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A Payment A Day - Part 11!
Comments
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Thanks for the welcome, I have managed to accrue overdrafts on 5 different current accounts and this is only one left, additionally i had 2 credit cards and 4 different catalogues again i have cleared the balances on 3 of them so 1 catalogue and the 2 credit cards left.
I am just paying the required payment on the last catalogue (littlewoods) as it doesnt accrue interest so saving no money by over paying and it will be cleared in july next year.
Once i have cleared this i can concentrate on the cc's both have been cut up for over a year and i an paying them off now by paying the highest interest one first with some extra and the other one with just 5.00 over the balance so it doesnt show as minimum payment only on my credit report.
I dont really want to cut into the payment on my cards to clear the overdraft but think it may be pulled when they review so am working towards that idea and if they dont then i will.0 -
Hi all:j
Little PAD of £10 towards the ever-present M&S card plz - hopeful tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning
Just a wee £1.00 Sunday PAD from me please!
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Morning all
Had a great weekend so far - As a member of a lions club (sandwell Lions Club) we took our santa sleigh out for the first time last night and raised just under £400!!! We were mega pleased, especially as money is so tight for people at the moment!
My pad for today is £6.93 - £4.43 to the mortgage and £2.50 to the loan!
Thanks all
Have a good day!
RSDIscosPlan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
Morning all
Yesterday's total was £908.83
Everyone's doing an amazing job!
Keep up the good workOne step at a time0 -
Morning
havent read back yet so sorry if i have missed something.I have just had a lovely night away and a trip to France ( early Christmas present)
My pad toady is £213
it was going to be £204 but that £9 took my mf date down a month, what a difference £ 9 can make:jMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
Morning all,Pad£20Today :jsealed pot challenge number 31 3£496/4£706.75/5 £376.74/6 £645.08/ 7 £861.34 /8 £786.90/9£610.49/10 £722.03 / 16 £802.00/ 17 £1,300/18£..... gold star from sue 🌟0
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No PAD for me today and probably wont be one tomorrow either. Bought OH's Christmas present yesterday and the bank account has only pennies left until payments start to go in again. Don't feel too bad taking a mini break from PADding as i know towards the middle and end of the month I have a few large amounts owing and can pay a chunk off the cards.
Just wanted to pop by and say good luck to all the other PADders and hope you are all well.Grocery Challenge Sept 2021 £95.40/£500
Declutter and Clean - 660 -
Hi,£4.21 to savings today.0
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Morning, a PAD today for me please of £47.05.AFD 0/310
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