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Egg...

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Comments

  • debt23
    debt23 Posts: 153 Forumite
    Hi,

    My understanding is that unless you are on an IVA they can change their mind at any time and pursue you for the money etc.

    However, in this case, I think they are just being petty - and I would continue to make the payments and ignore anything else from them!

    But maybe thats just me.

    All the best

    Debt23
    Total debt: £69,887 DFD: 2028

    "Is there anybody in the World that I don't owe money to?"
  • EEK!!!
    EEK!!! Posts: 19 Forumite
    wow you guys are quick!!

    Basically I issued egg with court proceedings they then counterclaimed. They have agreed to refund my charges and I asked for it to payed to help clear off my balance but they will only drop the counterclaim if I sign the tomlin order - talk about a rock and a hard place!!!
  • Can they do this though - I would have thought that your claims refund was a seperate issue to their tomlin order. How much do you owe them and how much are you reclaiming?
  • jenchin66
    jenchin66 Posts: 648 Forumite
    :confused: Not sure if it is relevant, but just read on the credit card section, Egg have been bought out by Citi
    Pad, started 28.11.08 running total £3674.91:T
    Sealed pot challenge member 346:T
  • EEK!!!
    EEK!!! Posts: 19 Forumite
    I owe 3K and only got £350.00 back. Egg actually told me that due to me issueing proceedings for the charges it gave them the leverage to get something official through the courts for the money that I have outstanding!!!
    Thanks Egg!!!!
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    you say they counterclaimed...what did they counterclaim?
  • Punkygoth
    Punkygoth Posts: 117 Forumite
    Hi, not sure if this will help, but I just found it on line :confused:

    http://www.ammediators.co.uk/tomlin%20orders.htm
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    As this is about claiming charges I will move it to the forum relating to that, hopefully you will get this sorted without Egg issuing a CCJ, sounds like they are just being petty to me.
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • EEK!!!
    EEK!!! Posts: 19 Forumite
    They've counterclaimed for the outstanding amount - about 3K!!

    I feel as if they are bullying me to be honest as i really don't see I have a choice
  • It could be worth taking legal advice about this matter. As you've shown willingness to pay by setting up an agreement with them, this could have bearing on whether or not they can proceed to court - I think Egg are being petty and vindictive personally. Have they passed the account on to a debt collection agency? If so it could be worth asking the DCA to provide a copy of the original consumer credit agreement. If they don't have that, the debt is unenforcable in the courts. While the account is officially "in dispute", ie you've demanded to see the agreement, they can't take you to court over it. Not sure if that would be negated by the fact that they've ALREADY counterclaimed, but it could be worth investigating.
    "Think for yourselves and allow others the privilege to do so too." Voltaire.
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