The future WILL be bright . . .

TotallyInzane

Hi All

Hope everyones well?

I'm still not great but not got any worse, so that's a positive thing Unfortanetly though one of my cats is decidedly under the weather today, not his usual mischievious self, so my OH called the vets 1st thing & he's got a vet appointment at 6pm today (I would have had him the minute the vets opened but apperently they didn't have any appointments), so fingers crossed he's ok

Yesterdays Spend:

£4.85 Envolopes for posting suit to best man

Todays spend:

£15.85 Memory Card for camera (honeymoon)
£9.60 Postage - best man's suit (wedding account)
£13.51 Supermarket - cough medicine, chocolate, beer & wine
£0.86 Local Shop - 2 x onions & 1 x can of chopped tomatos for tonights dinner

Anyways must go & do some work, catch everyone later

Hovel_lady

Hope all goes well with the vets. The Hovel dog says "woof" which I think translates as "Vets :mad:"
Glad you're not any worse.
It's a good day in Hovel land

TotallyInzane

Hovel_lady wrote: »

Hope all goes well with the vets. The Hovel dog says "woof" which I think translates as "Vets :mad:"
Glad you're not any worse.
It's a good day in Hovel land

Thanks Hovel lady - got all my fingers & toes crossed

It's OK hovel dog the V.E.T's aren't for you

Glad its a good day in hovel land - i must admit it is a beautiful day here, which does make things seem a bit better.

Just checked my items on ebay & 1 of them has someone watching it but otherwise no activity, although there are still 4 days remaining, so not lost all hope yet. Must get around to putting other items on there this weekend.

Want to dig out our last virgin m**** bill later, as I'm sure we could save some money there . . .

Right lunch break almost over, back to the grind stone - catch you all later . . .

TotallyInzane

Morning all

Wet & misserable here today , although I'm at work all day so i guess I won't be missing any good weather either!

I'm pleased to say Jet (the cat) is feeling alot better, he seems his usual self - constantly meowing for food or jumping on you while your trying to do something. The V.E.T's (sorry Hovel dog!) thought it could be a reaction to the injection he had at the begining of the week, so they provided him with some antibotics to see if help & he's going back today for a check up.

OH just updated me saying he's now fine but V.E.T has given him a course of antibotics, grand sum of consaltations & antibotics £72 :eek:

I wish i could say the same for myself, feeling pretty rough this morning Looking forward to getting home to my sofa already!

Begining to panic about the wedding & whats left to do now, as it's getting closer, also feel the need to sit down & budget for the remaining outlays, as fear pennies are going to be tight! :undecided

Anyways must go & do some work now, will try & pop back later - hope everyone as a great saturday

Daily Spending Record:

£119.85 - OH Wedding/birthday pressent

Hovel_lady

I and the Hovel dog are pleased Jay is OK. Give him a cuddle from me.
Rain here too. Did sit out in garden for 10 minutes then it chucked it down again. Still, the garden likes it.
Enjoy your sofa

TotallyInzane

Morning all, hope everyone is having a pleasant Sunday morning?

I love Sundays as it's the 1st day of my weekend & the 1st lye in I get Therefore it's a good day today :j

Now feeling recuperated & ready for the day, finishing my 2nd cup of tea, contemplating the order of the day . . .

Things I need to do today:

• List items onto Ebay
• sit down with OH & got through remaining items for the wedding - budgeting these items as the same time
• Arrange train tickets for my stag weekend in a couple of weeks
• Spend some time with OH

Now I'm sure there was more that I needed to do today but it's escaped me - bound to come back to me later!

I have a confession that I have not been paying attention to my diet & exercise this past week - put this down to feeling under the weather. Must try harder next week!!!

Right must dash off to s****burys before it tips it down with rain again.

Will try & pop back in later - have a great day

NB: Just looked at my Current Acc. & it is in the overdraft, so have had to amend my signature to report this

TotallyInzane

Right just got off the phone to l*yods & have been accepted to take a loan repayment holiday on this month's loan payment.

Now I know this isn't assisting towards DFW but I also know I have quite a few large payments due within the next month, as final payments for the wedding are due, therefore I thought would be better to apply for the repayment holiday (which adds 2 months extra to the term of the loan - which I'm planing on re-financing before the end of term anyway) rather than build it up on cc's. Hope that logic makes sense to everyone else & not just me . . . ?! :think:

TotallyInzane

Morning all - I hope everyone had a good monday?

Mine seemed to be the usual running around completing errands - although I didn't manage to complete as many as I would have liked!

I'm feeling a bit overwhelemed atm due to large work load at work currently & the planning of the wedding, so my motivation levels are suffering. However I did manage a bit of relaxing time with my OH on sunday, which was long overdue

Below is my spending record for the last couple of days - scary when you look at it all like this . . .

Spending Diary 17th July:

£7.56 Co-*p - Beer
£8.48 Envolopes for CD's (Wedding - T*sco c/c)
£82.10 Fairy Lights for Wedding (Wedding Savings acc)


Spending Diary 18th July:

£5.60 Pub
£6.00 Sa*nsburys - Beer
£3.29 Birthday Card for Mum
£64.** T*sco - Food Shop

Still haven't got around to listing further items onto Ebay!!!

Well must dash - hope everyone has a great tuesday

TotallyInzane

I've just logged into my current account & had one of the banks marketing messages pop up, offering a 0% balance transfer for 6 months - this could be useful as I have a c/c from a different lender which I'm still in the 0% on purchases promotional period but is near limit (this c/c has solely been taken out for the wedding & will be paid off & closed immediately afterwards).

Therefore if I transfered part of the balance from the 0% purchases card onto the 0% balance transfer card (3% fee applicable) then I would have more room on my 0% purchases card to pay for remaining items towards wedding?

Therefore saving money by not having to pay interest on these remaining items, which otherwise I would be paying for on a non promotional c/c, does this all make sense & can anyone see any reasons why this wouldn't work?

Thanks in advance

Hovel_lady

Makes sense to me and I can't see why it wouldn't work.
I see lots of beer on the spending diary :rotfl:
And a trip to the pub.
My OH will be jealous