am very nosey, I would love to see before and after pictures
Very exciting about all the stuff being delivered!

clearmydebts

Flower08 wrote: »

Just because I am very nosey, I would love to see before and after pictures
Very exciting about all the stuff being delivered!

Me too. Would love to see them. Am so excited for you Cinny!

Anyone watching X Factor?

Flower08

clearmydebts wrote: »

Anyone watching X Factor?

I am ashamed to admit it but yes I am always say that I wont but cant help myself!

clearmydebts

Flower08 wrote: »

I am ashamed to admit it but yes I am always say that I wont but cant help myself!

My reasoning for it this year is that I have one baby and 1 on the way so no weekend social life so might as well watch it!

Ha ha - I would be watching it anyway!

I see you have your debt in your sig now Flower. Do you feel better having counted it up? I did when I finally admitted how much debt we were in.

Flower08

clearmydebts wrote: »

My reasoning for it this year is that I have one baby and 1 on the way so no weekend social life so might as well watch it!


:rotfl:That was my excuse, until OH told me not to be so rediculous, in his words "you watch that rubbish every year"



Ha ha - I would be watching it anyway!

I see you have your debt in your sig now Flower. Do you feel better having counted it up? I did when I finally admitted how much debt we were in.

I felt absolutly sick to the stomach when I first added it all up, but at least now we know where we stand and I can update the figures every payday and see how much we have paid off.
Think the thing that makes me feel worse is that we are paying around £120 a month just in interest and no chance of getting any 0% deals.
Oh well at least we are facing up to things now!

clearmydebts

Flower08 wrote: »

I felt absolutly sick to the stomach when I first added it all up, but at least now we know where we stand and I can update the figures every payday and see how much we have paid off.
Think the thing that makes me feel worse is that we are paying around £120 a month just in interest and no chance of getting any 0% deals.
Oh well at least we are facing up to things now!

We are in a similar situation, paying about £170 per month in interest which is maddening. I am just hoping Virgin offer me a 0% deal soon. Even if it is only a 6 month one, it is better than nothing.

Flower08

Sometimes just feels that its one step forward, two steps back. Our debt is not going to be paid off in super quick time, we dont have a massive income but hopefully we will manage to knock a couple of hundred off each month. Baby steps and all that!

clearmydebts

Flower08 wrote: »

Sometimes just feels that its one step forward, two steps back. Our debt is not going to be paid off in super quick time, we dont have a massive income but hopefully we will manage to knock a couple of hundred off each month. Baby steps and all that!

Defo baby steps - we will get there in the end