Egg...

YorkshireBoy

nickmack wrote:

Unless my Maths has deserted me, £16 is more than £12!

But the OFT are not 'presuming' Egg's default fees to be unfair because there are "exceptional factors in play".

They even name the company as an example in their press release I quoted above.

So, my question still stands...is it possible to reclaim default fees that the OFT have not automatically presumed are unfair?

nickmack

YorkshireBoy wrote:

So, my question still stands...is it possible to reclaim default fees that the OFT have not automatically presumed are unfair?

Sorry, I got bored with writing 'Yes' to answer questions on here.

Don't get hung up too much about what the OFT said, particularly the figures. They decided to set a level to try and appease everyone. It bears very little relation to any actual costs, even in the case of Egg or any other Credit Card that insists on the minimum monthly payment being paid by Direct Debit. Egg and other companies seem to think they can now use this level as a charge, knowing the OFT won't pursue them, even though it's almost certainly way higher than their costs.

I can tell you I know personally of three people who have claimed from Egg in the last 3 months. Even after the OFT release, they have paid up in full every time. There are countless others on this site and others who have also been paid in full by Egg.

If you want to try and recover your charge, claim away, it's likely you'll be paid out.

worleyone

i have been repeatedley charged £20 for my direct debit bouncing, i realsied it was due to my wages not being paid in on time and so now have these chrages. can i claim the £20? and why is it not £12? if they have been used as a good example?

worleyone

i was charged this in sept and oct, have they now lowered their charge?

misskitty_4

Has anyone sucessfully claimed charges back from Egg for either a loan or credit card?
I can't find any posts regarding egg

thanks

maniac886

misskitty wrote:

Has anyone sucessfully claimed charges back from Egg for either a loan or credit card?
I can't find any posts regarding egg

thanks

Have a look here. You may need to register over at CAG in order to see this but there is a section for people who are claiming from Egg.

HTH

Maniac

nickmack

misskitty wrote:

Has anyone sucessfully claimed charges back from Egg for either a loan or credit card?
I can't find any posts regarding egg

If you use the term 'Egg Card' in the Search this forum option you should find a few.

misskitty_4

nickmack wrote:

If you use the term 'Egg Card' in the Search this forum option you should find a few.

Thanks! i'll try that

Edinburghlass_2

nickmack wrote:

If you use the term 'Egg Card' in the Search this forum option you should find a few.

you're slipping nickmack

Threads now merged, not too many people though.

kizcat01

i have just sent my first letter to Egg asking for statements.

Will let you know how I get on. Also sent off to Capital one, smile.co.uk, and TEsco personal finance