The future WILL be bright . . .

cats_slave

Can I gatecrash your thread TotallyInzane to ask Hovel Lady how the Hovel Dog is and whether he is living with her at the moment.

Hope you have a good evening TotallyInzane and also get the insurance issue sorted out on Monday.

TotallyInzane

No problem Cat Slave

Night out Sat went well - managed to only spend £35 for the meal & drinks all night, which is great if you ask me :T Did help that friends who were staying over night after the night out brought a couple of bottle of mulled wine over, which we tucked into before we went out I did spent £12 before hand in the supermarket - however my DW bought items on sunday that we needed in the supermarket, so evens on that front.

Busy day at my p/time job today - schools have broken up therefore the restaurant gets busy as it's next to a cinema! That, needed to get my mum's present posted & having to meet the pet sitter - i didn't manage to get to the bank I'm sure I've got a direct number for the guy, therefore will try them on the phone tomorrow . . .

right off to cook cauliflower cheese for dinner now - take care one & all

Hovel_lady

Just dropping in to wish you and Mrs TotallyInzane all the best for 2012.

TotallyInzane

:j HAPPY NEW YEAR :j

To you as well HL & I hope 2012 brings you all the happiness you deserve :beer:

I hope everyone has had a great start to the New Year

TotallyInzane

OK gonna try starting my daily spending dairy again -

Yesterday was a NSD :j

I have reduced my H*****X C/C limit today from £2,700 down to £1,100 (as balance is now £1,018.**) :j

Today i haven't spent anything yet but gonna have to pay a bill over the phone from the Joint Acc, therefore not a NSD day - scrub that company was closed, therefore have to do it tomorrow - therefore Today is a NSD :j

Bank refunding double insurance premiums update - went back to the bank today, with information in hand & after a wait managed to spk to the original person who set the insurance policy up - he is now one of the managers & has said it will ALL (2 monthly premiums I paid when meant to have been canx + the Canx fee) be refunded to our account on Wed. We'll wait & see but hopefully may have some success this time . . .

Hovel_lady

Well done on your NSD's :T
Hope you do get the money back - they should pay you interest on it I reckon

TotallyInzane

Sorry I haven't been on here for ages but I never seem to stop at the moment!!!

Good news - the bank refunded the insurance premiums that I shouldn't have paid, the cancellation fee & also additional amount due to the length of time it dragged on! RESULT!!!!! :j

I hope all are well?

I'll post properly soon . . . take care

Hovel_lady

Glad the bank refunded the money and gave you extra:T
I'm good thankyou.
Look forward to your updates

TotallyInzane

Hi all - hope everyone is well?

Sorry I've been away for sooo long, it has been a very busy time over the last few months - we've been to 3 out of the 5 weddings we're attending this year, moved house & it's already almost our 1st wedding aniversary!!!

As mentioned above we've had alot of social commitments over the last couple of months, meaning my MSE hasn't been as on target as hoped. However, the majority of the expenses, inc. several large garage bills thrown in for good measure, has been covered by my 2nd job. This has prevented me getting further into the red, but has slowed the re-payments down - I'm still seeing it as a positive that I'm not deeper in than before though :beer:

On that note . . SIGNATURE UPDATE!!!!

On a not quite so positive, I am really struggling this month, as we had 2 weedings & a weeks holiday (stayed at home but still no work, so class as a holiday) close together. Making me brassick until payday a week on monday & just been reminded that I've got buildings insurance to pay this month! :eek:

My other worry, as mentioned, it's our 1st wedding aniversary on the 25th & I wanted to spoil my DW, not only am I struggling to think what to get for her but I don't get paid till 20th & then don't have any free days inbetween (as we're at another friends wedding on our actual aniversary!).

Keep calm & carry on thinking me thinks . . . .

I visted the doc's the other day as getting regular headaches again, thought could be my eyes so visited the opticians 1st but my prescription hasn't changed therefore they suggested going to my GP. My GP diagnoised it as tension headaches, most likely caused by stress, being a old school GP suggested doing my exercise. So now I'm on a mission to get out on my bike reguarly - wish me luck!

Right think my diary is upto date now. Must dash off now but will catch up on other dairies later.

Hope it's glorious sunshine like here where ever you are, have a lovely day

Hovel_lady

Helloooooooooooo :wave:

Nice to see you back :T

Sounds like you've had a busy time.
Definately a positive that you're not more in debt despite all the extra expenses - well done you :money:

Good luck with the cycling.

Happy First Anniversary Mr and Mrs Totally InZane for the 25th

(just in case you're not back before then )

See you again soooooonnnnnnnn :beer: